Jun 17, 2019
My Loan was disbursed on May 15, 2019, I don't understand when they say "Complete repayment of your loan between Aug 8 and Sep 8, and receive an extra credit limit increase of 17,559 KES for your next loan" that is on my dashboard, and on my credit limit tab, I am told: "Hold the current loan for at least 12 months (until August 8, 2019)" kindly explain this to me, which way forward, I am in need of this credit increment since my business is growing like a wild fire!!!
Kota Surabaya, Indonesia
Jun 18, 2019
Are you sure the information said you need to hold the loan for atleast 12 months (until Ausgust 2019)?
I would suggest you to make a help message to find out the exact time to hold the loan, because from your information, it said the minimum time is 12 months, but the date is 8th of August 2019.
But, let just say that you have to hold the loan atlest to 8th of August 2019. And to get extra limit you need to fully repay the loan between August 8th and Sept 8th. According to your payment schedule, you will fully repay this loan on Sep 9th. Then, just fully repay it on after August 8th as it is the minimum date to hold the loan, or just follow your payment schedule but for the last payment, pay it before Sept 8th.
Fyi, your ontime score currently 90%, note, that score is the minimum percentage to get the credit limit increase. So I would suggest that you keep paying ontime; within 10 days from the due date. Late payment will eventually decrease borrower ontime score and make them get no increase for the next loan. Paying early, before the due date count nothing in Zidisha.
Translated by Google
Jul 10, 2019
My Credit limit keeps increasing and decreasing and now it is the same as my previous loan
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