Loan to buy beauty products and to renovate my salon

Catherine

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Catherine

Member since

February 2015

On-time repayments

178 installments  •  20%

About Me

My name is Catherine Wainaina, and I come from Nakuru but was born and raised in Kiambu County. I went to Kamirithu Primary School, joined high school in Kabokiek Girls, and then went to Polytechnic and did a Beauty Course for 6 months after I moved to Nakuru to help my sister, as she had delivered. While in Nakuru, I used to go to a salon to do my hair, and my friendship with the salon owner started to grow. Luckily, after some time, I talked to her about giving me a job and she offered it without hesitation. I worked with her for a year and managed to save some cash, and then decided to start a salon of my own in a different estate where I now live after moving from my sister's place.

I like singing, socializing, and swimming. I have a daughter whom I delivered last year and would like to teach her beauty when she grows up. I like traveling, too, and during Christmas holiday, I went home to Kiambu County, to a place called Limuru. I met a former classmate with whom I talked extensively, and she told me about Zidisha. I visited her home, and to my surprise, I saw how she had planted carrots, which is amazing, and this made me want to do farming, too, as my mother has a piece of land which she doesn't utilize to its maximum, due to her age. So, I thought if I could raise some cash alongside some I already have saved, we could do something together.

My Business

I own a beauty shop where I do manicures, pedicures, facials, massages, hairdressing, shaving, and selling of beauty products. Everybody wants to look beautiful, so my services are always in demand by campus students, married working-class ladies, children, etc. They all visit me for the good service. I chose this business due to my passion for it and the growth in female population in my country, as well as beauty products being affordable and readily available. I make a profit of 250 to 350 USD in a good business month; however, when schools are on holiday, I make up to 500 USD. I use the money to buy products for my shop, pay the shop rent, pay my house rent, feed my daughter, and generally provide for our basic needs. I also send some money for my mother back in the village.

Loan Proposal

Hello, lenders! I completed my previous loan and now I have a chance to take out another Zidisha loan. Thank you so much for the previous loan. It enabled me to do farming back in the village, and gave my mum something productive to do, as before she didn't have anything like this to do. The crops are a month old and are doing great. Now, I would like to renovate my salon and make it to be one of the first-class salons in my estate. Please help me raise this loan of $225 USD which I will use to buy beauty products and also to make improvements to my salon, as follows:
Supplies: $195
Painting Services: $30
Total: $225
The improvements will attract more customers and also will enable me to be able to increase the fees for my salon services, and some of the extra profits will be used to support my farm after the harvesting time.

Show original English  

About Me

My name is Catherine Wainaina, and I come from Nakuru but was born and raised in Kiambu County. I went to Kamirithu Primary School, joined high school in Kabokiek Girls, and then went to Polytechnic and did a Beauty Course for 6 months after I moved to Nakuru to help my sister, as she had delivered. While in Nakuru, I used to go to a salon to do my hair, and my friendship with the salon owner started to grow. Luckily, after some time, I talked to her about giving me a job and she offered it without hesitation. I worked with her for a year and managed to save some cash, and then decided to start a salon of my own in a different estate where I now live after moving from my sister's place.

I like singing, socializing, and swimming. I have a daughter whom I delivered last year and would like to teach her beauty when she grows up. I like traveling, too, and during Christmas holiday, I went home to Kiambu County, to a place called Limuru. I met a former classmate with whom I talked extensively, and she told me about Zidisha. I visited her home, and to my surprise, I saw how she had planted carrots, which is amazing, and this made me want to do farming, too, as my mother has a piece of land which she doesn't utilize to its maximum, due to her age. So, I thought if I could raise some cash alongside some I already have saved, we could do something together.

My Business

I own a beauty shop where I do manicures, pedicures, facials, massages, hairdressing, shaving, and selling of beauty products. Everybody wants to look beautiful, so my services are always in demand by campus students, married working-class ladies, children, etc. They all visit me for the good service. I chose this business due to my passion for it and the growth in female population in my country, as well as beauty products being affordable and readily available. I make a profit of 250 to 350 USD in a good business month; however, when schools are on holiday, I make up to 500 USD. I use the money to buy products for my shop, pay the shop rent, pay my house rent, feed my daughter, and generally provide for our basic needs. I also send some money for my mother back in the village.

Loan Proposal

halloo lenders i completed my previous loan and now i have a chance to take another loan.
Thank you so much the previous loan IT made me do farming back in the village and made my mum become busy as before she dint have anything doing.
The crops are a month old and doing great.
Now i would like to renovate my saloon and make it be among the first class saloons in my estate,
so please help me raise this loan of 200 us dollars which i will use it to buy and do the following;
1)buy several pieces of darling and fashion idol hair,soaps and bathing towel all at 100 us dollars
2)5 liters of shampoo at 15us dollars
3)4 liters of orange paint at 20 us dollars
4)4 liter's of pink paint at 20 us dollars
5)4 liters of pink paint at 20 us dollars
6)4 liters of orange paint at 20 us dollars
and 30us dollars to pay the painters services.
this will make my saloon services fee increase make it attractive to potential customers and enable me make extra profits which i will use to support my farm when harvesting time comes.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$225.00

Date disbursed

May 6, 2015

Repayment status

On Time

Projected term

4 months

Lenders

Zidisha

Sterling, United States

TheWhiteCat

Surrey, United Kingdom

T

Texikan

Fort Worth, United States

A

AandCfromCanada

Spruce Grove, Canada

D

dj9812

United States

A

aulona

United States

M

Morgan1301

United States

L

liseman

United States

C

cindywu

United States

S

Smadori0

United States

T

TheNJBoys

United States

G

grogzoid

United States

B

bgordon

United States

P

pitypang

Switzerland

E

EjLehar

Galesburg, United States

A

analyticsPierce

Denver, United States

T

thomson

San Francisco, United States

OP

Old People

Corona Del Mar, United States

M

MirTemporal

Hyde Park, United States

G

goloans

Palo Alto, United States

K

Kramer91

Kamerik, Netherlands

A

AileenH

United Kingdom

P

Peaches

United States

S

SenseOfAdventure

United Kingdom

O

osubucks45

United States

B

bovine

United States

M

Mcohan21

United States

F

FreckleKitty

United States

M

moodystreet1

United States

Dreamworks.nl

Den Haag, Netherlands

J

juniormint

United States

D

dcktdjc

United States

S

stevemorin

United States

A

adiipienaar

South Africa

V

vkodai

United States

A

alazybum

Australia

G

GreenTomato

United States

jonnyhj

Stockholm, Sweden

D

DanielH

United States

N

Nijntje

Netherlands

G

gclimer

Chattanooga, United States

lauren and jubilee

San Antonio, Texas, Usa, United States

T

tomspalla

United States

B

bvirlet

United States

E

emosler

United Kingdom

A

ATMiller

United States

R

richardbrewster

United Kingdom

B

brianchicago

United States

J

Jcamp94

Gadsden, United States

M

mitchmk84

United States

AltruismUSA

Los Angeles, Ca, United States

G

GayleR

United States

B

BarbG

United States

J

Jrung

United States

S

salathe

United States

J

jenmcintyre

United States

R

ruth11

United Kingdom

K

KRose

United States

C

cathyu2crazy

United States

smastermind

Jerusalem, Israel

E

expatri

United States

C

CraigInCo

United States

L

Linda

United States

H

hedyeyre

United States

E

EvergreenBob49

United States

G

GMB2014

United States

S

simonthompson99

United Kingdom

S

Sophia20450

United States

AndrewNeu

Ho Chi Minh, Vietnam

B

Boswags

United States

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

N

Nicolaas

Doha, Qatar

S

Symoneous

Netherlands

TM

Theo Mbise

Switzerland

MW

Matt Willis

United States

Lotus Flower

United States

Paul Buchheit

Mountain View, United States

Ask Catherine a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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