Forum > Indonesia > Anggota baru Forum Guidelines

  • Muhammad Hadi Purwoko
    Surabaya, Indonesia

    Jan 27, 2018

    I"m sorry I"m still confused how to use

    Translated by Google     Show original

    Mohon maaf Saya masih bingung bagaimana cara menggunakan



  • Mis Hernawati
    Bandung Barat, Indonesia

    Feb 4, 2018

    Hi @Muhammad you can ask what belim you understand in this forum, but it would be nice you follow the suggestion @Joost, you can read all the explanation zidisha, at least for an illustration of how zidisha work. Happy learning, we are ready to help with pleasure.

    Translated by Google     Show original

    Hai @Muhammad anda bisa menanyakan apa yang belim anda pahami di forum ini, tapi alangkah baiknya anda mengikuti saran @Joost, anda bisa membaca dulu semua penjelasan zidisha, setidaknya agar ada gambaran bagaimana zidisha bekerja.

    Selamat belajar, kami siap membantu dengan senang hati.


    • Feb 6, 2018

      Funding 100% sdh received, .. and I can e-mail containing your funds have been melted to my rek ****** a / n. Worth 5,000IDR, .. and Loan principal 250,000 IDR, .. and I immediately paid the amount of 250,000IDR in a week according to the agreement, .. mksud me whether the big reply to my transfer in the form of cash or how, info / guide bu ,. .give still.

      Translated by Google     Show original

      Pendanaan100% sdh di terima,..dan saya dapat email berisikan dana anda sudah di cairkan ke no rek ****** a/n saya.
      Senilai 5,000IDR,..dan Pokok Pinjaman 250,000 IDR,..dan saya segera melunasi sebesar 250,000IDR dlm seminggu sesuai perjanjian,..mksud saya apakah besar yg di transfer ke rek saya berupa uang tunai atau bagaimana,info/panduannya bu,..terima masih.


      • Volunteer Mentor
        Rochmad Sumiati
        Gresik, Indonesia

        Feb 6, 2018

        Dear Rin I think this is your first loan, actually you receive a loan of 2500000 because there is a new mamber fee you only receive 5000rupiah, if the problem installments you can repay according to existing nominal no time when applying for loans do not have to pay 250000 directly aka ngangsur each week according nominal ever written and until paid off after that you will get a loan lebig large and only cut the cost of service

        Translated by Google     Show original

        Yang terhormat rin saya kira ini pinjaman pertama anda, sebenarnya anda menerimah pinjaman sebesar 2500000 dikarenakan ada biaya mamber baru anda hanya menerimah 5000rupiah, kalau masalah mengangsur anda bisa mengangsur sesuai yang ada tulis nominalnya waktu mengajukan pinjaman tidak harus membayar 250000 langsung alias ngangsur tiap minggu sesuai nominal yang pernah ditulis dan sampai lunas setelah itu anda akan mendapat pinjaman yg lebig besar dan hanya dipotong biaya servis


      • Joost
        Noord Brabant, Netherlands

        Feb 6, 2018

        You opted to enlarge your credit limit by putting a big part of this loan into the Member Loan Fund. More info about this can be found in the FAQ. (www.zidisha.org/faq#faq-65)

        If this was a mistake then please read the remaining borrowers FAQ and ask a refund. You need to send a support ticket using the help menu (www.zidisha.org/borrower/help).



  • Mis Hernawati
    Bandung Barat, Indonesia

    Feb 7, 2018

    Hi @Rint All is the current regulation for new members there is a membership fee (this is paid once in a lifetime / as long as a member of zidisha, and the funds can not be withdrawn). Then there is a service charge of 5% (this applies to all members, either old members, or new members), this fee will be in every loan application. Then there is the cost of MLF (this can be selected to convince and maintain trust between members and lenders, these funds can be withdrawn) The large loan into account eg IDR 5.000 after the cost I described above. The principal of the loan is IDR 250,000. You can pay it in installments like the initial loan application, or you pay the full amount (if you pay full, you can apply for a loan back). For more details, you can open a link that already exists above this comment (link from Mr. Joost).

    Translated by Google     Show original

    Hai @Rint All memang peraturan sekarang untuk member baru ada biaya keanggotaan (ini dibayar sekali seumur hidup / selama menjadi anggota zidisha, dan dana tersebut tidak bisa ditarik kembali).
    Lalu ada biaya servis sebesar 5% (ini berlaku untuk semua anggota, baik anggota lama, ataupun anggota baru), biaya ini akan ada disetiap pengajuan pinjaman.
    Lalu ada biaya MLF (ini bisa dipilih untuk meyakinkan dan menjaga kepercayaan antara anggota dan pemberi pinjaman, dana ini bisa ditarik kembali)

    Adapun besar pinjaman yang masuk ke rekening misal IDR 5.000 itu setelah dipotong biaya yang saya jelaskan diatas. Pokok pinjaman memang IDR 250.000. Anda bisa membayarnya dengan cara dicicil seperti awal pengajuan pinjaman, atau anda bayar penuh sekaligus (jika membayar penuh, anda bisa mengajukan pinjaman kembali).

    Untuk lebih jelas, anda bisa membuka tautan yang sudah ada diatas komentar ini (tautan dari Mr. Joost).



  • Sofyan Sukri
    Kabupaten, Indonesia

    Feb 23, 2018

    From the 3rd stage to go to the 4th stage how is it?

    Translated by Google     Show original

    Dari tahapan ke-3 untuk lanjut ke tahapan ke-4 bagaimana ya ?



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