Zidisha Forum

A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

Forum Messages Last Message

Borrower Questions

A space for borrowers to post questions about how Zidisha works.

8,127 Feb 22

Lender Questions

A space for lenders to post questions about how Zidisha works.

650 Feb 21

Open Forum

The main forum for Zidisha-related topics.

253 Feb 22


Announcements by Zidisha staff.

849 Feb 22


If it's not about Zidisha, it's here.

47 Nov 19


Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1,872 Feb 19
Subject Messages Last Message Forum

risk fund.

hey,can the risk fund be used to settle part of the loan if a member is unable to pay?

2 Feb 22 Open Forum

Lower credit limit

Admin I was asked to repay my loan before 28th of February.if I do I would be given 24404 as my credit limit.tried paying my since on the 19th and...

2 Feb 22 Borrower Questions

Information about my loan on my page differs from the actual

I consistently made weekly loan repayment without a single default, since Jan 14, 2019 and never delayed payment of 50 GHS weekly. But now the repa...

3 Feb 22 Borrower Questions

Lower credit limit than expected

Since returning back into Zidisha, after requesting for all my MLF and CRF, my future credit keep reducing and now my total non-refundable CRF is e...

1 Feb 22 Borrower Questions

Update to risk fee structure

Starting this week, we are making two changes to the risk fee structure: 1) risk fees are reduced for most loans, and 2) risk fees for new loans is...

38 Feb 22 Announcements

Quitting Zidisha

Salute! Having been a Royal client to Zidisha I feel its my time to exit although I have not settled my last loan. I wish to request a summary of t...

2 Feb 22 Borrower Questions

The cost of the loan for mentord too high

I am just facing the challenge of getting to know the interest i am paying for my loan is 25% yet i paid members loan fund of 72$ and also credit r...

1 Feb 22 Volunteer Mentors


I post a new loan proposal but what suprised me are the deductions. A whole Kshs. 75000 from a loan of 250,000 I thought the CRP is 10% as if that...

2 Feb 22 Borrower Questions

Zambia disbursement delay

We are experiencing delays in processing Zambia disbursements due to a technical error in the MTN platform. My apologies for the unusual delay...

3 Feb 22 Announcements

Unfunded loan

My loan had been funded 100percent and even given a loan summary but the same had not been disbursed to my account.. How now?

1 Feb 22 Borrower Questions

Can't accept loan

My loan has been fully funded but I can't accept it If I click on accept loan this is what happen. Whoop something went wrong. Please help fix it...

1 Feb 22 Volunteer Mentors


This is the third time I try to make payment without success.

1 Feb 22 Borrower Questions


sir, after repaying my loan , i want to upgrade to premium, pls send me link

1 Feb 22 Borrower Questions

Accept button

I can't find the accept button to proceed with my application

1 Feb 22 Borrower Questions

Disbursement Through Bank Account In Ghana, A Disaster

My loan which I never receive was fully financed and accepted on December 10, 2018 and the only option for me to accept for the money to be disburs...

1 Feb 22 Borrower Questions

To pay for the first installment

I have tried to pay since Wednesday but telling me card is invalid. What should I do cos I should pay today. Thanks

1 Feb 22 Borrower Questions

Is the Kenya disbursement problem fixed

Hello can anyone give me some light on the way forward, I am among many who have not received their funds, is the problem fixed for Kenyan borrowers.

1 Feb 22 Borrower Questions


My shop is temporarily closed because of massive road construction and so I have defaulted in payment for one week. What do I do to maintain a good...

3 Feb 22 Open Forum

payment error

I've being trying to make payment since Wednesday, 20th February without success

1 Feb 22 Borrower Questions



1 Feb 22 Borrower Questions

Forum Guidelines

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha lending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments (but not with the intent to solicit funding)
  • Friendly social conversation (use the Random forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
  • Appeals to Zidisha staff to expedite loan review or take any other action
  • Any non-public personal information, such as private email addresses or phone numbers
  • Personal attacks, including accusations of wrongdoing directed at other members
  • Any messages that are obscene, vulgar, sexually-orientated, hateful, threatening, or otherwise in violation of any laws

Zidisha and Forum moderators have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly rather than in the Forum. We welcome feedback and if you feel we have made a mistake, please contact us and we will review the situation.

Please do not post the same comment in multiple threads.

We reserve the rights to remove or modify any content submitted at Zidisha's discretion.

These guidelines describe the types of content that are allowed in the Forum. Content that violates the guidelines will be removed. If a violation of the Forum rules comes to your attention, please report it to us privately.