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Germany

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Oct, 16 2014: Well this was a short adventure on Zidisha lending platform. 6 weeks after joining I was banned from the forum -- no warning issued, no reason provided! My best guess is for asking questions -- ehmm, hello there did you see my nickname? -- and engaging in discussions with fellow lenders, borrowers and staff. Asking questions and exchanging opinions is not (or no longer) welcome on Zidisha! ~~~~~~ ~~~~~~~~~~~ So I will leave with a final question: how many of you have read the Terms of Use of Zidisha? In particular this point: By using the Zidisha website, you hereby understand and agree to the following:

1. Zidisha is not a bank or other financial institution or investment adviser, broker or dealer. Zidisha makes no guarantee or representation that funds lent through its website will be repaid to lenders, **regardless** of whether the loans financed with lender funds are repaid to Zidisha. Any cash payouts are **promotional gifts** offered solely at Zidisha's **discretion.**

www.zidisha.org/terms-of-use ~~~~~~ ~~~~~~~~~~~~ ~~~~ ~~~~~~ ~~~~~~~~~~~~~~~~~~~~~~~ And while you are at it, check out the newest Terms of Use of the Forum (updated Oct, 15): Zidisha, Forum moderators and the administrator have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air your grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly and not publicly in the Forum. [...] All content you submit or upload, including private messages, may be reviewed by staff members. [...] We reserve the rights to remove or modify any content submitted for any reason without explanation. ~~~~~~ ~~~~~~ ~~~~~~~~~~~~ ~~~~~~ ~~~~~~~~~~~~ ~~~ Good luck and maybe I will see you again on another platform!!!

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