Forum > Borrower Questions > Request for help. Forum Guidelines

  • Edwin Mmwacha
    Nairobi, Kenya

    Feb 17, 2018

    Instead of complaining about Zidisha am posting this requesting your opinion on how I can get funded much quicker since this is my 6th application without getting a dime not even 1% funding. Maybe i can get to know how to increase my chances from you guys. Feel free to criticize after checking my profile on issues you suspect could be making all my six applications lack funding completely.


    Su Rono likes this.

  • Volunteer Mentor
    Su Rono
    Grobogan, Indonesia

    Feb 17, 2018

    I appreciate you, because you as a member of the old zidisha. since 2016, it may be difficult to get a new loan now. getting a loan for a long time does make some borrowers become traumatized and restless. and will be able to cause negative thinking for borrowers, perhaps borrowers already know if the number of borrowers is not proportional to the number of lenders, many lenders lend on the basis of seeing the value of repayment scores, but if I see a lot of borrowers with a repayment rate below 87 % and get 100% loan. Bad factor: currently many borrowers with bad credit and late paying installments. it causes the zidisha balance is not fast back. imagine If the zidisha balance improves. and funds lenders quickly return to the balance. It"s a wonderful hope because it can be borrowed to other borrowers. the current attempt is to try to communicate with the lenders in order to get a loan, or have you upload your business photos and tell them interesting things in your discussion area, because if your photo or story is interesting it will be displayed in the project update, and there are many lenders will see it, maybe a photo or an interesting story will be an attraction for lenders to lend to you. I am also surprised, because you have been diligently uploading a good photo on your discussion page, but until now you have not got a loan, I am sorry

    Translated by Google     Show original

    saya apresiasi kepada anda , karena anda sebagai anggota zidisha lama . sejak tahun 2016 , mungkin masa masa sulit untuk mendapat pinjaman baru dirasakan sekarang .


    mendapat pinjaman dengan waktu yang lama memang membuat sebagian peminjam menjadi trauma dan resah. serta akan dapat menimbulkan pemikiran yang negatif bagi para peminjam , mungkin peminjam sudah banyak tahu jika jumlah peminjam tidak sebanding dengan jumlah pemberi pinjaman , banyak lenders memberi pinjaman berdasarkan melihat dari nilai skor pelunasan , tapi jika saya melihat masih banyak peminjam dengan nilai pelunasan di bawah 87% dan mendapat pinjaman 100% .

    Faktor buruk : saat ini banyak para peminjam dengan kredit macet dan terlambat membayar angsuran. itu menyebabkan saldo zidisha tidak cepat kembali . bayangkan Jika saldo zidisha membaik. dan dana lenders cepat kembali ke saldonya .itu harapan indah karena bisa untuk di pinjamkan ke peminjam lainnya .

    usaha saat ini adalah mencoba berkomunikasi dengan lenders supaya mendapat pinjaman , atau rajinlah anda upload foto bisnis anda dan ceritakan hal yang menarik di area diskusi anda , karena jika foto atau cerita anda menarik maka akan di tampilkan di pembaruan proyek , dan di sana banyak lenders yang akan melihatnya , mungkin foto atau cerita yang menarik akan menjadi daya tarik bagi lenders untuk memberi pinjaman untuk anda .


    saya juga heran , karena anda sudah rajin upload foto yang bagus di halaman diskusi anda , tapi sampai saat ini anda belum mendapat pinjaman , saya turut prihatin


    Edwin Mmwacha likes this.
    • Edwin Mmwacha
      Nairobi, Kenya

      Feb 17, 2018

      Thanks Su Rono I am remaining hopeful when I get the funding I need I will try and restore my payment score to 100% in order to remain competitive in times as this. I will keenly take everything into consideration.


      • Joseph Saaquah
        Accra, Ghana

        Feb 17, 2018

        yes that is it bro,never give up.just do that and everything would be fine.good luck



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