Zidisha Forum

A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

Forum Messages Last Message

Borrower Questions

A space for borrowers to post questions about how Zidisha works.

12,300 Nov 18

Lender Questions

A space for lenders to post questions about how Zidisha works.

184 Nov 14

Open Forum

The main forum for Zidisha-related topics.

1,255 Nov 18


Announcements by Zidisha staff.

973 Nov 15


If it's not about Zidisha, it's here.

68 Oct 9


Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1,905 Oct 27
Subject Messages Last Message Forum

Harrasment from Zidisha team

Dear team, I have been receiving constant threatening messages from you something that I can only term as inhuman, demoloralizing, and of an anarc...

2 Nov 18 Borrower Questions

Refund of credit risk fee and MLF

Hi Zidisha i asked Zidisha to refund me my credit risk fee and MLF on all the 6 loans that i have taken since i started but only GHC 2188 was sent...

9 Nov 18 Borrower Questions

Credit risk

After repayment of loan,is the credit risk refundable?

2 Nov 18 Open Forum



3 Nov 18 Borrower Questions

Repayment schedule

Hi Zidisha, I am supposed to clear my loan on Dec 7th 2019 yet Iam not able to cause my repayment amount is Kes. 500/- per week. I would like...

1 Nov 18 Borrower Questions


What happens when I pay the premium membership fee?Will I be able to access higher loan limits as from 100$ or less??

2 Nov 18 Open Forum

Erroneous Loan balance

I have raised complaints before but there is no direct response from Zidisha team. I completed my loan and every time I check my dashboard new loan...

1 Nov 18 Borrower Questions

Facing problems

Hi my name is Paulina am new to zidisha and I have paid my first loan on time and my next loan is 98 cedis and I have applied for the loan and the ...

2 Nov 17 Borrower Questions

Loan repayment

Hi, I have a loan of 500, I wish to repay it all on 29/11/19, instead of bits every week

2 Nov 17 Borrower Questions

Technical Error on the Zidisha Platform in Zambia

Good day Zidisha, I have received a couple of correspondence via email regarding my Zidisha loan. It has been brought to my attention that I hav...

1 Nov 17 Borrower Questions

Good morning to the lender's and the volunteer mentors

Please one of my invited member is complaining that she paid her loan on time and the money was credited successfully and after she was given the c...

2 Nov 16 Borrower Questions

Urgent help

Please I made a mistake when I was accepting my loan. The account which I mistakenly choose was first Atlantic merchant instead of MTN mobile money...

1 Nov 16 Borrower Questions


Something is bothering me that I need to get, for example, zidisha is to give you 4600 on your dasboard but when the money is disbursed into your a...

8 Nov 15 Borrower Questions


Good morning from here, I make repayment of my loan on Wednesday 12th this week, and the loan was not credited to my profile, the repayment was mak...

2 Nov 15 Borrower Questions

Introducing multiple mentor reviews for new members

Up until now, members were assigned a Volunteer Mentor once they reached a certain credit limit, and that mentor would need to conduct a background...

32 Nov 15 Announcements

ID Card

Hello, Iam a Zambian in southern Africa. I have been trying to apply for a loan, one of the procedures is to upload an ID card whose number end...

3 Nov 15 Borrower Questions

Loan funding.

My loan was fully funded but disbursement has taken almost two months. What could be the problem. 0718280754

3 Nov 15 Borrower Questions

Premium Membership

Please after making payment for premium membership and it was successful on 12/11/2019, I was not directed back to the application page rather I we...

2 Nov 15 Borrower Questions

Repayment not credited to my account

This comment has been removed.

2 Nov 15 Borrower Questions

Loan access

I was fully funded but I am not able to access the funds and I have not received the money either

3 Nov 15 Borrower Questions

Forum Guidelines

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha lending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments (but not with the intent to solicit funding)
  • Friendly social conversation (use the Random forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
  • Appeals to Zidisha staff to expedite loan review or take any other action
  • Any non-public personal information, such as private email addresses or phone numbers
  • Personal attacks, including accusations of wrongdoing directed at other members
  • Any messages that are obscene, vulgar, sexually-orientated, hateful, threatening, or otherwise in violation of any laws

Zidisha and Forum moderators have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly rather than in the Forum. We welcome feedback and if you feel we have made a mistake, please contact us and we will review the situation.

Please do not post the same comment in multiple threads.

We reserve the rights to remove or modify any content submitted at Zidisha's discretion.

These guidelines describe the types of content that are allowed in the Forum. Content that violates the guidelines will be removed. If a violation of the Forum rules comes to your attention, please report it to us privately.