Zidisha Forum

A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

Forum Messages Last Message

Borrower Questions

A space for borrowers to post questions about how Zidisha works.

19,388 May 15

Lender Questions

A space for lenders to post questions about how Zidisha works.

175 Feb 7

Open Forum

The main forum for Zidisha-related topics.

2,398 May 14


Announcements by Zidisha staff.

1,543 May 9


If it's not about Zidisha, it's here.

63 Feb 27


Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1,960 Dec 10
Subject Messages Last Message Forum

Risk fee

Please the risk fee, will we get them back when things are ok and we want to stop borrowing?

3 Jan 7 Open Forum

I have decided not to raise any more loans

So I want zidisha to refund all the most resent extra amount I have contributed back to me thanks

2 Jan 7 Borrower Questions


Hello members. I wish to find out if the Traditional Loan option is still available. I used to see two options: the Traditional Loan and the Pay...

2 Jan 7 Open Forum

My pay it forward contribution

What happens to my pay it forward contributions that I've lent out to other borrowers? Are they monies I've donated to the fund or are they still m...

2 Jan 7 Open Forum


how can i invite someone on zidisha

1 Jan 7 Open Forum

Service fees

Please can you explain to me the reason why I was charged 18% on the service fees but my friends was charged 10% on the same service fees

6 Jan 6 Borrower Questions

Pay it foward

Wat happens to the amounts contributed to the pay it forward. Will we be able to retrieve it someday like savings?

1 Jan 2 Open Forum

Picture Upload

Hello, I’m unable to upload a picture of the activity I’m going to use the funds for. I’m able to select a picture and it load but there is no ne...

2 Dec 31 Borrower Questions

Small Funds

Thank you Zidisha team, for your tremendous and generous venture, please I have been borrowing and paying inorder to build credit worthiness. I wan...

4 Dec 31 Borrower Questions

Loan disbursement taking too long

It's been almost a week I have not received my loan and my loan is fully funded is there a problem

1 Dec 30 Borrower Questions

How to withdraw money

I can see available balance in my dashboard, but I cannot access it. How best can I withdraw this amount?

1 Dec 29 Borrower Questions

Number Taken

I am trying to update my contact yet it's telling me number Taken. But it's my number and have never used it before

1 Dec 28 Borrower Questions

I don't want to continuing again

I want to be paid from my pay it forward project thanks

2 Dec 28 Borrower Questions

Loan Application

Dear zidisha org. I did not finish my aplication well what do i do next?

59 Dec 27 Borrower Questions

Profile picture upload

Please what are the requirements for uploading a profile picture? I have tried several times but haven’t succeeded in uploading my photo. Picture s...

3 Dec 27 Borrower Questions


I would like to find out how my loan application expired when the message I was getting was that my loan will be disbursed shortly

2 Dec 25 Borrower Questions

Zidisha community

Is zidisha community a bank, investment if not what is zidisha community is?

3 Dec 23 Open Forum

Members deposit

Hello, i just wanted to enquire if my deposit will be refunded once am done with the current loan repayment and i want to quit zidisha

4 Dec 22 Borrower Questions

Pay It Forward

May I know that if I have a bunus of 1864kes and the extra pay it forward I have to deposit is 3728kes, so can I only top up only 1864kes or I will...

3 Dec 21 Borrower Questions

Error. This site can't be reached

I tried to apply for loan, in after uploading my mobile money statement to proceed, this site can't be reached pop ups

3 Dec 20 Borrower Questions

Forum Guidelines

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha lending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments (but not with the intent to solicit funding)
  • Friendly social conversation (use the Random forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
  • Appeals to Zidisha staff to expedite loan review or take any other action
  • Any non-public personal information, such as private email addresses or phone numbers
  • Personal attacks, including accusations of wrongdoing directed at other members
  • Any messages that are obscene, vulgar, sexually-orientated, hateful, threatening, or otherwise in violation of any laws

Zidisha and Forum moderators have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly rather than in the Forum. We welcome feedback and if you feel we have made a mistake, please contact us and we will review the situation.

Please do not post the same comment in multiple threads.

We reserve the rights to remove or modify any content submitted at Zidisha's discretion.

These guidelines describe the types of content that are allowed in the Forum. Content that violates the guidelines will be removed. If a violation of the Forum rules comes to your attention, please report it to us privately.