Forum > Borrower Questions > More information Forum Guidelines

  • Philip Mwambura
    Mombasa, Kenya

    Feb 6, 2018

    Hello zidisha commmunity,i was asking to know more about the zidisha i want to take big loan how do igo about it? and how do i become a volunteer mentor? It has helped me since i joined this community and i really see future in it so kindly let me know so that i can start saving.


    • Volunteer Mentor
      Rully Prades
      Cirebon, Indonesia

      Feb 6, 2018

      try to high MLF

      Translated by Google     Show original

      try to high MLF


    • Joost
      Noord Brabant, Netherlands

      Feb 6, 2018

      More info about this can be found on the Borrowers FAQ: www.zidisha.org/faq#borrowe...


      Samwel Nyangi and Rully Prades like this.
    • Mis Hernawati
      Bandung Barat, Indonesia

      Feb 7, 2018

      Hi @philip you can apply to become a VM (volunteer mentor) by: - ​​press the help button in your account - select title - select the volunteer mentor submission (I display screenshots in Indonesian) Hopefully my answer can help you friend.

      Translated by Google     Show original

      Hai @philip anda bisa mengajukan untuk menjadi VM (volunteer mentor) dengan cara :
      - tekan tombol bantuan di akun anda
      - pilih judul
      - pilih pengajuan mentor sukarelawan (saya tampilkan tangkapan layar dalam bahasa indonesia)

      Semoga jawaban saya bisa membantumu kawan.



  • Nathan Mureithi
    Eldoret Kenya, Kenya

    Feb 6, 2018

    I can advise you to be patient and the best way to go is through early payment .look at your credit limit page and see somewhere written "if you repay your loan between date~ to~"your credit limit shall be ~".that will be so helpful than going mlf way. But if you have understood well the mlf way,you can grow faster enough. A big problem with MLF,is that borrowers requests it without knowledge that they will be funded less, to pay more and get more for next not immediate loan. I see according to wise members demand, changes on mlf page will be done to make borrowers understand its consequences and benefits.To be a mentor,go to help and click on become vm and so on. Everything on Zidisha needs carefully reading and understanding and you shall enjoy being one of them. Zidisha is the best place no matter what. The challenges we face now on funding are just for a while and they keeps us strong enough. Thanks


    Martin Kimani Mwangi likes this.

  • Volunteer Mentor
    Fitri Fauziyah
    Kota Surabaya, Indonesia

    Feb 7, 2018

    Hello Phillip,

    Your on-time score is under 90% which is quite poor. If I may suggest, please pay your installment for your current loan as the schedule. So it will make your on-time score gradually up again. For your information, zidisha count payment as 'on-time' when borrower pay their installment in the expected date the system made. If you pay the installment between 10 days until due date and 10 days since the due date, your payment will count as on-time payment. That way will increase your on-time score little by little and adding the number inside the parenthesis.
    When your ontime score 90% or more, your base credit limit will get increase 20% for the next loan.

    The only way to get higher amount of loan with your ontime score is taking the loan with MLF in it, and you will get the higher amount on the next loan. Please, take your time to understand about loan with MLF works.
    Please read this, there are discussion about MLF from the old forum and from Laurie input.
    www.zidisha.org/forum-threa...
    www.zidisha.org/forum-threa...

    Translated by Google     Show original

    Hello Phillip,

    Your on-time score is under 90% which is quite poor. If I may suggest, please pay your installment for your current loan as the schedule. So it will make your on-time score gradually up again. For your information, zidisha count payment as 'on-time' when borrower pay their installment in the expected date the system made. If you pay the installment between 10 days until due date and 10 days since the due date, your payment will count as on-time payment. That way will increase your on-time score little by little and adding the number inside the parenthesis.
    When your ontime score 90% or more, your base credit limit will get increase 20% for the next loan.

    The only way to get higher amount of loan with your ontime score is taking the loan with MLF in it, and you will get the higher amount on the next loan. Please, take your time to understand about loan with MLF works.
    Please read this, there are discussion about MLF from the old forum and from Laurie input.
    www.zidisha.org/forum-threa...
    www.zidisha.org/forum-threa...


    Martin Kimani Mwangi likes this.

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