Forum > Lender Questions Forum Guidelines

A space for lenders to post questions about how Zidisha works.

Subject Messages Last Message

Funds transfer

Is there a way to add funds to my lending account other than by credit card, say by an electronic funds tranfer from my bank? I have become very le...

4 May 18

Payments showing as -

Hello lender,please kindly borrow to me .I'm trustworthy with 97,% in over a year

2 Apr 30

Does the lender receive an interest?

What is the point of lending if you don't receive interest on the money you lend people while the service fee is 5%?

8 Apr 27

Summary of active money and current loans

How can I see how much money that is still "active" of the money I've lent? I can't find a proper summary. It seems there are hundreds of people t...

9 Apr 27

Add a limit to loan repayment time

I recently made a loan to a borrower requesting a repayment period of several months (I don't remember exactly what the length was). Now, when I l...

13 Apr 21

Is there a "support ticket" for lenders?

All of a sudden, my transaction history is showing a page full of NEGATIVE BALANCES. This is new, and must be a mistake somewhere. Very dishearte...

8 Apr 20

Loan issue?

Hello, I lent $3 on a loan here. I received 3 repayments that totaled: $2.33. How is the loan totally repaid? Amount Repaid: $2.33 Amount R...

19 Apr 8

inaccurate data showing about past loans

Tonight I have already found on the sites of two fundraising sites wildly inaccurate data on past loans. Specifically in the list of loans the mo...

5 Apr 8

Should fees be charged for any MLF contribution by borrower?

EDIT ON 20180330: Note that borrower can get back any MLF contribution as long as all loans have been paid back fully. While this still does not ...

9 Mar 30

Transfer funds not working?

Hello, for several days it is not possbile to transfer funds via Credit Card. Regards, Holger

10 Mar 18

Loans and gifts

I am a small lender, mostly lending when I have a few dollars leftover in my PP account. I'm wondering if there is a way to gift an amount. For i...

19 Feb 17

Thoughts about delayed repayments

Fellow lenders, I have been using Zidisha since mid Dec 2017 or so. And now, handful of loans have technically defaulted - some have missed even 3...

17 Feb 14

Keep repayments in my account does not seem to work

I like to allow my account to rebuild before re-loading so that my kids can be involved and read and choose projects to support. However even thoug...

5 Feb 3

Loan economics

Hi everyone, I am looking at a loan application that I can't make sense of. I don't know if it's appropriate to post direct links from here, so...

9 Feb 2

Cant use my account money

I cant borrow from my account money. It offers me only card payments. Whats the matter and when do yuou get it solved?

13 Jan 14

Loans I Did Not Make!

Anyone understand how I was suddenly credited with making $50 worth of loans to 10 different people in odd amounts when all I did was browse the pr...

2 Jan 9

Credit Card Fee

Why do I have to pay a Credit Card fee on every loan I make , even though I have money in the bank "kitty" , and am not using a Credit Card?

12 Jan 8

Lending balance discrepancies

Can anyone explain how my transaction can show a negative balance sometimes? I obviously only lend when my dashboard shows I have funds, but then t...

17 Jan 7