Yesterday a friend guaranteed an amount of 270 to my credit limit which is 190.So the total credit is supposed to be 730.That is 270*2=530+190=730.But after the review by Zidisha staff,my credit limit drastically reduced to 115.Looking at the situation yesterday,I decided to cancelled the loan yesterday. I also asked my guarantor to also cancel his guarantor which he did. I then asked him to guarantee for me again which he did and I reapplied again.Today too, after the review I realized that my credit is 288.Meanwhile,my total credit is still showing 730.Please somebody should help me out.
Aaron, apologies for your experience, did you wait for the tenor of your last loan to expire before you applied for the current loan? Your friend might not be eligible to guarantee you even if there is a fund in his Guarantor Program if he defaults in his instalment repayment or one of his guarantees is behind in his or her repayment. Have you checked with him to ensure that he used the same phone contact of yours as the one on your profile? Also, if you have guaranteed someone already, you can't be guaranteed by others.
Ohene, apologies for your experience, did you wait for the tenor of your last loan to expire before you applied for the current loan? Your friend might not be eligible to guarantee you even if there is a fund in his Guarantor Program if he defaults in his instalment repayment or one of his guarantees is behind in his or her repayment. Have you checked with him to ensure that he used the same phone contact of yours as the one on your profile? Also, if you have guaranteed someone already, you can't be guaranteed by others.
Your answer can't help us , if that person users different line but why is it showing to us that we have received a guarantee loan and your credit limit has been increased?
Munona, you've been told that the fact that the guaranteed amount showed on your page does not mean that it can not be cancelled, particularly if it's discovered that your Guarantor has an overdue repayment amount or a person he initially guaranteed has an overdue repayment to make.
Thank you bro.... He is talking what doesn't even matter what is going on....I have experienced same problem after I guarantee for a friend and he recieved 115 Ghana cedis instead 607 Ghana cedis.
I write about this in a forum here.
Hi Godfred it's good you let us know what is happening here in the forum. I will suggest you use the help page screen also to raise a support ticket to the zidisha.
Hello kwame, please remain calm, I believe it's a technical error and director and her staff are working on it. They will work on it very soon. Appologies for the trouble.
Ohene Kwame Abotoase, Ghana Nov 12, 2020
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