They are not refundable if you have already used them to increase your credit limit. They are only refundable in cases where you make a contribution, and then decide not to raise the next loan.
Hi Duncan, the optional contributions are part of the Pay It Forward program. Pay It Forward is just our name for the way loan repayments go directly to fund other members instead of going to Zidisha or to lenders. Optional contributions are an opportunity to contribute an extra amount at the end of your loan repayment to fund other members.
Isaac Gyapong Tanoboase, Ghana Jun 15, 2022
Julia Kurnia Sterling, US Jun 16, 2022
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Duncan Nduati Volunteer Mentor Thika, Kenya Jun 17, 2022
Julia Kurnia Sterling, US Jun 17, 2022