A place for Zidisha members worldwide to get to know each other better, and to help each other interact with the Zidisha lending platform.

Forum Messages Last Message

Borrower Questions

A space for borrowers to post questions about how Zidisha works.

4143 May 21

Lender Questions

A space for lenders to post questions about how Zidisha works.

335 May 20

Open Forum

The main forum for Zidisha-related topics.

154 May 14


Announcements by Zidisha staff.

541 May 20


If it's not about Zidisha, it's here.

57 May 18


Untuk anggota di Indonesia, dalam Bahasa Indonesia.

1097 May 21
Subject Messages Last Message Forum



4 May 1 Volunteer Mentors

Limit credit

Dear Valued Investor, Volunteer and Team zidisha Introduce my name Abdul Aziz from Bogor West Java I am very glad to be given the opportunity to jo...

2 May 1 Borrower Questions

Main Deduction amount of Credit Risk Payments

I only know that the credit risk payments is 10% of the amount one will request. I have one member l invites and upon calculation he is been dedu...

9 May 1 Borrower Questions


Dear Team I wish to request my loan to be featured at the top due to the heavy rains that are causing harm..Iam a victim and need help to renovate ...

1 May 1 Borrower Questions

Credit Risk Increase

Why does my credit risk cost 20%? Whereas I only know 10% and the service fee of 5%, this is very big compared to the before only credit risk: 10% ...

3 May 1 Volunteer Mentors

My loan hasn't being fully funded for the second time

One of the people I invited them to join zidisha is having problem with the loan to funded.he has done it for about 2 times and his loan is not fun...

5 May 1 Borrower Questions

Apology to my lenders

Indeed I am sorry to my lenders who had sacrificed to fund me grow up my business. In fact, it wasn't my wish to decline the offer. But I thought i...

1 May 1 Borrower Questions


I made payment on the 25th April, 2018 and l was supposed to pay Ghc 88.00 to completed payments but l paid Ghc 92.00. The payment is still not cre...

6 May 1 Borrower Questions

Decrease In Cedit limit

i received 2 Ghana cedis and paid 500 ghana cedis. my credit limit was suppose to be 770 cedis. I experience poor network problems at my area, so ...

2 Apr 30 Borrower Questions

Perlu bimbingan

Tolong bimbing saya belum terlalu faham cara bisnis disini. terimakasih

1 Apr 30 Indonesia

High Risk Borrower.

I want someone to explain these to me; (1)I just want to understand who is a "high risk borrower"? (2) I also heard that "high risk borrow...

2 Apr 30 Borrower Questions

Zidisha growth

Zidisha is a great concept, and I am very happy to participate in it. It seems, however, that for it to really achieve its mission it needs a whol...

4 Apr 30 Open Forum

over deduction of 10% risk credit limit

hello every one please l want to help me in calculation this simple mathematics , l requested for of 1862ghs and l was partially funded ...

29 Apr 30 Borrower Questions

payment not reflecting

i did pay my first loan installment in time but up to now it shows that i haven't paid,what could be wrong back there since i was to pay first inst...

7 Apr 30 Borrower Questions

image of my full payment

hello zidisha member and all lenders,good evening?back here am good and lemme say thanks to zidisha,to my lender mr Paul Buchheit and the other len...

1 Apr 30 Borrower Questions

Payments showing as -

Hi I sent and e mail to service, but I haven't heard back. All the payments are showing as minus instead of payments. I am supposed to have 19 d...

3 Apr 30 Lender Questions

looking for business partner

I deal with cashews business in my country Ghana and am looking for any interested business partner to partner with. I do buy the seeds and packed ...

2 Apr 30 Random

MLF to Pay loans

I paid Ghc 568.00 into the previously MLF during my third loan and l have finish payments. I am currently paying my forth loan and l have also deci...

3 Apr 30 Borrower Questions

Pelunasan pinjaman

Minta saran Kenapa ini pinjaman saya sudah saya lunasi kok masih harus bayar lagi 63.690 padahal sudah lunas 953.000 Mohon bantuannya teman t...

2 Apr 30 Indonesia

improving method or system of payment in Ghana.

As a volunteer mentor and a member of this forum, i have done my own search to find out why some borrowers don't pay their loan after it has been d...

10 Apr 29 Volunteer Mentors