Forum > Borrower Questions > Project page. Forum Guidelines

  • Volunteer Mentor
    Fitri Fauziyah
    Kota Surabaya, Indonesia

    Feb 27, 2018

    Well, there are many sorting on project page.:
    1. from recently added, yours maybe on the last page.
    2. From repayment rate, then you will find that the first page listed from the higher number inside parenthesis than the ontime repayment persentage.
    3. From almost funded will from the little amount of loan.
    4. From expired soon, then you will be understand how it works.
    Choosen as the staff pick also doesn't guarantee the loan will fully funded soon. It just give them more chance to be seen by lenders as their on the first page. All of it depend on the lenders and the borrowers too. Have you show your lenders that they are not wrong to fund your loan from hundreds loan at the moment? My sister said, if you want something and do something that you are worth to have it.
    If I may suggest, try to change your profile picture that show your smile shine through your eyes too. You can reaplly again if this time your loan still not fully funded.

    Edited

    Translated by Google     Show original

    Well, there are many sorting on project page.:
    1. from recently added, yours maybe on the last page.
    2. From repayment rate, then you will find that the first page listed from the higher number inside parenthesis than the ontime repayment persentage.
    3. From almost funded will from the little amount of loan.
    4. From expired soon, then you will be understand how it works.
    Choosen as the staff pick also doesn't guarantee the loan will fully funded soon. It just give them more chance to be seen by lenders as their on the first page. All of it depend on the lenders and the borrowers too. Have you show your lenders that they are not wrong to fund your loan from hundreds loan at the moment? My sister said, if you want something and do something that you are worth to have it.
    If I may suggest, try to change your profile picture that show your smile shine through your eyes too. You can reaplly again if this time your loan still not fully funded.

    Edited

    • Edwin Mmwacha
      Nairobi, Kenya

      Feb 27, 2018

      I just needed an explanation the other statement about you stating am complaining is irrelevant coz am not. Am aware of the funding difficulty. Kindly watch your words they are hurtful. If I have been able to get all my previous 7 to 8 loans funded and repaid there is no need for you to say am complaining as am not the only one who is having the sentiments posted. P.S watch your words.
      Good day.


      Samwel Nyangi likes this.
    • Volunteer Mentor
      Fitri Fauziyah
      Kota Surabaya, Indonesia

      Feb 27, 2018

      well I'm sorry if it hurt you, but why you erased your thread? because it sound like that to me. If you read the forum Guideline, you will find that we are not allow to ask lenders fund our loan/ our friend through this forum. If you turn your energy by help answering any thread that you know the answer, who knows someone will help you make your wish come true.
      you already know zidisha situation and all the informations form Director. So you know that you are competing with more than 700 hundred loan application right now. as Nelly said, keep your faith and keep fighting to get what you want. you can ask nelly how many times she had to reapply before her loan finally fully funded. you need to make your self stand out then the others, how? you need to find out how. as I see your profile picture, I can see that your smile like a force one. if you smile more carefree and it shine though your eyes, who know some lenders will got enchanted by your smile. tell lenders more about your activity or your family. Julia already mentions that the borrowers need to more active on their discussion. you will be surprise that I think the lenders if not looking loan from project page, they will see from project update. try to read project update what kind of comments does the team feature on that.

      Translated by Google     Show original

      well I'm sorry if it hurt you, but why you erased your thread? because it sound like that to me. If you read the forum Guideline, you will find that we are not allow to ask lenders fund our loan/ our friend through this forum. If you turn your energy by help answering any thread that you know the answer, who knows someone will help you make your wish come true.
      you already know zidisha situation and all the informations form Director. So you know that you are competing with more than 700 hundred loan application right now. as Nelly said, keep your faith and keep fighting to get what you want. you can ask nelly how many times she had to reapply before her loan finally fully funded. you need to make your self stand out then the others, how? you need to find out how. as I see your profile picture, I can see that your smile like a force one. if you smile more carefree and it shine though your eyes, who know some lenders will got enchanted by your smile. tell lenders more about your activity or your family. Julia already mentions that the borrowers need to more active on their discussion. you will be surprise that I think the lenders if not looking loan from project page, they will see from project update. try to read project update what kind of comments does the team feature on that.

      • Samwel Nyangi
        Nairobi, Kenya

        Feb 27, 2018

        Hello fitri
        i trust you're alright
        your explanation is so clear, always there's no elevator to success ,
        why do people fear challenges.!


        Fitri Fauziyah likes this.
        • Volunteer Mentor
          Fitri Fauziyah
          Kota Surabaya, Indonesia

          Feb 28, 2018

          Hello Samwel, I'm fine. I hope you are fine too. Thanks for asking.
          I hope you able to help in the forum too. :)

          Translated by Google     Show original

          Hello Samwel, I'm fine. I hope you are fine too. Thanks for asking.
          I hope you able to help in the forum too. :)


          Samwel Nyangi likes this.
      • Edwin Mmwacha
        Nairobi, Kenya

        Feb 27, 2018

        My point is am not complaining was just concerned. Furthermore am not asking for funds on the forum am here only to have answers. You have misinterpreted me. My question was purely on a clear mind not a complaining one. I totally understand your slight misadvice but am not replying to show rudeness but just to say am totally okay you just misinterpreted me. Being funded is a matter of chance and some few factors you have mentioned. I totally understand that just be cool.


        Samwel Nyangi likes this.
    • Edwin Mmwacha
      Nairobi, Kenya

      Feb 27, 2018

      I would like to address the following observations you have made.
      1. That my smile is a forced one. I really do not know how you came up with that. Hope there's no smile meter anywhere.
      2. That I should ask Nelly how many times she has applied.- well I have knowledge of that and actually I have applied more than 7 times so it has occurred its a matter of chance and I have no issue over that.
      3. That I should speak more to lenders. - that is also misguided as I have been informative about 44 messages regarding my business and the market environment plus developments have been updated including my shortfalls. That is to say am honest to my dealings.
      4. That am asking lenders for funds via the forum. - there is no single thread of mine that you can confirm this to be true. I only ask opinions and questions to things I do not know or am not sure of so that I can be helped by those who know more.
      Please take those words back and get rid of the perception that am complaining.
      Have a prosperous day


    • Joost
      Noord Brabant, Netherlands

      Feb 27, 2018

      Thank you Fitri for these wise words.

      @Edwin, Fitri gave you some constructive criticism. Don’t get mad at her.

      • Edwin Mmwacha
        Nairobi, Kenya

        Feb 27, 2018

        Can't say more Mr. Joost.


        Samwel Nyangi likes this.
      • Country Liaison
        Laurie
        United States

        Feb 27, 2018

        Yes, Fitri's advice is good. However, I didn't interpret Edwin's post as being angry at Fitri. I think he was calmly clarifying what he meant, that's all.

        All, on both sides, should try not to jump to negative conclusions. In my opinion, nowhere in this thread is there any indication that Edwin had a negative tone. I think he merely has wanted clarification and has provided his own clarifications, too.

        I also think his smile is fine. Maybe he just is not as extroverted as some other people are; that's my impression of him in that particular photo; and, if that's the case, there's nothing wrong at all with that.

        Anyway, I wonder if the "Add a photo" upload link would allow adding a voice-file? Tone is much less likely to be misinterpreted when one's voice is heard rather than just typed words posted on a screen.

      • Country Liaison
        Laurie
        United States

        Feb 28, 2018

        I saw Fitri's note of sincere apology on your page, Edwin, and your gracious acceptance of that. It warmed my heart. :)



  • Nelly Mungai
    Ruaka Town, Kenya

    Feb 27, 2018

    @Fitri your explanation is perfect.Edwin keep the faith


    Samwel Nyangi and Edwin Mmwacha like this.
    • Country Liaison
      Laurie
      United States

      Feb 27, 2018

      Fitri, your post is almost perfect. I would have left out this, though: "My mother always told me that complaining doesn't solve anything. Talk less do more." It sounded mean, even though I know you did not intend it to. It's good advice, but it assumed that Edwin was "complaining" which I don't believe he was. I think he merely was seeking clarification.


      Samwel Nyangi and Edwin Mmwacha like this.

  • Volunteer Mentor
    Fitri Fauziyah
    Kota Surabaya, Indonesia

    Feb 27, 2018

    I'm sorry, I know that there is no smile meter but like the sentence 'beauty is in the eyes of beholder' then that is my reason when I see your smile.
    You write that on will post. I talk about all of your thread in the forum, not only this thread that you have erased it. I have watched you from the start you post in the forum. I'm sorry for my little choice of vocabulary because it hurt your feeling but why you erased your first post? I read every post that you made in this forum. I always hope for everyone loan will fully funded as it used to before. I know the feeling when your loan not fully funded. My first loan was not rully funded before, that made me have to wait for 60 days until my first loan fully funded. Yes you are communicate with your lenders, but do you realize you need to write more there. Not just a single sentence. Indonesian borrowers post a comments on their discussion page almost 3 times a day attach with picture. This is the common information that they share in facebook grup everytime someone ask help to improve their loan to get funded. Sharing their history or their family activity. Yes it does not directly make their loan fully funded. But they really try their best to have it funded. Have you try your best to attract more lenders to your wall or in this forum?
    Have you read and apply Joost suggestion to all borrowers how to make their loan actractive? Share your lenders your idea, your family activity. Your activity when you are in your workplace. It doesn't matter if there is no lenders reply to yours. You may lower your loan amount. I don't remember the exact Joost suggestion about this.
    What I know and I have experience it, Zidisha always count positive contribution in this platform. Do something good and help as many as you can because you are a good person. The good things that happen to you is the bonus.

    Translated by Google     Show original

    I'm sorry, I know that there is no smile meter but like the sentence 'beauty is in the eyes of beholder' then that is my reason when I see your smile.
    You write that on will post. I talk about all of your thread in the forum, not only this thread that you have erased it. I have watched you from the start you post in the forum. I'm sorry for my little choice of vocabulary because it hurt your feeling but why you erased your first post? I read every post that you made in this forum. I always hope for everyone loan will fully funded as it used to before. I know the feeling when your loan not fully funded. My first loan was not rully funded before, that made me have to wait for 60 days until my first loan fully funded. Yes you are communicate with your lenders, but do you realize you need to write more there. Not just a single sentence. Indonesian borrowers post a comments on their discussion page almost 3 times a day attach with picture. This is the common information that they share in facebook grup everytime someone ask help to improve their loan to get funded. Sharing their history or their family activity. Yes it does not directly make their loan fully funded. But they really try their best to have it funded. Have you try your best to attract more lenders to your wall or in this forum?
    Have you read and apply Joost suggestion to all borrowers how to make their loan actractive? Share your lenders your idea, your family activity. Your activity when you are in your workplace. It doesn't matter if there is no lenders reply to yours. You may lower your loan amount. I don't remember the exact Joost suggestion about this.
    What I know and I have experience it, Zidisha always count positive contribution in this platform. Do something good and help as many as you can because you are a good person. The good things that happen to you is the bonus.


    Laurie and Mimin Munawaroh like this.

  • Volunteer Mentor
    Fitri Fauziyah
    Kota Surabaya, Indonesia

    Feb 27, 2018

    @Laurie, I have read all his posts, some of it if you are on moderation duty , I'm sure you won't allow it. Because you are quite strict one in this forum. :)
    Yes. Writing have different tune then speaking and sometimes can give wrong impression to the reader what the true meaning the writer want to tell to the reader. I may wrong read his message.

    Translated by Google     Show original

    @Laurie, I have read all his posts, some of it if you are on moderation duty , I'm sure you won't allow it. Because you are quite strict one in this forum. :)
    Yes. Writing have different tune then speaking and sometimes can give wrong impression to the reader what the true meaning the writer want to tell to the reader. I may wrong read his message.


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    • Country Liaison
      Laurie
      United States

      Feb 27, 2018

      Just following the guidelines, lol. Also, if everyone would, it would help to cut down on the confusion in borrowers' (and newbie staff members') minds. ;)


      Fitri Fauziyah and Samwel Nyangi like this.
    • Volunteer Mentor
      Fitri Fauziyah
      Kota Surabaya, Indonesia

      Feb 27, 2018

      Yes. The guideline is made to make the forum more condusive.
      Like on my works, the guidelines/rules/procedure is there to make them safe when they are competing.
      I have wrote in my ticket that the guideline in Bahasa Indonesia need to be updated, the one that the we can't ask the staff to expedite. Prayush Gupta already answer my ticket, but the guideline in Bahasa Indonesia still the same until now.
      Yeah I know, many doesn't read the guidelines, will read it when someone inform them. Sometime I'm one of it. :)

      Translated by Google     Show original

      Yes. The guideline is made to make the forum more condusive.
      Like on my works, the guidelines/rules/procedure is there to make them safe when they are competing.
      I have wrote in my ticket that the guideline in Bahasa Indonesia need to be updated, the one that the we can't ask the staff to expedite. Prayush Gupta already answer my ticket, but the guideline in Bahasa Indonesia still the same until now.
      Yeah I know, many doesn't read the guidelines, will read it when someone inform them. Sometime I'm one of it. :)


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      • Country Liaison
        Laurie
        United States

        Feb 28, 2018

        Thank you for your help, Fitri.
        Very much appreciated! :-)


        Fitri Fauziyah likes this.
    • Julie
      Free-attle, United States

      Feb 28, 2018

      I think there are also cultural differences. It has been quite an education for me to follow borrowers (lenders, too) from other countries. I must admit that previous to Zidisha, I did not realize the vast and distinct differences in men from different African nations. It has been eye-opening! (Having friends from Indonesia, I understood their culture a little better.)

      • Volunteer Mentor
        Fitri Fauziyah
        Kota Surabaya, Indonesia

        Feb 28, 2018

        Would you mind share your insight? I'm curious about it. I hope you find somethings good from Indonesia culture.

        Translated by Google     Show original

        Would you mind share your insight? I'm curious about it. I hope you find somethings good from Indonesia culture.


        Laurie likes this.
        • Julie
          Free-attle, United States

          Feb 28, 2018

          My impressions:
          Indonesia: Generally polite and deferential people. While they may have the same feelings of frustration as others, there is a sense of "face" and formality. My impression is that the women of Indonesia tend to be gentle-spirited. Indonesians seem to have a lot of ingenuity and problem-solving skills.
          Kenya: Younger Kenyan men seem to be largely the same as their American brothers. They are driven and place a high value on education. Kenyan women seem more independent than in some other places.
          Ghana: Ghanians appear to have a very strong sense of family, and it seems to be highest on their priorities. They are hard workers, and willing to pick themselves up after failure and try, try again.

          Ha! Just a few observations from me. If I'm off-base, let me know! I have not traveled extensively and these are just based on dealings here and elsewhere (online).


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          • Volunteer Mentor
            Ndungu David
            Kisauni, Kenya

            Mar 2, 2018

            You are a good observer Julie. What you have stated about Kenyan young men and women is largely true. One more thing about my country Kenya is that there is almost an absolute freedom of expression.

            I have seen the effect of this freedom on this platform but unfortunately it tends to veer off to arrogance.


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        • Country Liaison
          Laurie
          United States

          Feb 28, 2018

          I have the same general impressions as you, too, Julie.
          Fitri can tell us if we are generally accurate or not. And if we are brave, we can ask her what her impressions are of our culture(s). I add the "s" because, obviously (or maybe not so obviously?) there usually are multiple cultures in any given country, at least usually in large countries. Still, though, there are some commonalities across cultures, whether in the same country or different countries, I think, too.

          I also didn't know, prior to Zidisha--(because I dropped an elective university course on Africa, thinking way back then, "When am I ever going to need to know about Africa?"... shame on me, I know... and isn't life full of surprises, lol)--that English is NOT the first language in Ghana, Kenya, or Zambia... and that tribal languages are (sometimes multiple different tribal languages are the first languages of individuals there, and English is far down on the list after those, even though it is what is used in most school curricula - due to past English colonial rule, which is why I thought that by now it would be the first language of most people there, but it is NOT... I think it's the--[or an?]--*official* language, but it's not the *first* language). So, that explains the larger-than-expected number of spelling (and other) errors in English that we see from most borrowers in those countries. And, unlike here, most seem to be grateful, not offended, anytime we provide guidance (although, we still have to keep in mind that *vocabulary* will be different, and to be careful not to "correct" anyone about that, or about country-specific spelling differences, either, because (of course) they use lots of English terms and spellings, and fewer American terms; e.g., "boot" for "trunk" of a car, "aluminium" for "aluminum", etc.).

          Same, I think, holds true for French in Burkina Faso, Guinea, Niger, and Senegal (although I notice fewer errors in French than is true for English in the "anglophone" African countries, so I may be wrong about that, idk... obviously, I need to research that sometime, or just ask the friends I've made there). :-)


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      • Volunteer Mentor
        Fitri Fauziyah
        Kota Surabaya, Indonesia

        Mar 2, 2018

        Thank you for sharing both of your impression.
        I never take a notice about the culture people outside Indonesia in this forum before, This is the only forum that I actively involve so far. I more concern helping answer their question that some of it happened to my assgined member or luckyly I know where to find out similar case as them. but one of my friend pointed out somethings that make me notice few things. I only notice that the old forum more calm than in here, maybe because on the old forum every post need admin approval first.

        You are sneaky Laurie when you wrote that "word", ;). Let me try then. My insight will be base on some movie, facebook grup, about medic there. I think people from your country more have freedom and easily accepted difference than in Indonesia. From some input here in there and many people from hospitality service, people from your country quite royal and ignorance. Medic at there are good. The informations there are a lot and you will find many grup that really supportive, especially grup about "special case", like hearing Loss, sign language. The information that I can find are little if I try to find it in Indonesia (maybe I haven't find the correct keyword or place to find it), but when I try to find from yours, I find it more.

        Generally what you both said about Indonesia are true. well, many foreigner said that. ;)
        Indonesia consist of Islands that each island and the people on that Island have different culture too. I live in Java then I can explain more about people in Java. even in Java you will find there are 5 major different culture between each Regional. People from Central Java and Jogjakarta known as soft spoken peoples as many of them speak the polite Java language. west Java and Jakarta have same trait, using Sunda Language and Indonesia official language "Bahasa Indonesia". then East Java, My Area, Surabaya. People from Surabaya known for their soccer supporter which is quite reckless many times (Bonek). we speak Java language, but it sound quite rude sometimes for the others. and the famous swearing.
        The travelling I have it's about camping with homescholing scout community which are full of children age between 7-13 and their parent. Aeromodelling competition or Hanggliding event that one of our community hold, so I'm sorry I can tell you more from my own experience.

        Translated by Google     Show original

        Thank you for sharing both of your impression.
        I never take a notice about the culture people outside Indonesia in this forum before, This is the only forum that I actively involve so far. I more concern helping answer their question that some of it happened to my assgined member or luckyly I know where to find out similar case as them. but one of my friend pointed out somethings that make me notice few things. I only notice that the old forum more calm than in here, maybe because on the old forum every post need admin approval first.

        You are sneaky Laurie when you wrote that "word", ;). Let me try then. My insight will be base on some movie, facebook grup, about medic there. I think people from your country more have freedom and easily accepted difference than in Indonesia. From some input here in there and many people from hospitality service, people from your country quite royal and ignorance. Medic at there are good. The informations there are a lot and you will find many grup that really supportive, especially grup about "special case", like hearing Loss, sign language. The information that I can find are little if I try to find it in Indonesia (maybe I haven't find the correct keyword or place to find it), but when I try to find from yours, I find it more.

        Generally what you both said about Indonesia are true. well, many foreigner said that. ;)
        Indonesia consist of Islands that each island and the people on that Island have different culture too. I live in Java then I can explain more about people in Java. even in Java you will find there are 5 major different culture between each Regional. People from Central Java and Jogjakarta known as soft spoken peoples as many of them speak the polite Java language. west Java and Jakarta have same trait, using Sunda Language and Indonesia official language "Bahasa Indonesia". then East Java, My Area, Surabaya. People from Surabaya known for their soccer supporter which is quite reckless many times (Bonek). we speak Java language, but it sound quite rude sometimes for the others. and the famous swearing.
        The travelling I have it's about camping with homescholing scout community which are full of children age between 7-13 and their parent. Aeromodelling competition or Hanggliding event that one of our community hold, so I'm sorry I can tell you more from my own experience.



  • Volunteer Mentor
    Fitri Fauziyah
    Kota Surabaya, Indonesia

    Feb 27, 2018

    Here from the old forum
    forum.zidisha.org/threads/t...

    Translated by Google     Show original

    Here from the old forum
    forum.zidisha.org/threads/t...


    Laurie and Julie like this.

  • Edwin Mmwacha
    Nairobi, Kenya

    Feb 28, 2018

    Am grateful for all the corrective statements will look into that Fitri. However looking on the bright side it has revealed weaknesses and strengths the reason I deleted the post is because I was cautious of being misintepreted again by any other person. Don't shy off from sharing your opinion and neither will I.

    • Volunteer Mentor
      Fitri Fauziyah
      Kota Surabaya, Indonesia

      Feb 28, 2018

      I see. Thanks for answering my question. Don't worry. I like to talk to much and this forum is another place for my english practice. ;)
      And I'm just human and sometimes lose my brake that need to be reminded, so if you see that happen, please remind me.
      Thanks. :)

      Translated by Google     Show original

      I see. Thanks for answering my question. Don't worry. I like to talk to much and this forum is another place for my english practice. ;)
      And I'm just human and sometimes lose my brake that need to be reminded, so if you see that happen, please remind me.
      Thanks. :)


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