Zidisha Forum

A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

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Borrower Questions

A space for borrowers to post questions about how Zidisha works.

5,602 Oct 16

Lender Questions

A space for lenders to post questions about how Zidisha works.

543 Oct 16

Open Forum

The main forum for Zidisha-related topics.

177 Oct 16


Announcements by Zidisha staff.

675 Oct 5


If it's not about Zidisha, it's here.

73 Oct 8


Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1,636 Oct 15
Subject Messages Last Message Forum

Pelunasan pinjaman

Minta saran Kenapa ini pinjaman saya sudah saya lunasi kok masih harus bayar lagi 63.690 padahal sudah lunas 953.000 Mohon bantuannya teman t...

2 Apr 30 Indonesia

improving method or system of payment in Ghana.

As a volunteer mentor and a member of this forum, i have done my own search to find out why some borrowers don't pay their loan after it has been d...

10 Apr 29 Volunteer Mentors

I do not understand how Zidisha works

Please I need a Ghanaian member of Zidisha number to guide me. Zidisha gave 239ghc and I paid only 12ghc and I received a message that claimed I ha...

4 Apr 29 Borrower Questions

Happy Belated Birthday, Julia!

I hope it was a wonderful day! Thank you again for creating Zidisha and for trying to help as many people as you can, across the globe. :)

6 Apr 29 Random

Credit limits for VM

I would like to know better, how are VM's credits limit adjustments are done in zidisha (increasing and decreasing credit limit) 1.It's the VM ha...

3 Apr 29 Volunteer Mentors

Poor Service

Two things that are of poor services in zidisha and technicians need to work out are; 1.Poor communication network : As a mentor when l calle...

25 Apr 29 Borrower Questions


Dear zidisha ..maaf atas kesalahan saya mengklik memilih angusuran yang terlalu tinggi , mohon bantuannya apakah saya bisa merubah angsuran lebih ...

10 Apr 29 Indonesia

Volunteer Mentor

interested in applying to become a Volunteer Mentor

4 Apr 29 Borrower Questions

Dasbord error

Saya ridwan ...dasboard saya error ada tagihan yg sudah saya lunasi tetapi masih tertagih dan email masuk terus padahal saya sedang membayar pinjam...

5 Apr 29 Indonesia

My mentees.

Hi, zidisha team, I received your email message, I have politely done as you requested me to do, I have called all of my mentees who are in areas, ...

4 Apr 29 Volunteer Mentors

Pelunasan lebih awal.

Apabila uang saya cukup untuk melakukan pelunasan lebih awal apa akan mempengaruhi poin kredit saya?

2 Apr 29 Indonesia

My mentees who are in areas.

Hallow, my fellow VM, I have some of my mentees who are in arreas more than a month, I have tried advising them to adjust their instalment to the l...

2 Apr 29 Volunteer Mentors

My current credit limit

Hello friends, my name is Florence Ngulube and I joined Zidisha on 7th April 2018 and they have me $0.50 as my start up credit limit and I paid it ...

5 Apr 28 Borrower Questions

My Credentials are being used

I tried to register for Zidisha loan only to learn that my ID, email, and phone number had been taken. Who is using them? I am unable to register...

4 Apr 28 Borrower Questions

withrwal as VM memebr

hello team i feel disappointed man after being denied a loan because some of my invitees are defaulters. therefore i would wish to requ...

4 Apr 28 Borrower Questions

Does the lender receive an interest?

What is the point of lending if you don't receive interest on the money you lend people while the service fee is 5%?

8 Apr 27 Lender Questions

Summary of active money and current loans

How can I see how much money that is still "active" of the money I've lent? I can't find a proper summary. It seems there are hundreds of people t...

9 Apr 27 Lender Questions

Credit Risk Payment.

Why is the credit risk payment so high? Will it be refunded after I clear the loan?

3 Apr 27 Borrower Questions


Hello house, how is the credit risk fees charged? Is it on the total amount funded, or on the amount after deducting service fees? Even when it is ...

3 Apr 27 Borrower Questions

Loan Expired before being funded

Hello zidisha lenders, my loan expires before being funded and applied several times please assist. Zachary Nyamweya

2 Apr 27 Borrower Questions

Forum Guidelines

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha lending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments (but not with the intent to solicit funding)
  • Friendly social conversation (use the Random forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
  • Appeals to Zidisha staff to expedite loan review or take any other action
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  • Personal attacks, including accusations of wrongdoing directed at other members
  • Any messages that are obscene, vulgar, sexually-orientated, hateful, threatening, or otherwise in violation of any laws

Zidisha and Forum moderators have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly rather than in the Forum. We welcome feedback and if you feel we have made a mistake, please contact us and we will review the situation.

Please do not post the same comment in multiple threads.

We reserve the rights to remove or modify any content submitted at Zidisha's discretion.

These guidelines describe the types of content that are allowed in the Forum. Content that violates the guidelines will be removed. If a violation of the Forum rules comes to your attention, please report it to us privately.