Jul 26, 2020
I would like to know what the credit risk amount means when deducted on loan disbursement.
If I want to clear my loan can the credit risk amount be deducted from the loan amount and I pay the balance.
Soo far I can see I have around 117000 ksh as my credit risk amount.
James Barasa likes this.
Olawale Noble Liasu
Jul 27, 2020
Rachel,credit risk fees paid up to 18 December 2018 can be requested for by the borrower but any payment thereafter is not refundable, but be aware that the part of the risk payment refund will be deducted from your next credit limit such that the limit will reduce and your credit risk percent may increase.
Jul 29, 2020
Rachel credit risk fees paid on 17th December 2018 can be refundable that means if you applied for a loan from 2009 to 17th December 2018 it will be refundable upon request but unless the borrower who is requesting his or her credit risk has finished the repayment but from 18th December 2018 till date is not refundable upon request
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