Forum > Borrower Questions > pembayaran pinjaman terlambat Forum Guidelines

  • Riki Rismawan
    Bogor, Indonesia

    Feb 7, 2018

    I riki rismawan apologize for late to pay installment due to many factors causing this happened riki is now overwhelmed facing demand for down payment result of panin from farmer who every day no less than 5 farmers who ask for advance payment because of rainy season like now very many of their needs are increasingly want to riki ask 1 whether when the payment before the set time is paid off, then the next loan will be on the waiting list ... ??? 2 whether the credit limit will be dropped if found to be late pay late when it is settled before the time or time is specified (eg borrow and repayment March 2, 2018 but hardly paid 15 febuari 2018) thanks for the answers given

    Translated by Google     Show original

    saya riki rismawan meminta maaf karena telat untuk membayar cicilan angsuran yang dikarenakan banyak faktor yang menyebabkan hal ini terjadi
    riki sekarang kewalahan menghadapi permintaan uang muka hasil panin dari petani yang setiap harinya tak kurang dari 5 petani yang meminta uang muka pembayaran karena dimusim hujan seperti sekarang sangat banyak kebutuhan mereka semakin meningkat
    yang ingin riki tanyakan
    1 apakah ketika pelunasan sebelum waktu di tentukan sudah lunas terbayar, kemudian pinjaman berikutnya akan masuk daftar tunggu ...???
    2 apakah batas kredit akan turun apabila didapati lambat membayar telat saat jatuh tempo walau sudah lunas sebelum masa atau waktu di tentukan ( misal meminjam dan pelunasan 2 maret 2018 akan tetapi susah lunas 15 febuari 2018)
    terimakasih atas jawaban yang di berikan


    • Volunteer Mentor
      Su Rono
      Grobogan, Indonesia

      Feb 7, 2018

      it would be better if you notify the lenders, related to the late payment installment on your discussion page, and explain the reason why you are late to pay the installment, in fact the borrower can change the installment. if it is going through a difficult period, it is to avoid delays, about your question, - the waiting list is in place for all borrowers not only for borrowers who are late in paying the installments, because the loan application will be reviewed and approved by zidisha staff before entering the browser area for published. - slower to pay the installment then the repayment value will still go down, - pay off before the time specified, still will get credit bonus

      Translated by Google     Show original

      akan lebih baik jika anda memberitahukan kepada lenders, terkait keterlambatan pembayaran cicilan di halaman diskusi anda , dan jelaskan alasan mengapa anda terlambat membayar angsuran ,

      sebenarnya peminjam bisa merubah angsuran. jika sedang mengalami masa masa sulit ,itu untuk menghindari keterlambatan ,

      tentang pertanyaan anda ,

      - daftar tunggu di berlakukan untuk semua peminjam tidak hanya untuk peminjam yang terlambat membayar angsuran , karena applikasi pinjaman akan di tinjau dan di setujui oleh staff zidisha sebelum masuk area browser untuk di publikasikan.

      -terlambat membayar angsuran maka nilai pelunasan tetap akan turun ,

      - Melunasi sebelum waktu yang ditentukan, masih akan mendapatkan bonus kredit

    • Country Liaison, Anglophone & Francophone Countries
      Laurie
      United States

      Feb 10, 2018

      Our apologies, but the post at the top of this page never should have been approved for publication in the Forum, because it includes a specific request pertaining to a specific borrower.

      Unfortunately, we do not have a way to delete messages which are not our own.
      Only our Director can do that, and she most often would not have time.

      I'm sorry that other staff members have made errors approving a post like this and other similar types of posts.

      The Forum is intended for generalities only, not for handling issues pertaining to any individual borrower or any borrower's specific account. For that, please always send in a Support Ticket from the "Help" link on the Dashboard (except in cases of being unable to log in because of a technical problem, of course; in that case, you would send in an email).

      Normal turnaround time for a reply is up to three (3) business days (U.S. East-Coast Time-Zone), but can take longer when we are particularly short-staffed.

      Please be patient for a reply, and please never send in another Support Ticket (or email, if unable to log into your account) reiterating anything that already has been communicated, as that only burdens the small volunteer staff unnecessarily. Please always wait for a reply before writing in again on the same topic, unless you have important new information to add. Thank you so much for your understanding and cooperation.

      Please also read all of the information at both of these links:
      www.zidisha.org/forum-threa...
      www.zidisha.org/forum-threa...
      Thank you.



  • Volunteer Mentor
    Rully Prades
    Cirebon, Indonesia

    Feb 8, 2018

    detail explanation of Su Rono

    Translated by Google     Show original

    penjelasan yang detail dr Su Rono



  • Volunteer Mentor
    Mimin Munawaroh
    Cilacap, Indonesia

    Feb 9, 2018

    your loan is now in the Late category, and your credit score goes down to 0% try to make the first installment payment so you can change the installment amount to a small amount (as long as it can help you to pay back in a timely manner), until now you have not pay the installment since the loan you receive, you have the opportunity to fix the score by paying on time after the installment is changed. early repayment does not determine whether the next proposal will go into waitlist or not, and any incoming repayment will increase your score again.

    Translated by Google     Show original

    pinjaman anda saat ini sudah masuk kategori Late, dan credit score anda turun menjadi 0%
    cobalah untuk melakukan pembayaran angsuran pertama sehingga anda dapat mengubah jumlah angsuran menjadi nominal kecil (selama dapat membantu anda untuk membayar kembali secara tepat waktu), hingga saat ini anda belum membayar angsuran sejak pinjaman tersebut anda terima, anda mempunyai kesempatan untuk memperbaiki score dengan membayar tepat waktu setelah nominal angsuran diubah.

    pelunasan lebih awal tidak menentukan apakah proposal berikutnya akan masuk waitlist atau tidak, dan tiap pembayaran angsuran yang masuk akan meningkatkan score anda kembali.


    • Ajis Ramdani
      Tangerang Selat..., Indonesia

      Feb 10, 2018

      For new members how long usually the loan will be liquid how much interest to be paid and how many days payment please inform

      Translated by Google     Show original

      Untuk anggota baru berapa lama biasanya pinjaman yang diberikan akan cair berapa bunga yang harus di bayar dan berapa hari pembayaran mohon informasinya



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