Forum > Borrower Questions > Non funding of loans Forum Guidelines

  • Mauricen Ochieng
    Nakuru, Kenya

    Jan 22, 2018

    My previous loan expired without being financed, I put another request which is over three days old and still 0% funded, what exactly is happening with Zidisha, the Zidisha now is not the one we used to deal with, and we are having difficulties explaining what we don't know to new members we invite and face the same, if something changed, let us know


    Abubakari Razak likes this.
    • Joost
      Noord Brabant, Netherlands

      Jan 23, 2018

      Please look at the announcement section of this forum. Julia, our director, has posted two topics about this.


      Yeboah Jonas likes this.
      • Pauline Wamuchwa
        Eldoret, Kenya

        Jan 25, 2018

        I want to begin with thanks for you wrote for me on my dashboard concerning things to consider in my loan proposal. I edited my proposal but your message is still there with the same date of loans expiration for it was 11 days left when you send it three days ago and it is still reading 11 days 0 funded. I think there is a big problem with the system. Please help me.


        Fitri Fauziyah likes this.
      • Pauline Wamuchwa
        Eldoret, Kenya

        Jan 25, 2018

        Everything now is well and thank you for your efforts. Now I have no complaints. Thanks


        Alex Tsuma likes this.
    • Volunteer Mentor
      Rully Prades
      Cirebon, Indonesia

      Jan 24, 2018

      dear mauricen, I also experienced the same thing.
      but pe patience and keep optims.
      you can read www.zidisha.org/forum-threa...

      Translated by Google     Show original

      dear mauricen, I also experienced the same thing.
      but pe patience and keep optims.
      you can read www.zidisha.org/forum-threa...


      • Mamat Rahmat
        Cirebon, Indonesia

        Jan 25, 2018

        Yes Rully ... be patient. I also have 3 times submission without funding ... and still keep the spirit.

        Translated by Google     Show original

        Iya Rully... sabar yah. Saya juga sudah 3 kali pengajuan tanpa didanai... dan masih tetap semangat.


    • Volunteer Mentor
      Ratna Trisnawati
      Jakarta Selatan, Indonesia

      Jan 24, 2018

      Yes Do not give up Mauricen, if the loan is not funded and has expired. Try for new proposals back, confident and pray that lenders will be able to return to the borrower again.

      Translated by Google     Show original

      Iya Jangan menyerah Mauricen, jika pinjaman tidak didanai dan sudah kadaluarsa. Cobalah untuk pengajuan baru kembali, yakin dan berdoa agar pemberi dana pinjaman akan bisa sebanding kembali dengan peminjam.



  • Yussif Yahaya
    Kumasi, Ghana

    Jan 23, 2018

    So will it be right if we stop posting news loans ? .



  • Volunteer Mentor
    Darius Mukabwa
    Eldoret, Kenya

    Jan 26, 2018

    I always post my question in this help page, but it has never been replied, why? Iam I different from other people or.... I fail to understand!


    • Zidisha Volunteer
      dave2319
      United Kingdom

      Jan 27, 2018

      Hello Darius.
      I've checked your support tickets and seen we've been replying to them, and I've just replied to another, so they're all currently showing as solved.

      Sorry if your question's not been answered in the forum. We don't have many people working in the forum, and support tickets are usually the best way for borrowers to contact us.
      We also can't yet search for forum posts by a particular borrower (which would be very nice to do!) so feel free to ask again here or in a support ticket.


  • Wambua Francis
    Nairobi, Kenya

    Jan 26, 2018

    Please joost remove the message on my account which you explained to me on the things to change on my loan proposal



  • Wambua Francis
    Nairobi, Kenya

    Jan 26, 2018

    And i have applied my loan 4times that since December 2018 and still not funded what might be wrong



  • Simon Sabwa
    Mombasa Freret..., Kenya

    Jan 26, 2018

    This has been the longest time i have taken when i request for a loan at Zidisha. I have applied four times but my loan only get to 4% and it stops until it expires? what could be the problem with my applications? The current loan is at 3% for the past two days. i have only 4 day left. I have not given up yet.
    Simon Sabwa.



  • Sigit Asi Saputra
    Bandar Lampung, Indonesia

    Jan 28, 2018

    the first submission of his response is very fast ... submission to 2 time 5 days has been funded all its ... 3rd submission has no response yes ...

    Translated by Google     Show original

    pengajuan pertama respon nya sangat cepat...pengajuan ke 2 waktu 5 hari sudah terdanai semua nya...pengajuan ke 3 belum ada respon ya...



  • Mis Hernawati
    Bandung Barat, Indonesia

    Jan 28, 2018

    Hi @Simon Sabwa, do not give up and do not be discouraged. Not just you who experience it. Many members from different countries are experiencing it. We must be sure that zidisha and lenders will help us. Director Julia has explained it, you can see it here: www.zidisha.org/forum-threa... www.zidisha.org/forum-threa... Hopefully your loan this time can be fully funded 100% .

    Translated by Google     Show original

    Hai @Simon Sabwa, jangan menyerah dan jangan berkecil hati. Bukan hanya anda yang mengalami hal tersebut. Banyak anggota dari berbagai negara yang mengalaminya.
    Kita harus yakin bahwa zidisha dan lenders akan membantu kita.

    Direktur Julia telah menjelaskannya, anda bisa melihatnya disini :
    www.zidisha.org/forum-threa...
    www.zidisha.org/forum-threa...

    Semoga pinjaman anda kali ini bisa didanai penuh 100%.


    Bastiaan likes this.

  • Volunteer Mentor
    Anthony Ludeki
    Kabiria, Kenya

    Jan 28, 2018

    Hi Mr. Dave am a Zidisha member from 2015,and I have maintained an on time good repayment of 100% since I took my first loan.Today I consider myself as a trustworthy borrower and also I know zidisha community consider me as a trustworthy customer. I have posted two loan proposals that went unfunded on expiring dates. Today have the third proposal that is counting with 5 days remaining but it is 0%. Some of the aspects that are put in consideration for one to be funded in future and even increase his credit limit is good on time repayment record,quality photos that describes what the loan will be used for,a detailed proposal that explains how the funds will be used, what will purchased and the profits that one will make and how he or she is going to spent the profits and also regular commucation with the lenders.
    All the above I have done,my repayment record 100% (135),I have a quality photo,my loan proposal is very clear I have indicated what am going to buy ,the profit I will get and how I will spent the profit. Cummunication with lenders I do it regularly.And above all am a trustworthy long serving borrower of zidisha who in my view should be given a priority.
    Just to share something small with,when the every year begins I usually have some new year resolution which keeps driving me throughout since I always work hard to achieve them and this is what has prompting me to clear my loan even before time so that I can begin the year with a new loan.
    As an old member of zidisha I always put zidisha in my all plans since zidisha is the only financial organization I get financial support and that's why I had to create trust to you and to my lenders.
    I have read what Julie posted in announcement but I still have high hopes that my Loan will be funded.
    Thank you for your time.



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