Zidisha Forum

A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

Forum Messages Last Message

Borrower Questions

A space for borrowers to post questions about how Zidisha works.

7,531 Jan 17

Lender Questions

A space for lenders to post questions about how Zidisha works.

639 Jan 14

Open Forum

The main forum for Zidisha-related topics.

221 Jan 16

Announcements

Announcements by Zidisha staff.

817 Jan 17

Random

If it's not about Zidisha, it's here.

71 Nov 19

Indonesia

Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1,847 Jan 16
Subject Messages Last Message Forum

VOLUNTEER MENTOR

Hello zidisha.Am actually so much interested in this zidisha family and community at large.I have been sharing news of zidisha with and after readi...

2 Jan 17 Borrower Questions

Update to risk fee structure

Starting this week, we are making two changes to the risk fee structure: 1) risk fees are reduced for most loans, and 2) risk fees for new loans is...

25 Jan 17 Announcements

Credit risk refund

Hi Zidisha my credit risk now is almost the loan that I get from zidisha. Kindly refund my Kshs 6,844 because my limit does not grow I always get K...

14 Jan 17 Borrower Questions

Credit risk payments

Starting this week, new loans will be asked to make a 10% credit risk payment into the Members Loan Fund. Zidisha is a nonprofit organization, a...

93 Jan 17 Announcements

CREDIT RISK AND MLF REFUNDS

one of the most complicated section in Zidisha is about refunds, complicated because at some point the C,R was non refundable then turned refundabl...

2 Jan 16 Borrower Questions

Loan repayment

I have tried to pay back my loan several times but it has been impossible. I tried paying using my credit card.

1 Jan 16 Borrower Questions

Confirmation

Hi, my loan repayment of 27 ghs on 12/01/19 has still not been confirmed. please check

2 Jan 16 Borrower Questions

Pinjaman

Kenapa tidak bisa meminjam lagi

1 Jan 16 Indonesia

My loans

Am told my loan was dispersed and i have to start paying by 3rd of next month and I have not yet received any money on my account where do go to ...

1 Jan 16 Borrower Questions

Refund of my Premium membership fee

Hello Julia Kurnia, I still didn't get the refund since 4 January, please help me, I need the refund of my Premium membership fee

1 Jan 16 Borrower Questions

Loan Payment Adjustment request

Hi, Since I signed in as a member; I kindly request for adjustment of a smaller amount in order for me to clear the pending loan payment; I have ha...

1 Jan 16 Borrower Questions

Fire

Hi my shop has been gutted by fire so l lost all my valuables so how can you assist me to pay my loan

1 Jan 16 Open Forum

Lower amount disbursed

Hi Faith from Kenya was expecting 1038sh after the deductions but all I got was 158sh please explain. Thanks.

5 Jan 16 Borrower Questions

Premium membership

I paid my premium membership before applying for my current loan but after applying was again deducted the same kindly refund my 1000 because am cu...

4 Jan 16 Borrower Questions

Loan application completion

I have registered for zidisha loan and even register as member but my loan proposal did not go through but it keep writing error occurred. Please h...

8 Jan 16 Borrower Questions

Disbursement

Hi, my loan was approved and fully funded but has not yet been disbursed. Assist.

1 Jan 16 Borrower Questions

delay in receiving loan

i applied loan but this is the third day not yet received my loan which was funded have paid expediting fees whats the problem?

1 Jan 16 Borrower Questions

New payment method

Hi zidisha the new payment method introduced in Ghana gives us problems when we want to make payment. I have not been able to pay my installment fo...

1 Jan 16 Borrower Questions

Delay in processing December disbursements

Many members in Kenya, Nigeria and Ghana have reported not receiving their loans which were funded in December. Others have received their loans, ...

17 Jan 16 Announcements

Repayment not credited to my account

I made repayment n also paid the 3000 naira membership but for over 5 weeks or more it has not been resolved.

1 Jan 15 Borrower Questions

Forum Guidelines

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha lending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments (but not with the intent to solicit funding)
  • Friendly social conversation (use the Random forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
  • Appeals to Zidisha staff to expedite loan review or take any other action
  • Any non-public personal information, such as private email addresses or phone numbers
  • Personal attacks, including accusations of wrongdoing directed at other members
  • Any messages that are obscene, vulgar, sexually-orientated, hateful, threatening, or otherwise in violation of any laws

Zidisha and Forum moderators have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly rather than in the Forum. We welcome feedback and if you feel we have made a mistake, please contact us and we will review the situation.

Please do not post the same comment in multiple threads.

We reserve the rights to remove or modify any content submitted at Zidisha's discretion.

These guidelines describe the types of content that are allowed in the Forum. Content that violates the guidelines will be removed. If a violation of the Forum rules comes to your attention, please report it to us privately.