Zidisha Forum

A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

Forum Messages Last Message

Borrower Questions

A space for borrowers to post questions about how Zidisha works.

10,001 Jun 16

Lender Questions

A space for lenders to post questions about how Zidisha works.

707 Jun 16

Open Forum

The main forum for Zidisha-related topics.

408 Jun 16


Announcements by Zidisha staff.

914 Jun 12


If it's not about Zidisha, it's here.

63 Jun 12


Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1,895 May 27
Subject Messages Last Message Forum


Is there any acceleration feature anyway?

1 Jun 10, 2018 Borrower Questions

Why don't I get notified when my borrowers get a new loan

Hello Atheist. I'm also a lender and have been receiving such emails fine as far as I'm aware. If your Notification Preferences (under Account P...

4 Jun 9, 2018 Lender Questions

I would like to be able to send messages to other lenders

Not in a spam sort of way, but it would be helpful to be able to opt-in to receive messages from other lenders. Is there any way to do this?

3 Jun 9, 2018 Lender Questions

Biaya resiko kredit

Apakah biaya resiko kredit bisa dicairkan?? Bagaimana caranya klo misal bisa. Kalau misal engk, kok besar banget ya biaya resiko kredit nya..

4 Jun 9, 2018 Indonesia

Refund of MLF

I filled for a loan and only 4ghana CEDI's was sent to my account hoping that when I finished paying the balance will be sent to me,since then I ...

2 Jun 8, 2018 Borrower Questions

mpesa transactions limit

dear team Is there away any loan above $15000 to be transferred to bank a count than sending to mpesa a count. The mpesa transaction limi...

2 Jun 8, 2018 Borrower Questions

My total credit limit

I think zidisha is not fair in dealing with our total credit limit. My limits is reducing drastically below expectations after paying regularly and...

2 Jun 8, 2018 Borrower Questions

my loan

Please Zidisha what is the problem with my loan? My loan always expires, this time it have move from 0 to 7 percent on the 8 day and from that tim...

1 Jun 8, 2018 Borrower Questions

Pembayaran tidak tercantum menyebabkan batas kredit turun

This comment has been removed.

2 Jun 7, 2018 Indonesia

Not recorded my repayment

About a week ago I made repayment (sorry in IDR 90001 and I thought it was okay with my repayment, but just now I got my email from Zidisha that in...

2 Jun 7, 2018 Borrower Questions

Biaya Percepatan

Saat ini limit pinjaman saya sudah sampai 5 jutaan, jika saya melunasi pinjaman saya yang sekarang, apakah saya bisa langsung mengajukan pinjaman l...

2 Jun 7, 2018 Indonesia

Payment confirmation

I have made payment last week 3 June 2018, but until now there is no confirmation and status is still not paid. Then enter the email that requires ...

2 Jun 7, 2018 Borrower Questions

Optional MLF payments replaced with credit risk payments

Now that new loans carry required credit risk payments into the Members Loan Fund (https://www.zidisha.org/forum-thread/1629), most new loan applic...

29 Jun 7, 2018 Announcements

credit card gift

I am sick and lend want send me a credit card gift . How can he do that. He said I ask zidisha team being my sponsors. Thank you

1 Jun 7, 2018 Borrower Questions

I want to cancel my loan

I want to cancel my loan

1 Jun 7, 2018 Borrower Questions

Loan not disbussed

Dear Zidisha fraternity, I understand that some loans do take a week before disbussed but what usually happens for it to delay for more than a we...

1 Jun 7, 2018 Borrower Questions

Repayment not updated

Hallo zidisha, why is it that nowadays it takes 3 to 4 days for your payment to be updated on zidisha?? Even when you pay using your own phone num...

2 Jun 5, 2018 Borrower Questions

What is MLF

I think am abit lost here can someone tell me about MLF and also about credit risk fees when can someone get it back?

8 Jun 5, 2018 Borrower Questions

Biaya membership

Saya ingin menarik kembali biaya membership ..Kira kira bisa ndak ya? Tks

2 Jun 4, 2018 Indonesia

Karena jaringan Error jadi tidak bisa mengajukan pinjaman

Selamat Malam . Tadi sore saya telah melunasi pinjaman saya , kemudian sy berniat mengajukan pinjaman baru lagi. karena jaringan ditempat saya y...

5 Jun 3, 2018 Indonesia

Forum Guidelines

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha lending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments (but not with the intent to solicit funding)
  • Friendly social conversation (use the Random forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
  • Appeals to Zidisha staff to expedite loan review or take any other action
  • Any non-public personal information, such as private email addresses or phone numbers
  • Personal attacks, including accusations of wrongdoing directed at other members
  • Any messages that are obscene, vulgar, sexually-orientated, hateful, threatening, or otherwise in violation of any laws

Zidisha and Forum moderators have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly rather than in the Forum. We welcome feedback and if you feel we have made a mistake, please contact us and we will review the situation.

Please do not post the same comment in multiple threads.

We reserve the rights to remove or modify any content submitted at Zidisha's discretion.

These guidelines describe the types of content that are allowed in the Forum. Content that violates the guidelines will be removed. If a violation of the Forum rules comes to your attention, please report it to us privately.