Forum > Lender Questions > Loan issue?
I lent $3 on a loan here. I received 3 repayments that totaled: $2.33. How is the loan totally repaid?
Amount Repaid: $2.33
Amount Remaining: $0.00
Status: Fully Repaid
Date Repaid: Nov 24, 2017
Halloo Sierra, thank you for supporting borrowers. We grateful to you. I have a loan to raise at hand kindly support me to fund it please.
Hi Sierra, Thank you for supporting borrower in Zidisha. I thinks it's technical issue. Because there are a lot of technical issues in zidisha website right now. A lot of borrower payment hasn't credited or their payment which has credited suddenly gone. Just yesterday a lot of borrower from Indonesia shared information that they were unable to pay their loan because the number of their virtual account undetected/wrong number.
I hope zidisha will help you soon. Thanks
Translated by Google
Dear Sierra i think is technical issue just as Madam Fauziya said Because borrower pay the Exact amount giving, am a borrower i have been giving 15Ghc it has appeared in my MTN wallet but not on my Zidisha Dashboard, i must say thanks for supporting us please continue like that.
Hi sierra, Thanks for your support for zidisha. Only Team zidisha can answer it. Hopefully There is a satisfactory answer from Team Zidisha directly.
Terima kasih dukungannya untuk zidisha.
Hanya Team zidisha yang bisa menjawabnya.
Semoga Ada jawaban yang memuaskan dari Team Zidisha lansung.
I see another lender had the same query recently and they sent us an email. Below is what Julia said in reply, and I've changed the numbers so they refer to the loan you were talking about.
"The difference is due to the fact that in this case the loan's local currency amount was rounded up to the nearest whole dollar amount when the loan was raised, and the repayment amount is always rounded to the nearest cent when the loan is repaid. The dollar amount that was disbursed and repaid is $2.33, and this was rounded up to $3 when funding the loan.
In other cases (about half the time), amounts are rounded down to the nearest dollar when funding the loan, resulting in lenders receiving more from repayments than they had lent.
I hope this makes sense. Please don't hesitate to let us know if you have any further questions."
I see, it is on the FAQ page , www.zidisha.org/faq.
I'm sorry I've made wrong answer. I'll erase that. Thank you Sierra and Thank you Dave.
Always take your time before answering. Dont rush. You are not entitle to comment on every post if dont know the answers. Thank you.
she is too smart
How can I stop the automatic " relending " process. I would like to make a decision ,about who I want to give my money to.
Across the top of the page you can see your username. Click on that and select Relending Preferences.
Then you can choose "Keep repayments in my account until" the date shown, and scroll down and save the changes.
Hi St Catharines, i have aloan am raising, Please help me fund my loan.Thank you
Hello zidisha.I have been repaying loan without fail and on time.last month of november i did complete my loan and now i can see its only two days without even a single dollar fund.kindly advise further please
Hillary, sorry, we're not meant to allow requests for loans to be funded, otherwise the forum would be full of them.
Mutua, this section of the forum is for lenders to post questions.
See Julia's post here though, regarding loan funding: www.zidisha.org/forum-threa...
Thanks for correction Dave2319, i will stick to the borrowers forum, but am grateful my loan was funded.
I requested $1000 but I saw I am getting m$0.12 what is that?
Before taking out a large loan, you must first build creditworthiness by repaying small test loans over a period of time.
More info about this can be found on the Borrowers FAQ: www.zidisha.org/faq#borrowe...
Technical errors everywhere. I pray it gets solved as quick as possible.
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