To expand my electrical supplies & hardware store

James

Irigu-ini, Kenya

91% paid forward

Entrepreneur

Name

James

Member since

December 2015

On-time repayments

393 installments  •  92%

About Me

I am the second born son in a family of four. My younger two siblings are girls whom we used to cook for with my older brother as our parents went to work.
I was brought up in a tiny village Central Kenya, Mount Kenya region.I started basic education in a local school and cotinued to primary education. As young boys i recall as we went swimming in a river that flows down deep ridges and our parents got worried very much.
Later i went to Thika town for my secondary education at Thika High School.
Later i went to study Aircraft Maintenance course in our city Nairobi at Wilson Airport and got a certificate in engine & airframe.While there i also studied Electrical science. I got employment in a local maintenance firm that later collapsed. From there i started vending fresh vegetables at Wangige Market near our city Nairobi.
At Nairobi life wasn't easy at all. At some point i decided to live in the slums because good rooms were so expensive to rent. So i moved to Dandora slums. I even went a step further to walking half distance to work and half by bus to save some cash.
In early year 2015 i felt it was time to be an entrepreneur because i was still struggling for my needs. I had enough skills so retreated back to the village where my Mum gave me a small room to establish a workshop at home. Life was so hard trying to establish myself until ZIDISHA came to my rescue where i got a loan to rent a big workshop in our local shopping center where i have grown steadly. Thanks to all Lenders.
Every year i pay 70 USD to our local county authority for business licence and a monthly rent of 70 USD. I also pay 170 USD per week to wages of my employees.
I do re-invest my profits in my business, support to my parents and my siblings,also community projects contributions and also buying construction materials for a rental house i keep on developing and adding more units. I also support two elderly women who are about 100 yrs old by visiting them regularly. Of late am also supporting an old Man, a war Veteran through food stuff. I love caring for the needy.

My Business

My business operates under the name Jaycobs Electric & Building Services. I operate a workshop and a sales section where we sell electrical fittings, lightings, conduits, electronics repair, and offer consultations.
In the workshop we do electrical and electronics repair, mechanical repairs and installations.
In average we make a monthly profit of 700 to 900 USD.

Project Proposal

I have been able to grow in business since i started my supplies store by the help of your funding.
I wish to expand further and achieve more. Hardware materials are in much demand and my plan is to stock different construction materials and sell per piece and also in kilograms according to customer demand. My plan includes taking orders and supplying to small construction sites to start with.
This expansion will increase my profits and savings and also with time an extra job to a delivery person.
With the loan i will stock the following;
CEMENT 50BAGS 250USD
WELDING RODS 5PKTS 45USD
BUILDING NAILS 5BAGS 300USD
WHEEL BARROWS 3PCS 75USD
CUTTING DISCS 5DZN 100USD
GRINDING DISCS 5DZN 120USD
ROOFING NAILS 2BAGS 200USD
ASSORTED PPR PIPES 450USD
ELECTRICAL CONDUITS 200USD
PRESSURE PIPES 250USD
ELECTRICAL CABLES 500USD.

I humbly request for your funding so i may be able to achieve higher goals.
Thank you.

Feedback

2

None

None

  • Mary    Nov 14, 2018

    James is an excellent Zidisha Borrower. He sets a clear business plan and strives to fulfill the needs of his community. I recommend lending for his future loans!

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  • camilberlin    Mar 19, 2017

    Paid back full and on time, and let us know how he is doing. On top of it he is a volunteer mentor. Will lend again any time. Recommended!

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Project Info

Project Type

Pay It Forward

Disbursed amount

$2,218.00

Date disbursed

Nov 30, 2021

Backers

Joseph

Nakuru, Kenya

Tavin

Ottawa, Canada

Joseph

Rongai Town, Kenya

Cloudways

Malta, Malta

WormaldTSG

Rydalmere, Australia

J

JonMichael

Winnipeg, Canada

Arnold

Kaloleni, Kenya

Treesforpeople

Oxfordshire, United Kingdom

dmirpuri

Bangkok, Thailand

Samuel

Nairobi, Kenya

Aaron

Nairobi, Kenya

Rahab

Kizito, Kenya

Mary

Bangladesh, Kenya

Isaiah

Nairobi, Kenya

M

mbarbier

United States

Tanya

Nelson, New Zealand

Franmiguel

Perth, Australia

Hellen Muthoni

Kayole Estate,nairobi City County,, Kenya

Framework Eyewear

Utrecht, Netherlands

Angela

Bonwire, Ghana

Kipruto

Kabarnet, Kenya, Kenya

James

Kereba Village, Kenya

E

EABF

Netherlands

Ronald

Eldoret, Kenya

Koskei

Olenguruone, Kenya

Hellen

Meru, Kenya

Dancan

Kikuyu, Kenya

JH

Joseph Hwang

Houston, United States

George

Muthwani, Kenya

Enid

Kericho, Kenya

Nicholas

Nairobi, Kenya

Christian Snr

Accra, Ghana

Timothy

Ongata Rongai, Kenya

Rayton

Kangemi, Kenya

Emmanuel

Mindolo Miseshi, Zambia

Ann

Nyeri, Kenya

Pamela

Kisumu, Kenya

Erastus

Nairobi, Kenya

Susan

Nyahururu, Kenya

Baffowaah

Kokuma, Ghana

Kombat Jonah

Denugu, Ghana

Edwin

Embakasi, Kenya

Enoch

Diaso, Ghana

Kelvin

Nairobi, Kenya

Isahaku

Pankrono , Ghana

Peter Collins

Darmstadt, Germany

Sarah

Nairobi, Kenya

Eliud

Ongata Rongai, Kenya

Iris

Accra, Ghana

Prince

Koforidua, Ghana

Anani

Makueni , Kenya

Nafisatu

City, Ghana

Dennis

Nairobi, Kenya

Arnold

Mwea, Kenya

Geoffeey

Nairobi, Kenya

Jeremiah

Nairobi, Kenya

Emmanuel

Lagos, Nigeria

Edward

Goaso, Ghana

Samuel

Jos,, Nigeria

Olumide

Badagry, Nigeria

JB

Juan Busco

United States

Moses

Diani , Kenya

Adeshina

Sango, Nigeria

Nana

Lagos , Nigeria

Oluwole

Abeokuta, Nigeria

Harry

Kasoa, Ghana

Sunday

Lagos, Nigeria

Ekpereamaka

Nnewi, Nigeria

Joseph

Jos, Nigeria

Uduakobong J

Surulere, Nigeria

H

HJ

Switzerland

Agnes

Bomet, Kenya

Collines

Nakuru, Kenya

Babbitt Family Foundation

Reno, United States

Ezekiel

Nyinahin, Ashanti Region, Ghana

KM

Kirk Moore

Cerdanyola del Vallès, Spain

Isaac

Assin Jakai, Ghana

Alexander

Accra, Ghana

Samuel

Owerri, Nigeria

Confidence

Accra, Ghana

Daniel

Nairobi, Kenya

Linda

Awutu Senya East, Ghana

Kofi

Accra, Ghana

Solomon

Nairobi, Kenya

Yeboah

Techiman, Ghana

Yegor

Victoria, Canada

W Phil Ratcliff

Columbus, United States

Mary

Accra, Ghana

John

Kumasi, Ghana

Laura

Nairobi, Kenya

Musonda

Lusaka, Zambia

Sandra

Cape Coast, Ghana

Francis

Accra, Ghana

Hayford

Accra, Ghana

Richard

Cape Coast, Ghana

Eric

Accra, Ghana

Angles

Mongu, Zambia

Victor

Bungoma, Kenya

Chinedu

Lagos, Nigeria

Mavis Amanua

Greater Accra, Ghana

Jasmine

Accra Ghana, Ghana

Diana

Nkwanta, Ghana

Evans

Greater Accra, Ghana

Yelka-inwin

Lawra, Ghana

Charity

Kumasi, Ghana

Urom

Afikpo North, Nigeria

Agyei Fredua

Kumasi, Ghana

Janet

Accra, Ghana

Wellington

Lusaka, Zambia

Gabriella

Accra Kokomlemle, Ghana

Afua Ayimaa

Accra, Ghana

Yaa

Takoradi, Ghana

Paul

Bomet, Kenya

Felix

Accra, Ghana

Rebecca

Accra, Ghana

Adu Boahen

Accra, Ghana

Matthew

Techiman, Ghana

Ruth

Kpando, Ghana

Seth Klenam

Accra, Ghana

Asante

Akropong Akuapem, Ghana

Salifu

Jema, Ghana

Eunice

Maragua, Kenya

Samuel

Dua Nkwatan, Ghana

Nduati

Kikuyu, Kenya

A

Anonymous

United States

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  • James    Mar 17, 2024

    Blessings my Dear Lenders.
    Hopefully you all doing great as I am. Business is good and am so thankful for this far Jehovah has brought us.
    Thanks

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  • James    Mar 4, 2024

    My Dear Lenders,
    As i continue very well in business i wish to kindly make an adjustment in my weekly repayment. Thank you.

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  • James    Feb 8, 2024

    As i continue very well in business i wish to kindly make an adjustment in my weekly repayment. Thank you.

    Log in to reply • Share
  • James    Jan 23, 2024

    Dear Lenders,
    Hopefully you all doing great. Am quite fine and working hard to take care and educate our kids. Business is resuming slowly and hoping for the best.
    Thanks to you all.

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  • James    Jan 7, 2024

    Dear Lenders
    Grateful for this New year. I feel thankful to you all and my family too. This far it's God's grace and a helping hand from you all.
    Thanks alot

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  • James    Dec 30, 2023

    Happy holidays dear lenders.
    Am doing well here in Kenya.
    Hopefully you are all safe n happy. Wishing you all happy holidays and a wonderful new year .

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  • James    Dec 8, 2023

    Dear lenders. Am still doing well. Adjustment of my weekly repayment has been keeping my loan well updated and with ease.
    Thanks.

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  • James    Dec 1, 2023

    As i continue very well in business i wish to kindly make an adjustment in my weekly repayment. Thank you.

    Log in to reply • Share
  • James    Nov 23, 2023

    Hi Lenders.
    We doing fine here in Kenya. Business is resuming as we head for the festive season. Though we experiencing heavy rains than usual.

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  • James    Nov 15, 2023

    Good afternoon, hopefully you all fine. Here in Kenya we peaceful moving on well and experiencing some heavy rains.
    Made some installment adjustments to make it with current business returns.

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  • James    Oct 31, 2023

    Hi Lenders,
    Hopefully you all good as here in central Kenya. Business is moving on well and the short rains has just started. We hoping for a bounty harvest. Thanks for your support.

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  • James    Oct 22, 2023

    Dear lenders, am doing good with my family. Business is moving on although some decrease in sales due to economic difficulties many are facing.
    Thanks to you all.

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  • James    Oct 4, 2023

    As i continue very well in business i wish to kindly make an adjustment in my weekly repayment. Thank you.

    Log in to reply • Share
  • James    Sep 19, 2023

    Hi lenders.
    Hopefully you all good.Here in central Kenya am well and working hard to bring up my family. Business good despite the sudden high fuel prices in our country that's affecting cost of living but all will be fine. Wishing you all happiness.

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  • James    Sep 3, 2023

    As i continue very well in business i wish to kindly make an adjustment in my weekly repayment. Thank you.

    Log in to reply • Share
  • James    Aug 16, 2023

    Dear Lenders,
    So far things are going well and business picking as well.
    Grateful for your big support.

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  • James    Aug 8, 2023

    Dear lenders, am doing well here in Kenya. My family well too. I wish to make an adjustment in my weekly repayment.Thanks.

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  • James    Jul 26, 2023

    As i continue very well in business i wish to kindly make an adjustment in my weekly repayment. Thank you.

    Log in to reply • Share
  • James    Jul 12, 2023

    My dear Lenders. Am still continuing well in my daily life and feel much appreciated by ua efforts to make this world an enjoyable place to many. I have made an adjustment on my weekly installment.

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  • James    Jun 23, 2023

    My dear Lenders. Am still continuing well in my daily life and feel much appreciated by ua efforts to make this world an enjoyable place to many. I have made an adjustment on my weekly installment.

    Log in to reply • Share


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