Zidisha Forum

A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

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Borrower Questions

A space for borrowers to post questions about how Zidisha works.

10,047 Jun 20

Lender Questions

A space for lenders to post questions about how Zidisha works.

707 Jun 17

Open Forum

The main forum for Zidisha-related topics.

407 Jun 19


Announcements by Zidisha staff.

914 Jun 12


If it's not about Zidisha, it's here.

63 Jun 12


Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1,895 May 27
Subject Messages Last Message Forum

Account Closure

I would like my account to be deleted and stop appearing in Google search results. The fact that this feature is not in place is not ideal - even...

1 Sep 24 Borrower Questions

Pencairan lama

Pinjaman saya sudah d setujui sejak semalam biasanya pencairan cepet dan lancar tp kok sampe spre gini blm ada masuk ke rekening ya dananya?

2 Sep 23 Indonesia

Pinjaman 5 juta

Hai sahabat bagaimana caranya supaya saya bisa meminjam limit 5 juta..saya terpaksa karena kebutuhan mendesak Apakah bisa ya....saya sudah ya...

2 Sep 23 Indonesia

Maslah pencairan yang blm cair di rek.melambat

SDH hampir 4 hari pinjaman sudah di danai.tp blm cair2 knp y.

2 Sep 23 Indonesia

Credit Risk Payment

i wish somebody can explain how the % is arrived at so that when applying for the loan one can reduce that %. its not fun to accept a loan with 20%...

1 Sep 23 Volunteer Mentors

Kindly am lacking adjust repayment schedule

Kindly am lacking on my dash board adjust repayment schedule button on my drop down menu on my dash board.

1 Sep 23 Borrower Questions

Drastic changes at Zidisha

I have been a Zidisha borrower for the last 4½ years. The credit advanced to me has been of much help and I’d not be where I am today if it were n...

1 Sep 23 Volunteer Mentors

Loan disbursement

Has anybody experienced any problem like this? I accepted my loan a month ago and yet have not received any amount. If I create a support ticket, n...

2 Sep 23 Volunteer Mentors


The percentage for the risk fees should be as the same as the service fees so that members can acess at least an amount that can invested on big sales

1 Sep 22 Borrower Questions


Greetings,please my loan is funded but having problem of accepting it and i dont know weather is a general problem or what.please i need assistance...

3 Sep 22 Borrower Questions

Delaying in loan approval

I reapply for my fourth loan for couple days now without showing approval on my dasboard, it's any problem? Please help me.

1 Sep 22 Borrower Questions


Please may know how much i will remain with on my next loan after deductions,my next credit limit is ksh 2809

1 Sep 22 Borrower Questions


I did 3 times of my repayment and when am to invite a member it tells me not eligible to invite that am not yet had one repayment. What kind of re...

1 Sep 22 Borrower Questions

Loan not fully disbursed

Dear zidisha team, I am on my second loan, which l was supposed to receive Ghs 56. But unfortunately only Ghs 5 was disbursed into my account. Can ...

2 Sep 22 Borrower Questions

Proses Pencairan Dana Sangat Lama

Hi, Kenapa ya proses pencairan dana sekarang ini sangat lambat sekali, baisanya tidak sampai satu hari dana sudah diterima. Sekarang sudah be...

3 Sep 22 Indonesia


I have been away for along time due to illness related problems kindly is my account still functioning or am deleted from the system?

2 Sep 22 Borrower Questions

Membership loan fund

How can I repay my membership loan fund again after collecting it?

2 Sep 22 Borrower Questions

What is "One-Time Membership

I want to know what is meant by the credit risk limit %15 and the One-Time Membership Payment fee. This is my third loan request. My second loan...

2 Sep 22 Borrower Questions


I am kenyan citizen and have gone through the application process but the amounts are too meagre they cannot buy anything in the kenyan currency......

2 Sep 22 Borrower Questions

Error in proposing a new loan by my friend.

One of my friend is having a problem in proposing a new loan. He has been in Zidisha since 2015. He said,he has not added any information to what h...

2 Sep 22 Borrower Questions

Forum Guidelines

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha lending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments (but not with the intent to solicit funding)
  • Friendly social conversation (use the Random forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
  • Appeals to Zidisha staff to expedite loan review or take any other action
  • Any non-public personal information, such as private email addresses or phone numbers
  • Personal attacks, including accusations of wrongdoing directed at other members
  • Any messages that are obscene, vulgar, sexually-orientated, hateful, threatening, or otherwise in violation of any laws

Zidisha and Forum moderators have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly rather than in the Forum. We welcome feedback and if you feel we have made a mistake, please contact us and we will review the situation.

Please do not post the same comment in multiple threads.

We reserve the rights to remove or modify any content submitted at Zidisha's discretion.

These guidelines describe the types of content that are allowed in the Forum. Content that violates the guidelines will be removed. If a violation of the Forum rules comes to your attention, please report it to us privately.