Oct 11, 2019
Could it be possible to add a tool that filters out only woman projects?
Worldwide, women have much less economic opportunity, security, and freedom in comparison to men.
Would be great if we can have this stand out, and an easy filter option to select on!
To take it even further. I'd really love to get an email if a new projects pops up from a woman, wherever they are, so I can step in right from the start.
All the best,
Laurie, Fitri Fauziyah, Carrie, Katie, Eziaha Wale-liasu and Vanessa Musonda like this.
Oct 12, 2019
Alejandra Cors, whom you can see on
the "Alumni" page (www.zidisha.org/team),
suggested this about three years ago, on
Zidisha's web-development board on Trello,
when there were teams of Country Liaisons
regularly working for Zidisha's borrowers.
In that venue, I seconded her suggestion,
as I also think it's a really good idea.
Thank you, Roel, for adding your voice to ours. :)
And you, too, Fitri... I see you've also "Liked" the idea. :))
Maybe if more people voice a preference for this, too,
the Director possibly someday would implement the idea.
I think it's a good idea because it's very true that women worldwide are at much more of a disadvantage than men, and that's in large part because of policies that men have created specifically to exploit and oppress women:
"...Gender differences in laws affect both developing and developed economies, and women in all regions. Globally, over 2.7 billion women are legally restricted from having the same choice of jobs as men. Of 189 economies assessed in 2018, 104 economies still have laws preventing women from working in specific jobs, 59 economies have no laws on sexual harassment in the workplace, and in 18 economies, husbands can legally prevent their wives from working... Globally, women are paid less than men. The gender wage gap is estimated to be 23 per cent. This means that women earn 77 percent of what men earn, though these figures understate
the real extent of gender pay gaps, particularly in developing countries where
informal self-employment is prevalent..."
There is far from equality of work opportunity (and pay scale, and societal treatment with respect in other ways, as well) for women as compared to men.
You can read many more of the facts at the link above.
Women usually are unfairly paid less for the same type of work, in just about every field (from file clerk to attorney... even female partners in law firms oftentimes get paid less than their male counterparts), and this oftentimes is true even when the woman did better in school and provides better-quality work than some or even all of her male counterparts.
Additionally, women oftentimes get charged more for certain services than men get charged, which further widens the pay gap, due solely to gender discrimination of men against women.
Women in what is thought of conventionally as "the workforce", if paid differently from men, should be paid more, not less, because usually women, for large chunks of their lives and sometimes for their whole life, do more work per day and per week than most men (and, as mentioned above, also unfairly get charged more for some services than men get charged).
Usually, women do all or the majority of the homemaking (setting up the home, meal preparations, etc.), housekeeping (cleaning and tidying, etc.), home-management (running errands, financial management, etc.), child-care (if there are children), pet-care (if there are pets), gardening (if there's a garden), and even some other tasks, too, while the male sits on the couch watching movies or sports (or, like a child, playing video games), expecting to be served, even if the wife is exhausted or even physically ill sometimes, and even if he works outside the home fewer hours per day, fewer days per week, and for more money than his wife.
While I still help fund loans for men, I usually do prefer to help women first, whenever possible.
Wendy Emlyn, Fitri Fauziyah, Katie, Roel Vogels and Vanessa Musonda like this.
Oct 13, 2019
Are you suggesting that you would love to see only women get help. Regarding "women having much less economic opportunity, security, and freedom in comparison to men" i totally disagree. We may differ in sex roles but both men and women are born with equal opportunities. Infact we have more males on the streets than females. Its all up to an individual to grab opportunities at their disposal. Ok! why do we have a male staff and not "only" a female staff (Julia) who is also Director?
Julie likes this.
Oct 15, 2019
RE: "Are you suggesting that you would love to see only women get help."
No, that is not what is being suggested. What is suggested is to have an option to filter projects by gender, to be able to find and choose to help fund women's projects first, but not to help women exclusively, in most cases. (There likely would be a few people who would choose always to help women only, but I don't think that would be a majority.)
RE: "We may differ in [gender] roles but both men and women are born with equal opportunities. In fact we have more males on the streets than females."
You are misinformed, Kelvin, which makes these statement only your opinion; and since that opinion is not based on facts, it's a faulty opinion, I'm sorry to say. While it may be true in your local community that there may be more underpaid or (in the conventional sense) "jobless" men than women, that's not the case in our world, overall. Please read the facts and figures on the page linked in my earlier post.
RE: "It's all up to an individual to grab opportunities at their disposal."
It's not as simple as "grabbing" opportunities. The fact is, if you do your research on the topic, there are fewer living-wage/salary opportunities offered to women than to men (and among men in my country, there are fewer living-wage/salary opportunities offered to men of color than to white men), even when the latter in each pair of categories just mentioned have the same or better skills than the former. Again, for women compared to men in what is thought of conventionally as "the workforce", I refer you to the facts and figures on the page linked in my earlier post.
RE: "Ok! why do we have a male staff [Rodrigo] and not "only" a female staff (Julia) who is also Director?"
Well, it was not simply that he noticed and "grabbed" the opportunity. He had to be OFFERED the opportunity by Julia (the Director), which she did presumably after assessing his programming skills compared to those of other applicants for the CTO position and deciding that his skills were best for the organization out of all of the applicants she had available to her. I would like to think that if a female programmer with better skills than any male programmer who had applied, that that individual would have gotten the job. Then, yes, we would have an all-female Staff at the current time. Why not? There have been plenty of organizations throughout history that have had a male-only staff, so why not a female-only staff for some organizations? That said, I think the person with the best skills required for the job, regardless of gender, should have the job opportunity offered to him or her (and the pay offered should be the same, regardless of gender... or, if different, women should get the higher pay, not men, for the reasons mentioned above, in my earlier post).
Jan de Wit, Fitri Fauziyah, Christian Golo, Katie and Michael Yesufu like this.
Oct 17, 2019
I'm not here to talk about a tool that filters out only women projects so that lenders will browse on woman projects. Zidisha is for both men and women because men equally need financial aid. I don't usually follow trend nor take research as final facts. I know and understand by what is meant to help women but should be women only. Let me arguably say a local community represent a global community.
Oct 18, 2019
Kelvin, everyone is allowed to help whomever they would like to help here, male or female, or both. It's each individual lender's choice... and those who wish to help women more often, or exclusively, are allowed to do so... and some of us would like to sort quickly for projects posted only by women, sometimes... just as we already are able to sort quickly by repayment rate or some other criterion in that particular drop-down box... and just as we already are able to sort quickly for projects posted only by borrowers in one particular country, which some of us do, sometimes, from a different drop-down box.
I understand you don't like it, but women don't like the way we get treated a lot of the time in the world either (most especially by men, usually), and some of us tend to prefer to help other women, ahead of men, sometimes... personally, I didn't indicate that I choose women's projects instead of men's projects, always... I indicated I choose women's projects ahead of men's projects, sometimes)... but there are some other lenders who *do* want to help women exclusively, and that is their right... it is some of their household funds they are contributing, and it is they who decide to whom it goes.
I think you shouldn't worry... there are plenty of lenders here who always will be helping male borrowers, not just female borrowers. Some lenders actually may be helping only male borrowers; did you ever think of that? I imagine that there possibly could be some chauvinists here who do that... I wouldn't be surprised at all.
Jan de Wit, Katie, Kelvin Malambo and Roel Vogels like this.
Oct 19, 2019
True, everybody got the right to choice.As a lender you have that right to choose whom to help between a man and a woman, or both. But coming out with a suggestion that would influence others, in the open, may be detrimental to men, in this case who need help just as much. Its not that i'm worried, i'm just concerned and merely speaking as "voice of the voiceless."
I understand women world over are pushing for a 50-50 representation. The thing that has been in existence since creation, but women seem not to realize it. Gender based violence is a bad vice that should strongly be condemned. Perpetrators must be brought to book.
Sorry Laurie if you are a victim as me.
Oct 20, 2019
Re: "...As a lender you have that right to choose whom to help between a man and a woman, or both..."
I'm glad we agree on this point. :)
Re: "...has been in existence since creation, but women seem not to realize it..."
Kelvin, it's good you used the word "seem" because that implies that you realize you could be wrong. Many women do realize that mistreatment of women by men has been going on for quite a long time.
(We also are aware that gender-based violence occurs in both physical and non-physical ways.)
Re: "...Gender based violence is a bad vice that should strongly be condemned. Perpetrators must be brought to book..."
Yes, violence--(whether physical harm is caused by direct physical contact, or whether it's caused indirectly and egregiously)--should be strongly condemned *and* I think certain types of violence should have permanent consequences for the perpetrators of the worst types of offenses, such as rape, and premeditated murder, and cyber-crime
(for example, taking over accounts, such that the victim cannot buy groceries or needed medication, and other basics), and non-cyber financial crimes that would have that same result (through forgery or other fraudulently obtained documentation, for example), and a few
other heinous crimes, as well.
Notice I said "consequences" and not "punishment".
I'm not a vengeful person (and I'm not implying that you are, either...
just am acknowledging that some people sadly are).
My rationale for wanting immediate and permanent consequences for certain types of perpetrator-souls probably is not what you may think.
No, it is more for enlightenment than punishment... in other words, it is
so that that soul could get on a faster track to rehabilitation, which is too slow here in the material world, and in many cases never happens at all.
Another reason is to protect others from possibly becoming a victim of that perpetrator, too (which prison doesn't necessarily accomplish...
for example, we've all heard about some who, while in prison, commit crimes against others, the worst being against others who are there under false accusation or for a much lesser crime; and we've also all heard that some break out or eventually get let out at some point and commit crimes again). I've heard the argument that the death sentence doesn't deter crime; however, I believe it *does* deter any further crime from that particular perpetrator, and that is reason enough for me, since that does protect some people who otherwise would become victimized by that same individual.
I'm more compassionate in most of my views, but for some offenses,
I am unequivocally for the death sentence... even in that, though, I do
have some compassion, as I believe that it always should be carried out
as humanely as possible (e.g., in the two-shot euthanasia manner that terminally ill members of other species are allowed to have, with the first shot making them unconscious before administering the second shot to stop the heart). Let us all remember that "two wrongs don't make a right"... there is no need for any of us to make a perpetrator suffer the same or similar that the victim suffered. That will happen at some point after the perpetrator-soul transitions out of the human body (that soul will be made to feel what the victims felt at the time of the crime and what they still are feeling in the aftermath of the crime). But it won't happen for the purpose of harming... quite the opposite... it will happen for the purpose of soul growth. I didn't used to believe, at all, in such ethereal things, but certain experiences in life have taught me that I was mistaken not to believe that there's more than just what our five main senses (and science at its current stage of unfolding) can perceive and verify. So, I also wish that the law would allow a death sentence to be carried out immediately upon issuance... no appeals allowed, when there is zero doubt about who
the perpetrator is.
Our world is unsustainably overpopulated as it is, and I personally don't think resources should be wasted on certain types of criminals (the ones mentioned above, for example), nor should time be wasted getting them on the path to soul growth, such that they would become humble and benevolent rather than remain greedy and malevolent. And, yes, that
goes for women, too, not just men... the "Bonnie Parker" types in the
world today (just as an example) are no less misguided than their male counterparts and should receive the same consequences as their
male counterparts, too.
As for victimhood, probably just about everyone has been a victim
in one way or another. I think almost nobody, regardless of gender, escapes it entirely. Some, though, get victimized over and over again,
in multiple different ways, which seems to be the case more for women than for men, and usually it's at the hands of men (by "at the hands of"
I don't necessarily mean literally hands-on, because there also are
non-physical ways that men oppress women, but certainly both types
of victimization do happen, yes).
I'm sorry, though, Kelvin, for whatever victimization you've suffered in life, too, most especially anything that's been particularly difficult for you to handle.
Continuing what I was writing above, it's important to acknowledge that not all men harm women emotionally and/or physically, or long-term,
or with long-term effects, but many and maybe even most do.
As I've stated somewhere else, I don't recall where, the socialization process of human beings--in most cultures, the world over--is far less than optimal, that is for sure... with women usually being at a disadvantage as compared to men. So, that's why I sometimes choose to help women ahead of men.
But, as I said before, I don't exclusively help women.
I do help men here, sometimes, too.
Also, I'm selective about which projects I help support, regardless of
the gender of the person posting the project. (Sometimes I have mixed feelings about some of the projects I do end up supporting; but, other times, there's just no way I'll support a certain type of project, on principle, regardless of whether it belongs to a man or to a woman. And still other times, I'm completely fine with supporting a particular type of project, again regardless of whether it's been posted by a man or a by a woman.)
Re: "...But coming out with a suggestion that would influence others,
in the open, may be detrimental to men..."
Well, keep in mind a couple of things. First of all, we already have an option to sort by country, which means that that sometimes could be detrimental to borrowers in other countries not selected when a lender chooses just one country over all others in the list (and doesn't later also sort by any other country). Secondly, lenders who want to help women exclusively (or mostly) will do so whether or not there's an option to sort by gender. They just want to have that option available to save time from having to scroll through all of the men's posts, too, while looking for posts from women on "Browse Projects".
I don't think that's unreasonable at all, and I highly doubt it would be giving any lenders an idea they haven't already considered before
(i.e., always or sometimes helping women ahead of men).
Those who are inclined to do so, will do so, no matter what.
And those who are not inclined to do so, likely won't be swayed, either.
So, Kelvin, we will just have to agree to disagree on this point. ;)
NOTE: The above are my personal opinions and are not necessarily reflective of the opinions of anyone officially working for the Zidisha platform.
Kelvin Malambo likes this.
Oct 21, 2019
Although there might be a lot left to say on this matter, I feel it would be mindful of us if we left pages for others. And continue offline as the topic is widening.
Best Of Luck
Oct 22, 2019
I've said all I'm going to say on the topic, Kelvin.
As I mentioned before, we'll just have to agree to disagree.
What that means is that I understand you're probably not going to change your mind on this point, nor am I.
Also, we don't have a way to communicate privately, so idk what you meant by "continue offline". In any event, I don't think there's anything else that you and I should talk about on this subject. I respect your right to your opinion, and suggested that we agree to disagree to end the discussion here between you and me. ;)
And, true, you did widen the topic by bringing up violence, and I am guilty, too, of posting my opinions about that, as well. If at all, we probably should have posted about that in the "Random" section of the Forum, instead, where non-Zidisha topics are allowed (as long as posts don't violate any of the Forum Guidelines: "Prohibited use of the Forum includes... Personal attacks, including accusations of wrongdoing directed at other members").
In any event, any two people posting in any particular thread doesn't ever preclude anyone else from contributing. I'm sure you've noticed, though, that most lenders don't post in the Forum. Even I rarely ever post in the Forum anymore, too (or at least hadn't been until very recently again, and I still don't intend to post in the Forum often on an ongoing basis anymore).
Best of luck to you, as well, and best wishes. :)
Fitri Fauziyah and Kelvin Malambo like this.
Oct 28, 2019
By "offline" i meant you and i have said what we could say for now .Anything left remains to each one of us. Thank you for your availability most people on and outside Zidisha need urgent answers to there many questions concerning Zidisha. You are always there when i personally need help you know this and am grateful.
Laurie likes this.
Oct 28, 2019
Okay, Kelvin, that makes sense. It was the
"continue offline" that confused me, so thanks
for clarifying what you actually meant.
In any event, you're welcome for whatever answers
I've been able to give you sometimes on your
Discussion page or here in the Forum.
Most questions asked by most borrowers, though,
can be answered either by reading the FAQs or the "Announcements" section of this Forum, where the Director posts about policies. Otherwise, anything else really would need to be answered (or attended to) by the Staff because we former Country Liaisons don't have the same kind of access that we used to have before the Staff automated the platform to a much greater degree.
Although the Staff doesn't usually answer a lot, they do see all of the messages in the Forum and anything sent via support ticket from the HELP link in any member's account, or via email if it's a non-member (or a member experiencing inability to log in). The Staff takes action on those communications but they can't usually reply, so members usually just need to keep checking their account periodically to find out whenever an issue has been resolved. That's because there currently are only two (2) people on the Staff, while there are hundreds of thousands of members. I know you know that, but I write it for anyone else reading who may not know.
I've noticed you doing what you can to help borrowers, as well. I'm sure Zidisha is grateful for your efforts. :)
Oct 14, 2019
Yeah, I second to your suggestion, @Roel Vogels. Also, I would love to have an option to only funds women on relending preference too.
Laurie, Purity Gacheru and Roel Vogels like this.
Oxfordshire, United Kingdom
Oct 31, 2019
I too, would like to be able to filter by gender, as I like to consider women's loans first, bearing in mind the economic gender inequalities that exist around the world. I often lend to men as well, but I like to prioritise women, as well as those seeking loans to do environmental work and to help fund children's education.
Laurie and Roel Vogels like this.
Nov 7, 2019
Let's leave politics out of Zidisha, please. It divides us, and not everyone is honest about what they post.
Nov 9, 2019
Julie, I edited my Oct 22, 2019, reply to Kelvin because maybe you meant the "I respect your opinion" comment in that post was "dishonest"? That was an unintentional oversight, which I've now edited to read more accurately: "I respect your right to your opinion". The earlier wording was not intentional dishonesty. Geez.
Obviously, he and I don't agree about having an additional filter in "Browse Projects" to sort by women's projects, but it doesn't mean we don't respect each other's right to our opinions.
Please read the Forum Guidelines: "Prohibited use of the Forum includes...
accusations of wrongdoing directed at other members..."
Your comment "...not everyone is honest about what they post" is an accusation of wrongdoing directed at other members, which, according to the Guidelines has been reported privately, although with only two staff members currently for hundreds of thousands of Zidisha members, I don't know if they would be able to review it.
I also edited that same post to agree with Kelvin that he widened the topic by bringing up the subject of violence and said that I was guilty, too, of posting my opinions about that, as well, and said we probably should have posted about that in the "Random" section of the Forum, instead, where non-Zidisha topics are allowed (as long as posts don't violate any of the Forum Guidelines).
Oh, and I also edited the part about not posting often in the Forum anymore. I hadn't been again until very recently, and I don't intend to keep doing so on a regular basis.
I can't think of anything else you may have considered "dishonest";
there never has been any such intention.
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