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How it works: Entrepreneurs with a gift for making others look and feel beautiful offer their services open a barbershop or beauty salon, or they supply beauty-enhancing products like perfumes and cosmetics.

Why it's important: Though it is expressed differently from one culture to another, the quest to enhance one's personal beauty is universal. Entrepreneurs in the beauty business use their artistic talent to uplift others, bringing much-needed brightness to lighten the burden of hard lives.

What your loan can do: Beauty businesses often serve large numbers of customers at low margins, making it difficult to accumulate revenue in bulk. A loan can provide the bulk amount needed to improve a beauty facility by painting and adding furniture, or to acquire equipment like hairdryers and haircutting machines.