Zidisha Forum

A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

Forum Messages Last Message

Borrower Questions

A space for borrowers to post questions about how Zidisha works.

13,654 Jun 1

Lender Questions

A space for lenders to post questions about how Zidisha works.

218 May 31

Open Forum

The main forum for Zidisha-related topics.

1,435 May 26


Announcements by Zidisha staff.

1,137 Jun 1


If it's not about Zidisha, it's here.

64 Dec 30


Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1,913 May 30
Subject Messages Last Message Forum

bayar pinjaman

mohon bantuannya. saya ingin mengembalikan pinjaman saya. tapi setelah saya mendaftarkan nmr virtual account. ada keterangan -> KODE PERUSAHA...

2 Aug 28, 2018 Indonesia

Biaya Keanggotaan

Maksudnya Biaya Keanggotaan itu apa yaa soalnya ngajuin pinjaman k 7 400 sekian alhasil dpetnya cuma 215 potongannya tmbah gede aja

5 Aug 28, 2018 Indonesia

Biaya resiko kredit

Berapakah nilai resiko kredit...apakah 20% dari pinjaman

2 Aug 28, 2018 Indonesia

pinjaman baru

saya baru 2 hari yang lalu sudah melunaskan pinjaman,tapi setelah itu mau ajukan pinjaman baru lagi tidak bisa..mau klik ajukan pinjaman baru malah...

4 Aug 28, 2018 Indonesia

Loan Review Pending.

Reviewing of my loan by zidisha staff has taken longer period than normal.

1 Aug 28, 2018 Borrower Questions

On-Time Payment Rate issues

Does ontime payment rate has effect on next loan fundings? Dear zidisha members, My name Gordon Amankwah, Please I took my first loan and i was...

7 Aug 27, 2018 Borrower Questions


How do I invite people

2 Aug 27, 2018 Borrower Questions

Help educate me, am on 3rd Loan

Amount Requested: 1,203 KES Service Fee (5%): 60 KES One-time Membership Fee: 941 KES Credit Risk Payment: 180 KES Amount You Receive After Ded...

2 Aug 27, 2018 Borrower Questions

Loan applicant

I have paid 1st loan how Will l apply 2nd loan please assist me

2 Aug 27, 2018 Borrower Questions

Credit limit

Hey zidisha team. I have been given 12 Kenyan shilling as my first loan. I feel it is too little since it can't buy even one product what am su...

2 Aug 27, 2018 Borrower Questions

Tidak bisa meminjam

Kenapa saya harus menunggu aplikasi Baru Lagi saya mau meminjam Lagi kenapa tidak bisa Biasanya Cepat Dan Lancar Kok sekrang Susan benar Teru...

2 Aug 27, 2018 Indonesia

Semua tentang zidisha?

1. Apa pinjaman dapat dilunasi secara langsung, tanpa harus menunggu jatuh tempo yang sudah di lampirkan? 2. Apakah BNI virtual Bank Account bisa ...

2 Aug 26, 2018 Indonesia

Pengajuan Pinjaman Ditolak Alasannya Menunggu Aplikasi Baru

Hi all, Saya sudah berkali-kali meminjam di Zidisha dan tidak pernah terkendala. Saya sudah bayar pinjaman yang terakhir namun ketika mengajukan...

2 Aug 26, 2018 Indonesia


Mau sampaikan prolosal saya terus di tolak? Saya mau keluar dari zidisha dan minta uang jaminan kepercayaan yg waktu pertama minjam minta di kemb...

2 Aug 26, 2018 Indonesia

Credit risk refund

I need help How can I get credit risk refund

3 Aug 26, 2018 Borrower Questions

How To Create Support Ticket

Hello ZIDISHA team, warm regards. I got an email on how to create Support Ticket. But am not able to create one and need help.

7 Aug 25, 2018 Borrower Questions

Kenapa pengajuan media saya harus menunggu aplikasi baru

Saya baru mengajukan terus saya sudah melunasinya Dan mau mengajukan pinjaman yang kedua saya Kenapa saya harus menunggu aplikasi baru Sangat me...

2 Aug 25, 2018 Indonesia

Transparency on funds remaining

I've been a lending member of Zidisha since 2012. I would like to know how much of the funds I transferred is still being used for loans. How c...

3 Aug 25, 2018 Lender Questions

an increase in credit bonus must be corrected

For Zidisha, I note that currently the increase in timely payment bonuses only increases by 10%, if this amount is not proportional to the reductio...

2 Aug 25, 2018 Borrower Questions

Zidisha growth

Zidisha is a great concept, and I am very happy to participate in it. It seems, however, that for it to really achieve its mission it needs a whol...

9 Aug 25, 2018 Open Forum

Forum Guidelines

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha lending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments (but not with the intent to solicit funding)
  • Friendly social conversation (use the Random forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
  • Appeals to Zidisha staff to expedite loan review or take any other action
  • Any non-public personal information, such as private email addresses or phone numbers
  • Personal attacks, including accusations of wrongdoing directed at other members
  • Any messages that are obscene, vulgar, sexually-orientated, hateful, threatening, or otherwise in violation of any laws

Zidisha and Forum moderators have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly rather than in the Forum. We welcome feedback and if you feel we have made a mistake, please contact us and we will review the situation.

Please do not post the same comment in multiple threads.

We reserve the rights to remove or modify any content submitted at Zidisha's discretion.

These guidelines describe the types of content that are allowed in the Forum. Content that violates the guidelines will be removed. If a violation of the Forum rules comes to your attention, please report it to us privately.