Forum > Lender Questions Forum Guidelines

A space for lenders to post questions about how Zidisha works.



Subject Messages Last Message

Low number of loans available to fund

Hi there, I've really enjoyed lending through Zidisha. It is nice to have direct contact with the people that are benefiting from my micro-lendi...

2 Aug 16

How does a loan expire when it's 100% funded?

https://www.zidisha.org/loan/office-renovation-for-block-making-business The money was returned to me as an expired loan, yet it shows as 100% f...

27 Aug 13

Why are there no loans to India?

I would like to support people in India and Bangladesh. Why are there no applicants from rhese countries ?

2 Aug 11

10$ question

Hi, I'm new here and I'm amazed and surprised that there are loans of 10$ or there about. Does this 10$ really make a difference? I mean, 10 bucks...

13 Aug 8

on time or late?

What's the sort of timeline used to determine on time vs late for repayment status? So for example if a loan repayment was expected on 1 July, ...

8 Aug 3

Relending not working.

Hi, I had relending enabled to run daily. It's been at least a couple of months since I've checked my account, and I saw that I had almost all my a...

3 Jul 31

all the loans have been funded?

Grateful if someone can explain please - has Zidisha's funds covered all the loans?

5 Jul 21

Martha Nyambura Mwega - Kenya/Clothing Sales

I have loaned funds to this woman, however, her loan application does not come up when I search Kenya/Clothing Sales. I see it is expiring in 2 day...

22 Jul 14

Zidisha growth

Zidisha is a great concept, and I am very happy to participate in it. It seems, however, that for it to really achieve its mission it needs a whol...

8 Jul 9

Showing negative balance

Once again, I have a negative balance showing. Can you correct this ASAP as I can't lend to anyone until this is sorted.

8 Jul 2

currency fluctuations

Hi all, the value of my fund has dropped 30% in a week due to currency fluctuations. I've had a look on exchange trackers but I can't see which cur...

3 Jun 18

What is the criteria for "staff picks" ?

The default filter on the projects page is the staff picks. What is this and is there any data on whether these are more likely to get funded?

7 Jun 16

Impact Investment Growth Credit

I would be grateful for an explanation of what this is, please. Many thanks.

3 Jun 13

Receive Advance Payment

If a lender has not communicated and has not made any repayments at all, if I elect to Receive Advance Payment so that I may relend the funds elsew...

7 Jun 13

Why don't I get notified when my borrowers get a new loan

Hello Atheist. I'm also a lender and have been receiving such emails fine as far as I'm aware. If your Notification Preferences (under Account P...

4 Jun 9

Why do borrowers pay back immediately, then post a new loan?

I have seen the following happen several times. 1. A loan gets funded with an extended repayment period, say 12 or 24 months 2. Within a few we...

45 Jun 9

I would like to be able to send messages to other lenders

Not in a spam sort of way, but it would be helpful to be able to opt-in to receive messages from other lenders. Is there any way to do this?

3 Jun 9

Fully funded loans are not being distributed, Ghana

Hey, I´m new here but I've given out several loans already, some have started paying back, most have funded fully and will start paying later. But...

12 Jun 3

MLF payment to increase a borrowers credit limit

I see a lot of comments of borrowers who are complaining that they haven’t received the full requested loan amount. In all cases they have chosen t...

17 May 31

Loans to Senegal

Dear Zidisha, Hope you are doing well today. In the past I have been lending funds to people in Sénégal with great repayment stats. Today howev...

3 May 20