Zidisha Forum

A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

Forum Messages Last Message

Borrower Questions

A space for borrowers to post questions about how Zidisha works.

14,788 Sep 21

Lender Questions

A space for lenders to post questions about how Zidisha works.

127 Sep 20

Open Forum

The main forum for Zidisha-related topics.

1,570 Sep 21


Announcements by Zidisha staff.

1,243 Sep 17


If it's not about Zidisha, it's here.

58 Dec 30


Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1,923 Aug 26
Subject Messages Last Message Forum

credit card gift

I am sick and lend want send me a credit card gift . How can he do that. He said I ask zidisha team being my sponsors. Thank you

1 Jun 7, 2018 Borrower Questions

I want to cancel my loan

I want to cancel my loan

1 Jun 7, 2018 Borrower Questions

Loan not disbussed

Dear Zidisha fraternity, I understand that some loans do take a week before disbussed but what usually happens for it to delay for more than a we...

1 Jun 7, 2018 Borrower Questions

Repayment not updated

Hallo zidisha, why is it that nowadays it takes 3 to 4 days for your payment to be updated on zidisha?? Even when you pay using your own phone num...

1 Jun 5, 2018 Borrower Questions

What is MLF

I think am abit lost here can someone tell me about MLF and also about credit risk fees when can someone get it back?

5 Jun 5, 2018 Borrower Questions

Biaya membership

Saya ingin menarik kembali biaya membership ..Kira kira bisa ndak ya? Tks

2 Jun 4, 2018 Indonesia

Karena jaringan Error jadi tidak bisa mengajukan pinjaman

Selamat Malam . Tadi sore saya telah melunasi pinjaman saya , kemudian sy berniat mengajukan pinjaman baru lagi. karena jaringan ditempat saya y...

5 Jun 3, 2018 Indonesia

How Much Actually Is The Credit Risk Payment Amount?

I am asking this question because I thought the credit risk payment is 10% of the amount you are seeking for funding. My credit limit is GHS 260 b...

2 Jun 3, 2018 Borrower Questions

ID Upload Issues

I cannot accept my loan because the id is failing to upload yet my loan has been fully funded. Please solve the problem Zidisha

9 Jun 3, 2018 Borrower Questions

Assigned members

Please,i am a volunteer member and i was having 50 mentees under me but now it seems Zidisha only four are now under my care.I can't get it and why...

4 Jun 3, 2018 Volunteer Mentors

Dapet email pencairan 10.000

Masa iya pinjaman cma 10.000 Dipake beli permen aja ga cukup Mohon penjelasan nya. Mklum saya baru pengajuan

5 Jun 3, 2018 Indonesia


Buat anggota lama, ane mau nanya nih, apa tingkatab kredit disini bertahap dan sesuai yang dipublikasikan? Dan juga apa terjamin pinjam modal disin...

1 Jun 3, 2018 Indonesia


Good evenings all Zidisha family's hope you are okay. I was suggesting whether if it's possible the MLF option to new members to be scrapped ...

2 Jun 2, 2018 Volunteer Mentors

Loan been weeks without disbursement

Hello Dave, my loan has been on weeks without disbursement. I confirmed my loan on May 26, exactly a week now. What is going on?

7 Jun 2, 2018 Borrower Questions


I have just received a mail that my loan application has "expired without being fully funded". I don't understand, please explain...

6 Jun 2, 2018 Borrower Questions

VM not reviewing loans of members on time

Hello all, I have noticed delays in disbursement of loans of some members due to VM late in review of loans. I suggest loans of members should be ...

2 Jun 2, 2018 Open Forum

partial loan funded problem

my loan was partially funded of 46% out of GHS 2286 which i received amount of GHS 1,019 as my partial loan disbursed which i though the rema...

17 Jun 1, 2018 Borrower Questions

Drastic Reduction in Page Followers

Hello I've had series of complains from my friends in Ghana concerning reduction in Zidisha page followers (lenders) over the past weeks. On 23/...

17 Jun 1, 2018 Borrower Questions


i was told if i pay my loan by 11 june,my credit limit would increase by 3000, but that is not so,i paid the loan by 26 may but the early repayment...

5 Jun 1, 2018 Borrower Questions

payments not reflecting....

Payed yesterday morning hours but till now is not reflecting in my account. . FIRST PAYMENT 31/5/2018 date 5:17 am time MEV5O...

1 Jun 1, 2018 Borrower Questions

Forum Guidelines

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha lending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments (but not with the intent to solicit funding)
  • Friendly social conversation (use the Random forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
  • Appeals to Zidisha staff to expedite loan review or take any other action
  • Any non-public personal information, such as private email addresses or phone numbers
  • Personal attacks, including accusations of wrongdoing directed at other members
  • Any messages that are obscene, vulgar, sexually-orientated, hateful, threatening, or otherwise in violation of any laws

Zidisha and Forum moderators have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly rather than in the Forum. We welcome feedback and if you feel we have made a mistake, please contact us and we will review the situation.

Please do not post the same comment in multiple threads.

We reserve the rights to remove or modify any content submitted at Zidisha's discretion.

These guidelines describe the types of content that are allowed in the Forum. Content that violates the guidelines will be removed. If a violation of the Forum rules comes to your attention, please report it to us privately.