Forum > Indonesia > pinjaman pertama Forum Guidelines

  • Rifal Firmansyah
    Bandung, Indonesia

    Dec 31, 2017

    his mksd 5000IDR"s loan is Rp.5000 silver or how many ya ?? please unk his explanation because I just made a loan

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    mksd nya pinjaman 5.000IDR itu Rp.5000 perak atau berapa ya ??
    mohon unk penjelasan nya soalnya saya baru melakukan pinjaman



  • Volunteer Mentor
    Su Rono
    Grobogan, Indonesia

    Dec 31, 2017

    IDR in this case, defined as an abbreviation of Indonesian Rupiah, as the specialization of rupiah which is the currency of Indonesia. example: IDR 5000 = Value. Five thousand rupiahs

    Translated by Google     Show original

    IDR dalam hal ini, diartikan sebagai singkatan dari Indonesian Rupiah, sebagai pengkhususan rupiah yang merupakan mata uang Indonesia.

    contoh : IDR 5000 = Nilai . Lima Ribu Rupiah


    • Rifal Firmansyah
      Bandung, Indonesia

      Jan 2, 2018

      so how can i get my first loan yes bang ??? I borrow maximal, kira2 I can get the first loan unk

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      jadi berapa yg saya dapat kl pinjaman pertama ya bang ???
      saya pinjam maximal, kira2 saya dapat berapa unk pinjaman pertama


      • Volunteer Mentor
        Mimin Munawaroh
        Cilacap, Indonesia

        Jan 2, 2018

        your loan has been funded and you received on 30 December 2017, please check the account mutation to find out how much loan you received, as a new member then you will also be charged a once-lifetime fee, in addition to a 5% fee. for the next loan will only be subject to 5% fee deduction only.

        Translated by Google     Show original

        pinjaman anda sudah terdanai dan anda terima tanggal 30 desember 2017, silahkan cek mutasi rekening untuk mengetahui berapa jumlah pinjaman yang anda terima, sebagai member baru maka anda juga akan dikenai potongan biaya sekali seumur hidup, selain fee 5%.
        untuk pinjaman berikutnya hanya akan dikenai potongan fee 5% saja.



  • Volunteer Mentor
    Su Rono
    Grobogan, Indonesia

    Jan 2, 2018

    Large or small loan is already applied in your credit limit, we can not borrow more than that in the credit limit, make timely payment and you will get a bonus repayment, each loan repayment, credit limit will increase

    Translated by Google     Show original

    Besar atau kecil nya pinjaman sudah di terapkan di batas kredit anda , kita tidak bisa pinjam melebihi yang ada di batas kredit , lakukan pembayaran tepat waktu dan anda akan mendapat bonus pelunasan , setiap pelunasan pinjaman , batas kredit akan bertambah



  • Nur Linda
    Makassar, Indonesia

    Jan 12, 2018

    I am also a new user, want to ask how to know whether the loan funds have been liquidated?

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    saya juga pengguna baru, ingin bertanya mngenai bagaimana caranya mengetahui apakah dana pinjaman telah cair?


    • Sujik Rochmad
      Gresik, Indonesia

      Jan 13, 2018

      In the morning, everything zidisha-related will be notified by e mail, related to loan disbursement is also notified via e mail

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      Pagi mbak linda segala sesuatu yang berkatian zidisha akan diberitahukan melalui e mail, terkait pencairan pinjaman juga diberitahukan lewat e mail


      Su Rono likes this.
    • Volunteer Mentor
      Mimin Munawaroh
      Cilacap, Indonesia

      Jan 14, 2018

      A little added, Xendit as payment processor zidisha in Indonesia impose instant disbursement for loan disbursement, so after input no account then loan will be transferred to your account (as long as no account and bank choice is correct). We as members of Indonesia are among the lucky ones because members from other countries such as Ghana take several days to receive their loan disbursements.

      Translated by Google     Show original

      Sedikit menambahkan, Xendit selaku payment processor zidisha di Indonesia memberlakukan instant disbursement untuk pencairan pinjaman, jadi setelah input no rekening maka pinjaman akan langsung di transfer ke rekening anda (selama no rekening dan pilihan bank sudah benar).
      Kita sebagai anggota dari Indonesia termasuk yang beruntung karena anggota dari negara lain seperti Ghana membutuhkan waktu beberapa hari untuk menerima pencairan pinjamannya.


      • Munawirul W
        Nusa Tenggara B..., Indonesia

        Jan 14, 2018

        Please take your time, do not rush to answer.not all that has been funded 100% can directly melted. If funds are not available then there will be pending disbursement, it can take time too.

        Translated by Google     Show original

        Tolong luangkan waktumu,jangan tergesa-gesa menjawab.tidak semua yang sudah terdanai 100% bisa lansung dicairkan.
        Jika dana belum tersedia maka akan terjadi pending pencairan,itu bisa memakan waktu juga.


        Su Rono likes this.
        • Volunteer Mentor
          Mimin Munawaroh
          Cilacap, Indonesia

          Jan 15, 2018

          The information I provided above corresponds to the disbursement system of Xendit and for normal circumstances. certainly out of technical constraints, offline bank, incorrect input no account, mismatch between account number and bank selected or when zidisha balance in Xendit is insufficient so that international transfer process from zidisha to xendit is required to be forwarded to member account.

          Translated by Google     Show original

          Informasi yang saya berikan di atas sesuai dengan sistem pencairan dari Xendit dan untuk keadaan normal. tentunya diluar kendala teknis, bank offline, salah input no rekening, ketidaksesuaian antara no rekening dengan bank yang di pilih atau saat saldo zidisha di Xendit tidak mencukupi sehingga dibutuhkan proses transfer internasional dari zidisha ke xendit untuk kemudian diteruskan ke rekening anggota.



  • Volunteer Mentor
    Fardhul Kaherul Wathoni
    Denpasar, Indonesia

    Jan 14, 2018

    It usually takes up to a week for the disbursement payment to be processed. But it could be more if it requires international transfer. But if the Fund is available then it will directly into your account. Zidisaha will confirm that your loan has been withdrawn via email (but do not rule out if there is a technical breakdown such as some of the natural members of the disbursement will log into the account without notice via email)

    Translated by Google     Show original

    Biasanya memerlukan waktu hingga satu minggu untuk pembayaran pencairan untuk diproses. Tapi bisa lebih jika memerlukan transfer internasional.
    Tapi jika Dana tersedia maka akan lansung masuk ke rekening anda.
    Zidisaha akan mengkonfirmasi bahwa pinjaman anda sudah dicairkan melalui email (namun tidak menutup kemungkinan jika terjadi gangguan teknis seperti sebagian yang anggota alami pencairan akan masuk ke rekening tanpa pemberitahuan melalui email )


  • Volunteer Mentor
    Su Rono
    Grobogan, Indonesia

    Jan 14, 2018

    Fardhul"s explanation is true, if you"ve already secured a 100% funded loan, then you"ll get an e-mail as described by fardhul and sujik.

    Translated by Google     Show original

    Penjelasan Fardhul benar, jika Anda sudah mendapatkan pinjaman yang didanai 100%, maka Anda akan mendapatkan e-mail seperti yang dijelaskan oleh fardhul dan sujik .


  • Nella Hengkeng
    Minahasa Utara, Indonesia

    Feb 26, 2018

    I can loan 10,000 IDR but in order to pay 168,000 IDR mksudnya what ya?

    Translated by Google     Show original

    Saya dapat pinjaman 10.000 IDR tapi di suruh membayar 168.000 IDR mksudnya apa ya?


    • Volunteer Mentor
      Mimin Munawaroh
      Cilacap, Indonesia

      Feb 28, 2018

      Any new member applying for the first loan will be charged a lifetime membership which is only withdrawn 1x during the membership of Zidisha. Your first total loan of 168,000 IDR minus membership fee 150,000 IDR and service charge 8,000 IDR then fund disbursed 10,000 IDR For subsequent loans will be charged only 5%

      Translated by Google     Show original

      Setiap anggota baru yang mengajukan pinjaman pertama akan dikenakan biaya keanggotaan seumur hidup yang hanya di tarik 1x selama menjadi anggota Zidisha.
      Total pinjaman pertama anda 168.000 IDR dikurangi biaya keanggotaan 150.000 IDR dan biaya servis 8.000 IDR maka dana yang dicairkan sebesar 10.000 IDR
      Untuk pinjaman-pinjaman berikutnya hanya akan dikenakan biaya servis 5%



  • Dewi Kanafi
    Samarinda, Indonesia

    Mar 8, 2018

    My first loan 5000IDR means 5rb rupiah yes ???? can continue to be helped from where this is so

    Translated by Google     Show original

    pinjaman pertama saya 5000IDR berarti 5rb rupiah ya???? terus bisa terbantu dari mana kalo begini


    • Volunteer Mentor
      Mimin Munawaroh
      Cilacap, Indonesia

      Mar 12, 2018

      Any new member applying for the first loan will be charged a lifetime membership which is only withdrawn 1x during the membership of Zidisha. In addition, your loan also deducted 5% service charge and 10% credit risk payment. For the next loan will only be deducted 15% fee only

      Translated by Google     Show original

      Setiap anggota baru yang mengajukan pinjaman pertama akan dikenakan biaya keanggotaan seumur hidup yang hanya di tarik 1x selama menjadi anggota Zidisha.
      Selain itu pinjaman anda juga dipotong biaya servis 5% dan pembayaran resiko kredit 10%.
      Untuk pinjaman berikutnya hanya akan dipotong fee 15% saja



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