Jun 6, 2018
From the director's posts, MLF, Credit Risk and Expediting fees are all refundable. MLF was abolished but the other two are still on and credit risk is applies for all subsequent loans. This amount is growing fast as one takes more loans. It would be convenient for borrowers to have all these monies aggregated and displayed on their profiles instead of doing it manually.
Timothy Senerwa Katizi
Jun 7, 2018
Thanks Laurie for this information. Earlier we could easily see the table with the deductions and fees but now it is not possible. That could have easily solved the question of David for he could just have added the amounts. Am also curious of knowing my MLF balance for my account had some technical hitch informing me that my MLF was used to repay my last loan which is not true. Thanks for your efforts in keeping us informed.
Jun 12, 2018
If one has completed to pay his/he loan , Credit risk fee should also be sent to him automatically without applying for it of which its not clear how apply and to where. Just to place a ticket of which we dont when it will responded to. Please the CEO let the credit management fee be sent to one after completion of the loan automatically. This will reduce the anxiety of the fee which is being hold by Zidisha and you are not even shown how much its anywhere . You can keep your records Thanks you
Jun 15, 2018
David and Timothy, regarding the fees information being displayed, do you mean they used to be in the table on the Current Credit Limit page?
If so, I asked Julia about that previously and she said it's deliberate that this information isn't now shown. She said it's because the fees now depend on credit risk scores, which are measured at the time of loan application.
I understand that in terms of future loans, but I think it would be useful to see a historical record of fees from previous loans.
If that's what you're referring to, I can mention that point to her if you like.
Fitri Fauziyah likes this.
Jun 16, 2018
Precisely Dave. The historical record is very important to us borrowers.
Timothy Senerwa Katizi
Jun 18, 2018
Thanks Dave for this information. I now understand but it will be good just to include the historical part of it as you have also suggested. But the other technical issue has not been resolved.
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