Zidisha Forum

A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

Forum Messages Last Message

Borrower Questions

A space for borrowers to post questions about how Zidisha works.

12,052 Oct 20

Lender Questions

A space for lenders to post questions about how Zidisha works.

741 Oct 20

Open Forum

The main forum for Zidisha-related topics.

629 Oct 20


Announcements by Zidisha staff.

958 Oct 16


If it's not about Zidisha, it's here.

68 Oct 9


Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1,904 Oct 11
Subject Messages Last Message Forum

Delayed Disbursement

Hello team, I am pleased to join Zidisha. I have a great business idea, as a Co-Founder of CISE, a start up in the local food industry. Already I a...

2 Oct 3 Borrower Questions

Sudden automatic decrease in Credit limit

I requested 422 Ghana cedis. Why then 181 Gh cedis? A sudden automatic change of my credit limit within a twinkle of an eye. Please can I know w...

2 Oct 3 Borrower Questions

Pay Out Button no working

Hi Everyone, I'm a new member and I'm having a problem with paying back my first loan, when I tap on the payout button, what I see next is 403 Forb...

2 Oct 3 Borrower Questions

Loan repayment

Please i would like to pay my loan but not through by the app so please is there any option for me please. Thank you.

1 Oct 3 Borrower Questions


How much time it takes for approval and funding paid my loan on time

1 Oct 3 Borrower Questions

credit risk payment

my previous risk funds have never been refunded,am doing my 8th loan how can i get my funds.please expedite and i would request zidisha team to ope...

1 Oct 3 Borrower Questions

I can't apply for a new loan

I have repaid my loan for the past 2 weeks but there's no apply for a new loan option on my dashboard.. it shows I have fully repaid but the option...

5 Oct 3 Borrower Questions

Change of reference

I would like to change referees/ reference people. I can't see where to edit from my profile.

1 Oct 2 Open Forum


Please can i have my premium amount paid back.

4 Oct 2 Open Forum

Delay disbursement

Why is my loan 100% funded & was not disburse to my account for more than two weeks. Have sent various messages & have received so many calls from ...

3 Oct 2 Borrower Questions


Am finding it difficult to make payment with the pay button and this is leading to reduction of my ontime payment and am not happy with this at all...

2 Oct 2 Borrower Questions

Re:Delay disbursement

It was after the complaint, zidisha sent message to my mail that my loan has expired. In which I was asked to reapply, I now reapply again. It was ...

1 Oct 2 Borrower Questions

account closrd

kindly review my account again. it was closed but i request to be allowed again. mosy probably it was a misunderstanding from my side on the guidel...

2 Oct 1 Borrower Questions

Payment platform problem

I tried to initiate a payment and for three days now the dashdoard of the Rave is not opening to enable me pay even though I have change browsers

2 Oct 1 Borrower Questions

Delay in Repayment

Hallo lenders mine is not a question but challenges am going through to pay my loan I hereby request for more time and I should be able to clear my...

2 Sep 30 Borrower Questions


Hello Zidisha team, I hope you are doing well. Why. Does it take long for my loan to be approved. I need your help please.

2 Sep 30 Borrower Questions

Loan Acceptance button

I got a mail that my loan is funded, I open Zidisha from the link, the acceptance button was there, I click on it but no response. After some hour...

2 Sep 30 Borrower Questions

Loan Received yet reflecting as pending disbursement.

Hello This is the second time this is happening, my loan is received, yet your system showing depending disbursement, preventing me from proceed...

8 Sep 30 Borrower Questions

Other means of repayment

My credit card type is not allowed as its verve and my bank account is not among the list. What other means of payment can I use. Am in Nigeria ple...

3 Sep 30 Borrower Questions

Payment Problem

Hello team, please I want to use the pay "OTHER AMOUNT" on the mode of payment on my page but it ain't working. I've tried severally but it's n...

2 Sep 30 Borrower Questions

Forum Guidelines

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha lending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments (but not with the intent to solicit funding)
  • Friendly social conversation (use the Random forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
  • Appeals to Zidisha staff to expedite loan review or take any other action
  • Any non-public personal information, such as private email addresses or phone numbers
  • Personal attacks, including accusations of wrongdoing directed at other members
  • Any messages that are obscene, vulgar, sexually-orientated, hateful, threatening, or otherwise in violation of any laws

Zidisha and Forum moderators have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly rather than in the Forum. We welcome feedback and if you feel we have made a mistake, please contact us and we will review the situation.

Please do not post the same comment in multiple threads.

We reserve the rights to remove or modify any content submitted at Zidisha's discretion.

These guidelines describe the types of content that are allowed in the Forum. Content that violates the guidelines will be removed. If a violation of the Forum rules comes to your attention, please report it to us privately.