Forum > Indonesia > Pinjaman pertama Forum Guidelines

  • Jan 15, 2018

    the funds have been liquidized on the date of 10 january, ko until now the funds have not come in yes, about knpah ya

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    dana sudah di cairkan pada tgl 10 januari , ko sampai saat ini dananya belum masuk ya , kira kira knpah ya


    • Volunteer Mentor
      Mimin Munawaroh
      Cilacap, Indonesia

      Jan 15, 2018

      Can check his account mutation mas. Mas can see the funds received on the disbursement email or when will receive the loan there is info how the net funds received after deducting 5% fee and other fees (if any)

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      Bisa cek mutasi rekeningnya mas.
      Mas bisa melihat dana yang diterima pada email pencairan atau saat akan menerima pinjaman tersebut ada info berapa dana bersih yang diterima setelah dipotong fee 5% dan biaya lainnya (jika ada)


      • Jan 18, 2018

        thanks mbak mimin before, kalu bgini gmna mbak? Loan Fund: 321,052 IDR Service Fee (5%): 16,052 IDR Lifetime membership fee: 300,000 IDR Deposit (guarantee) Zidisha Members Loan Fund only once .: 0 IDR Large net liquefaction after deductions: 5,000 IDR

        Translated by Google     Show original

        makasih mbak mimin sebelumnya , kalu bgini gmna mbak ?
        Pokok Pinjaman: 321,052 IDR
        Biaya Servis (5%): 16,052 IDR
        Biaya keanggotaan seumur hidup: 300,000 IDR
        Deposit (jaminan) Zidisha Members Loan Fund sekali saja.: 0 IDR
        Besar pencairan netto setelah pemotongan: 5,000 IDR


      • Volunteer Mentor
        Mimin Munawaroh
        Cilacap, Indonesia

        Jan 18, 2018

        the same as Rita Foeh"s mba, since mas is a new member and this is the first loan, the principal loan is not only minus the 5% service charge but there is an additional deduction of a lifetime membership fee that is only paid 1x during the mas to be a member of Zidisha. For subsequent loans only 5% service charge will be charged. Rp 5,000 is net loan received after deducted from these costs, it is unlikely that it can be transferred to a gold account because the minimum limit of interbank transfers in Indonesia is Rp 10,000

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        sama seperti mba Rita Foeh, karena mas adalah anggota baru dan ini pinjaman pertama, maka pokok pinjaman mas tidak hanya dikurangi biaya servis 5% tapi ada tambahan potongan biaya keanggotaan seumur hidup yang hanya dibayarkan 1x selama mas menjadi anggota Zidisha.
        Untuk pinjaman-pinjaman berikutnya hanya akan dikenakan biaya servis 5% saja.

        Rp 5.000 adalah pinjaman bersih yang diterima setelah dipotong biaya-biaya tersebut, kemungkinan memang tidak dapat di transferkan ke rekening mas karena batas minimal transfer antar bank di Indonesia adalah Rp 10.000



  • Volunteer Mentor
    Su Rono
    Grobogan, Indonesia

    Jan 15, 2018

    I see your funds have been disbursed, because in your profile has appeared installment payment schedule, please check your bank account to make sure, the funds have been received, you new member, Channeled amount: $ 24.27 Service fee: 5% from $ 24.27 = $ 1.21 and you get a member lifetime guarantee (member life)

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    Saya melihat dana anda sudah cair ,karena di profil anda sudah muncul jadwal pembayaran angsuran, silahkan cek rekening bank anda untuk memastikan ,dana sudah di terima,

    anda anggota baru ,

    Jumlah yang Disalurkan: $ 24.27

    Biaya jasa: 5% dari $ 24,27 = $ 1,21

    dan anda mendapat potongan jaminan anggota seumur hidup( members life )



  • Rita Foeh
    Kupang, Indonesia

    Jan 15, 2018

    I also have to reply if the funds have been liquid from the date 13 jan"18. but I have not entered my account yet. My initial loan is 10,000 IDR, 10,000 rupiah? so what will my number of teima in my account? sorry i still do not understand. thank you

    Translated by Google     Show original

    saya juga sudah dapat balasan kalau dana sudah cair dari tanggal 13 jan'18. tapi belum masuk direkening saya. pinjaman awal saya 10.000 IDR, 10.000 rupiahkah? jadi nanti jumlah saya teima di rekening berapa? maaf saya masih belum paham. terima kasih


    • Volunteer Mentor
      Mimin Munawaroh
      Cilacap, Indonesia

      Jan 16, 2018

      Your loan is already disbursed on January 13, 2018, because this is your first loan then you will be charged 5% service fee and lifetime membership fee (only 1x during member zidisha). You can check your account mutation, email loan disbursement notification or when to input account data to find out how much net fund you receive after deducting those costs. Note: 10,000 IDR means Rp 10,000

      Translated by Google     Show original

      Pinjaman anda memang sudah dicairkan pada tanggal 13 Jan 2018, karena ini pinjaman pertama anda maka anda akan dikenakan biaya service 5% dan biaya keanggotaan seumur hidup (hanya 1x selama menjadi anggota zidisha).
      Anda dapat mengecek mutasi rekening, email notifikasi pencairan pinjaman atau saat akan input data rekening untuk mengetahui berapa dana bersih yang anda terima setelah dipotong biaya-biaya tersebut.
      Note: 10.000 IDR artinya Rp 10.000


      Rita Foeh likes this.
      • Rita Foeh
        Kupang, Indonesia

        Jan 17, 2018

        I now really again need the help of funds for my business and place of business. with 10,000 how I can spend that will be a necessity for my business. Loan Fee: 168,421 IDR Service Fee (5%): 8,421 IDR Lifetime membership fee: 150,000 IDR Deposit (guarantee) Zidisha Members Loan Fund just once. : 0 IDR Great net disbursement after deductions: 10,000 IDR Great Weekly Payout: 10,000 IDR Payment Period: 17 weeks Total Amount Paid: 168,421 IDR Can you please explain to me? thank you

        Translated by Google     Show original

        saya sekarang memang lagi sangat membutuhkan bantuan dana untuk usaha dan tempat usaha saya. dengan 10.000 bagaimana saya bisa membelanjakan yang akan menjadi kebutuhan untuk usaha saya.
        Pokok Pinjaman : 168,421 IDR
        Biaya Servis (5%) : 8,421 IDR
        Biaya keanggotaan seumur hidup :150,000 IDR
        Deposit (jaminan) Zidisha Members Loan Fund sekali saja. : 0 IDR
        Besar pencairan netto setelah pemotongan : 10,000 IDR
        Besar Pembayaran Mingguan : 10,000 IDR
        Periode Pembayaran : 17 minggu
        Jumlah Total Yang Harus Dibayar : 168,421 IDR maaf bisa tolong dijelaskan ke saya? terima kasih


      • Volunteer Mentor
        Mimin Munawaroh
        Cilacap, Indonesia

        Jan 17, 2018

        Hello mba Rita, as a new member in zidisha, you are required to pay a lifetime membership fee that will be deducted from your first loan, and this fee is only withdrawn 1x as long as you become a member of zidisha. After you pay off the first loan then the next loan will only be deducted from the service charge of 5%. This piece of information is actually there when you will receive this loan (the bank account input data page) and you can cancel it if you do not agree with these terms. Since you have received this loan you agree to the terms of the above deductions.

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        Halo mba Rita, sebagai anggota baru di zidisha, anda diwajibkan untuk membayar biaya keanggotaan seumur hidup yang akan di potong dari pinjaman pertama anda, dan biaya ini hanya di tarik 1x selama anda menjadi anggota zidisha. Setelah anda melunasi pinjaman pertama ini maka pinjaman selanjutnya hanya akan dipotong biaya servis 5%.
        Informasi potongan ini sebenarnya sudah ada pada saat anda akan menerima pinjaman ini (halaman input data rekening bank) dan anda dapat membatalkannya jika tidak setuju dengan ketentuan ini.
        Karena anda sudah menerima pinjaman ini berarti anda sudah menyetujui ketentuan potongan di atas.



  • Femilius -
    Depok, Indonesia

    Mar 2, 2018

    I"m sorry..my new member, best regards .. confusing also the system. I also received the loan and have received a reply ... means if the loan 5000 idr no possibility of disbursement into my account and I have to pay installments with loans that are not accepted and can not be managed.

    Translated by Google     Show original

    Maaf..saya anggota baru,salam kenal..membingungkan juga sistemnya. Saya juga terlanjur terima pinjaman dan sudah terima balasannya...berarti bila pinjaman 5000 idr tidak ada kemungkinan pencairannya ke rekening saya dan saya harus bayar cicilan dengan pinjaman yang tidak diterima dan tidak bisa di kelola.


    • Volunteer Mentor
      Mimin Munawaroh
      Cilacap, Indonesia

      Mar 4, 2018

      Hi Mr. Femilius, every new member applying for a loan in Zidisha is required to pay a lifetime membership fee (1x during membership), this fee is not required to be paid in advance when registering but will be deducted from the first loan you receive so you only receive 5000 IDR .

      Translated by Google     Show original

      Hi Mr. Femilius, setiap anggota baru yang mengajukan pinjaman di Zidisha diwajibkan untuk membayar biaya keanggotaan seumur hidup (1x selama menjadi anggota), biaya ini tidak harus anda bayarkan dahulu saat mendaftar, tapi akan di potong dari pinjaman pertama yang anda terima sehingga anda hanya menerima 5000 IDR.


      • Joost
        Noord Brabant, Netherlands

        Mar 8, 2018

        His membership fee seems to be wrongly displayed.
        It’s twice the amount it should be. On the repayment page and on the credit limit page the amount is correct)

        (I have reported this by mail)


        Mimin Munawaroh likes this.
        • Volunteer Mentor
          Mimin Munawaroh
          Cilacap, Indonesia

          Mar 8, 2018

          Thanks for the update Joost, hope Zidisha team can fix it soon because I also have a mentee with same error.

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          Thanks for the update Joost, hope Zidisha team can fix it soon because I also have a mentee with same error.



  • M Ali Albais
    Kota Kediri, Indonesia

    Mar 8, 2018

    5000 idr is what 5000 rp

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    5000 idr itu apa 5000 rp


    • Volunteer Mentor
      Mimin Munawaroh
      Cilacap, Indonesia

      Mar 8, 2018

      True Pak Ali, 5000 IDR means Rp 5,000, -

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      Betul Pak Ali,
      5000 IDR artinya Rp 5.000 ,-



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