Zidisha Forum

A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

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Borrower Questions

A space for borrowers to post questions about how Zidisha works.

5,420 Sep 23

Lender Questions

A space for lenders to post questions about how Zidisha works.

507 Sep 23

Open Forum

The main forum for Zidisha-related topics.

176 Sep 22


Announcements by Zidisha staff.

668 Sep 18


If it's not about Zidisha, it's here.

72 Aug 27


Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1,573 Sep 23
Subject Messages Last Message Forum

Will zidisha work again

Will zidisha work effectively again. I can not fathom what is happening in zidisha nowadays. Even if we complain the same problems keep coming up e...

1 Mar 28 Borrower Questions

Credit limit

After the repayment of my loan l got the 90percent and my next limit was 3524 for which it's on my credit limit chart.And more over l used it to ap...

1 Mar 28 Borrower Questions

baru terdanai 6%

Kalau sampai batas waktu belum terdanai 100% bagaimana ya....?

5 Mar 28 Indonesia

Zidisha family takes too long to review the application.

Hi .I am now worried of Zidisha.My repayment rate is 100%.Why should you take too long to review loan application?

1 Mar 28 Borrower Questions

fund me please

Dear lenders, am Yusuf Nyakundi,and am borrower. actually have applied for a loan more than seven times wish to know what went wrong with my accou...

2 Mar 28 Borrower Questions

Words of encouragement...

Hello all, i will like to use this forum to tell every borrower of zidisha, that all is well with zidisha, everything is everything and there is no...

1 Mar 28 Borrower Questions

How fund is disbursed, and how payment is made

Please my name is Alaly Mary from Ghana and Im a new member who just joined this lovely family about a week ago. I requested for a loan of ghc500 t...

2 Mar 28 Borrower Questions

Is almost 5months

I dont know what heppend to my loan application is almost 5months l have apply this loan still not funding.

4 Mar 28 Borrower Questions


Today marks the third working day since my loan application. My hopes are that, by the close of today I will see my loan being posted for lenders...

1 Mar 28 Borrower Questions


Dear Winfred Mwendwa, We regret to inform you that your Zidisha account has been closed, because we have discovered that your account was involv...

2 Mar 28 Borrower Questions


am still waiting for zidisha staff to approve my loan. after how long will the loan be approved, is there any stipulated time for thsi?

1 Mar 28 Borrower Questions

A stitch in time saves

Am glad zidisha has given me financial support for a couple of years now and I appreciate. Kindly assist me to improve on my account to make it mor...

1 Mar 28 Borrower Questions

Am not Happy with Zidisha.

In fact how zidisha has reduced the base credit limit and has introduce high credit risk am not happy at all. Am PLEADING for them to do somethin...

1 Mar 27 Borrower Questions

How long does is take for a loan to be reviewed?

Please my loan proposal has been pending for more than a week now but has not still been approved and published. May I know the reason?

3 Mar 27 Borrower Questions

Credit risk deduction.

Dear zidisha team, thanks four your support that you usually do to upgrade our life, I would like to inform you that, the total amount you have men...

2 Mar 27 Borrower Questions

urgency in photo not uploading

Members I have tried to upload a photo that lenders would view it but always not uploading even after resizing it..this affects the rate at which l...

2 Mar 27 Borrower Questions

How I wish you begin reporting people to CRB

This is my opinion, For the time I have been receiving loans from Zidisha I have noted one big weakness which is high loan defaults. Borrowers are...

1 Mar 27 Borrower Questions


What criteria is being used to get the loans out of waiting list to funding stage. I am asking because I can see big loans which were made recently...

4 Mar 26 Borrower Questions

Credit limit reduction

Please my credit limit has reduced from around 800 GHS to around 700 GHS. What may have caused the change? @joost can you assist?

9 Mar 26 Borrower Questions

My credit limit

Please this is my new loan and I am trying my best to make full payment and my payment too is 100percent.Unfortunately for me my credit limit has c...

1 Mar 26 Borrower Questions

Forum Guidelines

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha lending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments (but not with the intent to solicit funding)
  • Friendly social conversation (use the Random forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
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  • Personal attacks, including accusations of wrongdoing directed at other members
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Please do not post the same comment in multiple threads.

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These guidelines describe the types of content that are allowed in the Forum. Content that violates the guidelines will be removed. If a violation of the Forum rules comes to your attention, please report it to us privately.