Forum > Borrower Questions > This is my sixth time Forum Guidelines

  • Volunteer Mentor
    Oppong Garred
    Berekum, Ghana

    Jan 23, 2018

    Hello everyone this is my sixth time l apply this loan still 0 perct funding it left with 8days.joost told me l should post more pictures l did but still not even 1perct fund.Why?

    • Joost
      Noord Brabant, Netherlands

      Jan 24, 2018

      You should check if your loan request ticks all the following boxes.

      Your profile photo could be much better. I like to see your business on the background. Please compare your loan request with others request that are
      almost funded.

      You want a lot of money but you don’t describe how you are planning to repay this loan. What’s your current business.

      In your comments section there are a lot of “I need loan” and “thank you for funding” messages. But you don’t tell the lenders what you where able to do with your previous loans. There is also no ”personal” info with news about your country, family, business. Please check this page to see what other lenders are posting.

      As Julia described on the “announcement” section of this forum. Zidisha isn’t a bank. It’s a kind of marketplace. And if you are on a market you don’t visit every seller. A seller must do a lot of effort to display his/her goods as attractive as possible. And you have to do this on Zidisha as well.

      I hope this info will help you and other lenders. Try to look through the eyes of an lender if you check your own profile.

    • Volunteer Mentor

      Jan 24, 2018

      please make sure that you stand in the shop with the display of your phones and take your photograph. From this current profile and the previous ones,I can't see any phone in the shop. This is a competitive market. Thank you

  • Edwin Mmwacha
    Nairobi, Kenya

    Jan 24, 2018

    Am earnestly waiting for the one month duration to expire as Julia explained. I face the same challenge but am hopeful from 8th February am expecting my loan to be fully funded before expiry.

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