Laptop computer, hardware & software

Victor

Nakuru, Kenya

6% repaid

Entrepreneur

Name

Victor

Member since

November 2014

On-time repayments

301 installments  •  51%

About Me

Am a humble Christian and determined to step over the next step of life, in every day I see by the powers and enabling of my Lord's grace. The same principle of love, encouragement and growth is the strength I apply at my business place. Having graduated with a diploma in IT and hustled and searched for job with no vain. I later was funded by my uncle who bought for me a secondhand desktop which i started the business and later on i acquired a second hand laptop from my friend on loan. Am grateful to be part of Zidisha family as large, and hope that by God's grace my hand through the round goes in Zidisha I will get an opportunity to torch somebody somewhere in life.
Thank you Zidisha and lenders for lifting me this far.

My Business

Nax Graphic Design is a graphic design studio focusing on brand identity, promotional items and garment design. I am currently active in several different markets, including working with high schools, event promotions, start-up businesses, churches, local bands and book layouts. I decided to go into business for myself when I had grown as much as possible at my previous job, and all other job opportunities in my field required relocation out of my home County. A friend of mine who owns a business lettering comic books suggested I look into starting my own business from home. I started this business because I love what I do, and because I know I have the drive to succeed. I live a very responsible life, and I would never have made the jump to owning my business and putting my financial livelihood in jeopardy if I didn't know I was going to be successful. My biggest challenge is getting my name out to new clientele, and standing out among the crowd of high end design firms as well as bottom line freelancers.
I use my profits to reinvest in my business and helping my family needs.

Loan Proposal

I will use this loan to buy one more laptop and increase my operating capital at a cost of $ 600. With enough capital on-hand I will be able to take on larger projects that have a significant delay between starting and payment & bids on governmental contracts that require all work to be done up-front. This will increase my profits and livelihood. At the same time repayment of the loan will be swift

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$632.00

Date disbursed

Jun 23, 2017

Repayment status

Late

Projected term

40 months

Lenders

Paul Buchheit

Mountain View, United States

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  • Nicholus    Jun 4, 2019

    Hi Victor, IAM your mentee by the name Nicholus Kai Haro.May I have your number so I can contact you for advice. My number is 0712754903.

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  • Victor    Aug 29, 2017

    With increased sales and profits i have adjusted my loan repayment to 20000 Kes

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  • Victor    Jul 20, 2017

    The loan has really made a big difference on my business

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  • Victor    Jul 11, 2017

    Business has not picked up well. I request to adjust the repayment to 100kes to enable me repay on time

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  • Victor    Jun 25, 2017

    I confirm receipt of 51,158 KES. I have bought one more laptop and increased my operating capital. With enough capital on-hand I will be able to take on larger projects.
    Thanks so much lender and zidisha for your continued support on my business

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  • Victor    Jun 21, 2017

    I will use this loan to buy one more laptop and increase my operating capital at a cost of $ 600. With enough capital on-hand I will be able to take on larger projects. Thanks lender for funding me

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  • Victor    Jun 21, 2017

    I give thanks to zidisha and lenders for the previous loans. My business has improved tremendously. Overall have seen improved cash-flow and profitability, allowing me to repay the loan.

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  • Victor    Jun 14, 2017

    Due to my increased profits i would like to adjust my repayments to ksh. 20000

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  • Victor    Apr 20, 2017

    Due to my business going down this month i would like to adjust my repayment to ksh.100 to enable me repay swiftly

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  • Victor    Jan 22, 2017

    due to my increased profits i would like to up my repayment to Ksh. 150. Thanks to all the lenders and zidisha family for supporting my business this far.

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  • Victor    Dec 21, 2016

    i would like to adjust my repayment to ksh. 100 to enable me repay swiftly. Thanks zidisha for your support

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  • Victor    Dec 20, 2016

    I confirm receipt of $416, so far the loan has enabled me increase my operating capital, i have upgraded my hardware, software, licenses and supplies, with this enough capital on-hand i have already started taking on larger projects im looking forward for improved cash-flow and profitability. Thanks zidisha for providing this opportunity for me and thanks to the lenders too.

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  • Victor    Dec 3, 2016

    This loan will be to increase my operating capital, allowing me to continue upgrading hardware, software, licenses and supplies, while I grow my business. Having enough capital on-hand allows me to take on larger projects that have a significant delay between starting and payment, bid on governmental contracts that require all work to be done up-front, allow me to do new kinds of work, and generally put me on more even footing with larger firms. Overall I will see improved cash-flow and profitability, allowing me to repay the loan. Thanks so much to the lender who funded me . God bless you

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  • Victor    Dec 3, 2016

    with the previous loan i was able to purchase a laminating machine for my computer shop and to added stock which included some printing paper in it too. So far the stock has really enabled my business to thrive attaining highest increase in profits. I thank zidisha and all the lenders for your tremendous support in my business

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  • Victor    Nov 24, 2016

    i would like to adjust my installments to ksh.5000 to enable me repay swiftly

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  • Victor    Nov 21, 2016

    I would like to adjust my repayment to Ksh. 10000. My profits are steady and I thank all the lenders for your support

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  • Victor    May 14, 2015

    Hi lenders.
    Through your help i have been able to acquire a new Lamination machine and equiped my cyber with more stationery materials.Though i experienced some problems with issues of electricity now business is picking.
    Thanks so much for your support in helping me achieve my goals.

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  • Victor    May 3, 2015

    Hi Zidisha i would like to adjust my repayment to Ksh. 100 to enable me repay on time because there has been power outage in my business. Kenya power still working on it.
    Thanks for your support

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  • Victor    Feb 14, 2015

    Hi Zidisha
    I have adjusted my repayment to Ksh.200 in order to make it flexible for me to repay because i have restocked my cyber shop and want to see the taste and preference of the customers.
    Once again thanks Zidisha for your continued support

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  • Victor    Jan 29, 2015

    My business is doing great!!!

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