Loan to help fund my last semester of studies toward earning a Master's degree

About Me

Hello Zidisha Family,

I was born in 1989,in Kiambu county ,i am a first born of two.Both my parents worked hard to ensure that we got proper education, food and shelter.It wasn't an easy journey for my parents to cater for needs since both of them were not in stable employment. .
After my secondary education, i started volunteering in children's home and in the community before i joined the university to study community development.
I was lucky enough because my university education was half sponsored thus it meant that i wont study full time since i had to look for a job in order to help raise the rest of the school fees and also support my aging parents and sibling.I would get second hand clothes and resell them to my fellow students thus save and get some pocket money, My financial difficulties helped me to mature and independent, i am always looking for new opportunities to better my life and that of my family members
In my free time,i read novels,educative and informative materials so that i learn more and know whats happening in the world i love traveling especially out of Nairobi because of the fresh air and see how beautiful our country is. I volunteer in children's home over the weekend.
I am also involved in a youth empowerment programme in Kiambu county where i help in mentoring young ladies on how to become independent, how to handle peer pressure.This has been a great experience and I gotten an opportunity to learn from other youths and has helped me in networking. This is my way of giving back to the community.

My Business

hello,zidisha family,I am currently employed by a local bank in Kenya and ,one sell cereals and handbags and shoes online.the past year business was badly affected by the political climate in our country and things are yet to stabilize.
I love the cereal business because everyone in the country use one type of cereals and its quite profitable,the online business however its profitable during the end months and the festive seasons.

Loan Proposal

hello friends,
i thank you once again for always been there to help me to achieve my goals through the support that you have always given me. The last loan i got from zidisha i paid my school fees at the Nairobi university and now i requesting for your help again.
I am undertaking business management at Nairobi university and this will be my last semester,the total school fees for the semester is USD 606.8( KSH 62,500). the loan that i will given to me by zidisha i will it use the whole amount to fund my school fees. The remaining balance i will source it from my income (SALARY).
the reason as to why i choose Business Management is :
1.) i am an entrepreneurial person and i do believe that this will be very beneficial to me to manage my business.
2.) It will help me give expert advise to people/businesses that will be seeking my professionally advise in terms of running and managing a business.
3.)This will also empower and motivate the youths especially the young ladies that i do mentor in my constituency to value education and to invest in themselves .
with masters degree in business management, i will become more competitive in the market thus getting more chances to get promoted in my employment.

once i get the funds, i do intend to pay the loan from my salary on a monthly basis USD 40(KSH4000). The income i get from my business i want to continue channeling it to the business to ensure stability.
with the new year,please help me achieve my goal of graduating in July 2017 . Your support is always highly appreciated. Thank you again