Zidisha Forum

A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

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Borrower Questions

A space for borrowers to post questions about how Zidisha works.

5,602 Oct 17

Lender Questions

A space for lenders to post questions about how Zidisha works.

543 Oct 17

Open Forum

The main forum for Zidisha-related topics.

177 Oct 16


Announcements by Zidisha staff.

675 Oct 5


If it's not about Zidisha, it's here.

73 Oct 8


Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1,636 Oct 15
Subject Messages Last Message Forum

4 of my loans just returned - without any records

This is getting frustrating. Just found that 4 of my loans got returned. Worse, it removes all records of my contribution. I could trace it only be...

1 Oct 17 Lender Questions

only 23 projects

I'm sure I used to browse through plenty of projects, but now I only see 23. Has there been some sort of change?

8 Oct 17 Lender Questions

Risk Fee

Dear zidisha Team. I want to know, is the credit risk fees deducted anytime loan is applied? Whether 2nd or 3rd loan. Please educate small on that ...

2 Oct 17 Borrower Questions

Credit risk

I what to known as to whether the credit risk is refundable as the MLF as when you have no outstanding loan balance?

2 Oct 17 Borrower Questions

Leapfrog Technologies

Often, the developing world can "leapfrog" over outmoded, but entrenched, technologies in the developed world. For example, cell phone networks ra...

13 Oct 16 Open Forum


Good morning. I paid my loan back yesterday even though the loan I got did not hit my account. At what point is someone supposed to pay the one tim...

2 Oct 16 Borrower Questions

Expired loans

I am writing on behalf of my assign members who complained to me recently about their loans that have been expired merely few days after posting fo...

14 Oct 16 Borrower Questions

Loan Limit

Hello Zidisha am trying to apply loan but am not seeing exactly the amount am qualified? What exactly can i do ?

1 Oct 16 Borrower Questions

Second loan application

How do i apply and submit for my second loan because i can't see the submit option.

8 Oct 16 Borrower Questions


Seperti yang telah kita ketahui bahwa untuk sementara waktu Zidisha belum dapat menerima pendaftaraan anggota baru atau mencairkan pinjaman bagi an...

4 Oct 15 Indonesia

HAPPY ZIDISHA DAY 1st Edition 2018

HAPPY 9TH ANNIVERSARY ZIDISHA HAPPY BIRTHDAY ZIDISHA DEAR JULIA, Thank you so much for your maverick way to make this platform to this world....

2 Oct 15 Open Forum

Undangan teman

Saya sudah mengundang teman dan minat tapi ternyata setelah dia mendaftar zidisha memberi tahukan bahwa member baru untuk Indonesia sudah di tutup ...

1 Oct 15 Indonesia

timely repayment increase

I was told if my loan is repayed by 11 june I will get a timely repayment increase, of 3000 but I was never given one after I paid my loan before...

25 Oct 14 Borrower Questions

late loan updates

I think that immediately u process the loans even if u it takes a couple of days that's when u should start counting repayment days,suppose I neede...

1 Oct 14 Borrower Questions

late loan updates

Am confused where the loan I applied went since its not on my safaricom account,will u count the days that I will not have received if it fails tod...

1 Oct 14 Borrower Questions

Disbursement of funds

almost 2 weeks my loan that has been funded has not entered the account, how is the last update between Zidisha & ojk?

1 Oct 14 Borrower Questions

My telephone number

How would I change my number?

1 Oct 14 Borrower Questions

Gross revenue

How to indicate gross revenue am trying to apply for a loan and it keeps saying gross revenue is required

5 Oct 13 Borrower Questions

Kenya Visit

i have been receiving some E-mails about Kenya visit by the director Julia Kurnia since 10th Oct to meet V Ms. could i have some confirmation wheth...

1 Oct 13 Volunteer Mentors


Good mourning, anyone with knowledge on how best to earn a higher credit so that it can give you a humble time to convert it to your projects

1 Oct 11 Borrower Questions

Forum Guidelines

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha lending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments (but not with the intent to solicit funding)
  • Friendly social conversation (use the Random forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
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  • Any non-public personal information, such as private email addresses or phone numbers
  • Personal attacks, including accusations of wrongdoing directed at other members
  • Any messages that are obscene, vulgar, sexually-orientated, hateful, threatening, or otherwise in violation of any laws

Zidisha and Forum moderators have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly rather than in the Forum. We welcome feedback and if you feel we have made a mistake, please contact us and we will review the situation.

Please do not post the same comment in multiple threads.

We reserve the rights to remove or modify any content submitted at Zidisha's discretion.

These guidelines describe the types of content that are allowed in the Forum. Content that violates the guidelines will be removed. If a violation of the Forum rules comes to your attention, please report it to us privately.