Forum > Lender Questions Forum Guidelines

A space for lenders to post questions about how Zidisha works.

Subject Messages Last Message

Loans and gifts

I am a small lender, mostly lending when I have a few dollars leftover in my PP account. I'm wondering if there is a way to gift an amount. For i...

19 Feb 17

Thoughts about delayed repayments

Fellow lenders, I have been using Zidisha since mid Dec 2017 or so. And now, handful of loans have technically defaulted - some have missed even 3...

17 Feb 14

Keep repayments in my account does not seem to work

I like to allow my account to rebuild before re-loading so that my kids can be involved and read and choose projects to support. However even thoug...

5 Feb 3

Loan economics

Hi everyone, I am looking at a loan application that I can't make sense of. I don't know if it's appropriate to post direct links from here, so...

9 Feb 2

Cant use my account money

I cant borrow from my account money. It offers me only card payments. Whats the matter and when do yuou get it solved?

13 Jan 14

Loans I Did Not Make!

Anyone understand how I was suddenly credited with making $50 worth of loans to 10 different people in odd amounts when all I did was browse the pr...

2 Jan 9

Credit Card Fee

Why do I have to pay a Credit Card fee on every loan I make , even though I have money in the bank "kitty" , and am not using a Credit Card?

12 Jan 8

Lending balance discrepancies

Can anyone explain how my transaction can show a negative balance sometimes? I obviously only lend when my dashboard shows I have funds, but then t...

17 Jan 7

Unable to make loans from money in my account?

I have $10 in my account, from repayments, but whenever I try and make a loan I am only offered the option of paying from it via Paypal or Credit/D...

5 Jan 6

I no longer get the message to get money back

What happened to the option to relend when no payments have been made? Thanks

7 Jan 5

Technical problems

I have found a few problems on the site: - Since a few days my Dashboard isn’t displaying the status updates anymore. I only see 4 recent (3 day...

12 Jan 4

No lending account option?

I have $33 in my lending account. But when I try to lend, the only available options are "PayPal" or "credit card". Why is my lending account mon...

10 Jan 1

Regarding options for 'sorted by' dropdown

On the 'Browse Projects' screen, the 'sorted by' dropdown shows 'Almost funded' option, among others. However, that option should be renamed as 'A...

6 Jan 1

Receive Advance Payment

If a lender has not communicated and has not made any repayments at all, if I elect to Receive Advance Payment so that I may relend the funds elsew...

1 Dec 7