Zidisha Forum

A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

Forum Messages Last Message

Borrower Questions

A space for borrowers to post questions about how Zidisha works.

13,614 May 26

Lender Questions

A space for lenders to post questions about how Zidisha works.

221 May 21

Open Forum

The main forum for Zidisha-related topics.

1,430 May 25


Announcements by Zidisha staff.

1,133 May 25


If it's not about Zidisha, it's here.

64 Dec 30


Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1,912 May 12
Subject Messages Last Message Forum

My loan is not aprove

I paid my membership fees but my loan is not approved

2 May 26 Borrower Questions

FAQ: Our response to the coronavirus pandemic

We have received many questions regarding Zidisha's response to the pandemic. Here are our responses to a few of the most common questions: 1. ...

37 May 25 Announcements

Wrong ID details

Please how do I update my Identity details, the card number I'm asked to upload is not my ID Card number.. The person that introduced me to the fo...

3 May 25 Open Forum

payment of membership fees

Hi Julia, that for your considerations. I noticed that I did not enjoy any on-time repayment bonus on this my new base credit limit. Please let thi...

1 May 25 Borrower Questions

Difficulties in repayment

I want to know why these days zidisha system is so slow in service delivery?.I repaid my due loan which was yesterday and up to now my account is n...

4 May 25 Borrower Questions

Removal/replacement of one member of business community

How do i replace member of business community? Kindly assist. Thanks

2 May 25 Borrower Questions

Supporting the Zidisha community during the coronavirus pandemic

This message was sent by email to all members last Friday. It is reposted here to allow for discussion. Please feel free to post any questions in...

123 May 24 Announcements


I have been trying several times over a long period to create a loan proposal but to no avail. I have a very good internet connection which is able...

7 May 24 Borrower Questions

Loan funded but taking long to be disbursed

My loan was approved and funded but till now it has not be disbursed to my account.

6 May 24 Borrower Questions

Received less disbursement

I applied for a loan of 20000 thousand and I was given 1700 yet I am being asked to pay 20000 to thousand,how is that possible

2 May 24 Borrower Questions

Delayed refund.

Hello, I requested for refund two weeks ago. Still no response. Please can someone advise me on what's wrong or how long does it take to get my re...

1 May 24 Open Forum


I requested for a refund two weeks ago, having posted all details required successfully. Please can anyone enlighten me on how long it takes to get...

2 May 23 Borrower Questions

brrower application link

dear team apparently my new invitee are getting lenders link instead of borrower link, i had invited three people and whenever they tried t...

2 May 23 Borrower Questions

I don't remember the account number I used to request loan

Kindly let me know my account numbers that I used to request loan from zidisha because all numbers that I used to get loan and request loan I lost ...

3 May 23 Borrower Questions

Higher interest rate

Good morning, the same new credit risk and the 10% us making things difficult. Can Zidisha help bring it back to the 5%

5 May 23 Open Forum

Expediting services.

Hello zidisha, Do you still offer express/expediting services to Kenyan loans? It will be good for me as I have an emergency issue to take care a...

2 May 23 Open Forum

Disbursement of loan

Hello ZIDISHA,my loan has been approved but not yet disbursement, mentor's phone lines are not picking up.

2 May 23 Borrower Questions

I can't make payment using mobile money (technical error)

Please I have tried several times to make payment this morning using mobile money since my repayment is due today but the system indicates "have ex...

7 May 22 Borrower Questions

Reduction in credit limit

My credit limit keeps reducing. First, the bonus credit as volunteer mentor was wiped off to zero just like that. And now is my timely repayment wh...

3 May 22 Borrower Questions

Is Zidisha closing down?

When I first got involved, Zidisha had hundreds of borrowers, from half a dozen countries all over the world. Now my feed show 6 guys from Nigeria ...

10 May 21 Lender Questions

Forum Guidelines

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha lending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments (but not with the intent to solicit funding)
  • Friendly social conversation (use the Random forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
  • Appeals to Zidisha staff to expedite loan review or take any other action
  • Any non-public personal information, such as private email addresses or phone numbers
  • Personal attacks, including accusations of wrongdoing directed at other members
  • Any messages that are obscene, vulgar, sexually-orientated, hateful, threatening, or otherwise in violation of any laws

Zidisha and Forum moderators have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly rather than in the Forum. We welcome feedback and if you feel we have made a mistake, please contact us and we will review the situation.

Please do not post the same comment in multiple threads.

We reserve the rights to remove or modify any content submitted at Zidisha's discretion.

These guidelines describe the types of content that are allowed in the Forum. Content that violates the guidelines will be removed. If a violation of the Forum rules comes to your attention, please report it to us privately.