Kenya



Entrepreneur
Sammy Kanja
Romgai, Nakuru, Kenya
Followers: 25
Feedback Rating: 100 % Positive (11)
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On-Time Repayments: 88% (41)
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This Loan
100% Repaid


Disbursed Amount: $971.00
Date Disbursed: Nov 24, 2011
Repayment Status: Early
Repayment Frequency: Monthly Projected Term: 18 months
Total Cost of Loan: $86.08
Show Cost Breakdown

Lender Interest:
$971.00 at 0.91% annual rate over 18 months = $13.25

Service Fee:
$971.00 at 5.00% annual rate over 18 months = $72.82

Total Loan Cost:
$13.25 + $72.82 = $86.08


Story
About Me

MY names are Sammy Kanja Nganga born in kandutura village Rongai division Rongai districtin 1976. I am married to one legal wife according to the traditional Agikuyu customs. I was born in 1976, married to one legal wife and blessed with two kids, a boy and a girl.The girl is the apple of my heart. I started schooling in 1982, in a remote primary school called Kandutura . After I dropped out of school because of lack of fees , I started a business to earn a living and support my family.

My Business

I provide some services using a donkey pulling cart, my cart is pulled by three donkeys . I offer transportation to people and goods from the farm to the market and from the market to the farms. Most people prefer the services I provide, as a pulling cart can be used in different conditions of roads where vehicles cannot pass.The business is profitable as it only requires one to feed the animal well most oftenly. Risks include tire punchers, and death of donkeys due to pest and diseases attacks and changes in weather. In a month I usually use approximately of four thousand Kenya shilling to maintain a pooling cart and the donkey. I normally deworm the donkeys regularly and to buy some feeds additives to supplement their daily feeds. After providing the services and maintaining the pooling cart I normally get a profit of sh.10,000 that is the total earning 14,000 sh (minus4,000 expenses) in order to get the above profit.
I’m normally situated in a place called Waka centre where most farmers and business men and women who come for the service .On average I charge about kenya shillings 500 on any customer who hire my cart to transport his goods to his place of destination .At times I charge about 1000 shillings if the goods have to be taken for a distance that is greater than 8 kilometres .If given a loan, I can buy new tubes and tyres for the wheels and buy much more feeds to keep my animals strong and healthy.

Loan Proposal

I would like to buy 2 new donkey carts for sh 60000, 4 new tyres for sh5000 each totaling 20000.I desire as well to buy 4 donkeys each at sh 5000. I would like to dispose the old cart as soon as the bidding is over.I also desire to sell the donkeys and buy younger ones that are generally stronger and energetic.I aspire to get a kill with every thing being new as this is the peak of the harvesting season.I have managed to save sh 15000 THIS FAR DUE TO YOU LENDERS. THANKS.


Feedback
Positive   11      Neutral   0      Negative   0     

  • artnking     Apr 8, 2014

    Positive

    Great borrower. Best wishes!


  • hugh1     Dec 6, 2013

    Positive

    This 3rd loan was repaid in full as normal with Mr Kanja. Thank you very much.


  • chkuo     Oct 21, 2013

    Positive

    Great borrower, thanks and good luck!


  • LaurenR     Apr 18, 2013

    Positive

    Great borrower-kept us in the loop and repaid in full!


  • mikedufty     Nov 18, 2012

    Positive

    Paid early.


  • marycb     Sep 26, 2012

    Positive

    Well done, repaying your loan early and growing your business.


  • Bena     Sep 24, 2012

    Positive

    Sammy is definitely a good investment because he paid back the loan so quickly. I'm more than willling to re-invest in Sammy's ventures if he ever needs to borrow again.


  • Spock     Sep 20, 2012

    Positive

    Paid back in full and ahead of schedule. Thank you and good luck!


  • melliecarma     Sep 13, 2012

    Positive

    to be honest i invested in your loan because of your laughing face and, above all, i found your donkeys so cute. =;-) sadly, no donkeys any more around here in germany... =8-(

    mr. kanja repaid the full loan amount in 2012 although the set date would have been in 2013. well done, sammy! so business must have been good, congratulations! ah, by the way, give your donkeys an extra pat from me, will you? in fact they are your most valuable co-workers, they deserve it!


  • Bena     Sep 1, 2012

    Positive

    Mr Kanja repaid his loan in full. I will loan to him again without hesitation.


  • jkurnia     Oct 12, 2011

    Positive

    Mr Kanja repaid his loan over a month early, and posted some interesting comments while his application was fundraising. I would have appreciated comments on the impact of the loan after it was disbursed. However repayments were made regularly and on time, and I'd be happy to lend to Mr Kanja again.


Lenders
LaurenR

Denver,  United States

marycb

United States

Hilke

Bremen,  Germany

qt9998

Clearwater,  United States

melliecarma

Portus Town,  Germany

Feldborg

Stuttgart,  Germany

Delph007

Den Haag,  Netherlands

Dianne

Maryville,  United States

mikedufty

Perth,  Australia

marieb

Zürich,  Switzerland

smonroe

Stanford,  United States

slevon

Hemsbach,  Germany

Sideburnjack

Denver, Co,  United States

Ishaque

New Jersey,  United States

Spock

Koeln,  Germany

Bena

Winnipeg,  Canada

Discussion
Ask Sammy a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • bconrad     Dec 2, 2014

    Dear Lenders,

    Due to a data entry error, a payment from Sammy on November 21st was entered multiple times erroneously. Once this error is fixed in our system, the funds in your lender accounts will decrease accordingly. We apologize for this error and any inconvenience it causes you!

    Thank you,
    Bayle, Country Liaison Manager


  • granite     Nov 25, 2014

    Hi Sammy

    Have you heard from Mr. Nderitu? Does he have an explanation for why he did not pay his loan? What did he do with the money?


  • helogr53     Oct 23, 2014

    Dear Sammy
    Glad to see that you are still doing well. I admire you very much, both for the hard work you do to support your family, and for the way you help others.

    • Sammy Kanja     Oct 25, 2014

      Dear helogr53,
      Thanks so much for your comment.Be blessed.
      Kind regard,
      Sammy Kanja.


  • Sputnik     Oct 6, 2014

    Hi Sammy. Could you please check on Tabu M'rabu? She has missed several payments and does not respond. Thank you.


  • Oscar Alochi     Sep 19, 2014

    Nice work


  • Svenip     Jul 17, 2014

    Dear Sammy,

    Could you help us contacting Salome Wagoya Nakuru? She has not been in touch for a while and she has only a very small amount to pay back. I'm concerned her loan will expire and she will not be able to take another one...

    Thank you in advance and all the best!


  • Hedwich     Jul 2, 2014

    Hi Sammy,

    One of your mentees, Lilian Maina is quite far behind on her repayments. She informed us in February that she had been bitten by snake. Since then, we haven't heard from her. Could you provide us, her lenders, with an update on her situation?

    Thanks!

    Hedwich


  • Sammy Kanja     Jun 27, 2014

    Dea Lender,
    I'm very greatful this moment to express more thanks to you.Since i got my loan,my life has changed to the point i could'nt expect.The dairy cow is doing good. Thank very much for taking me this far.
    God bless you,
    sammy kanja.


  • TheresaSchneider     Jun 4, 2014

    I am currently a Client Relationship Manager in Kenya. Sammy Kanja is so friendly and welcoming.We had an intensive talk about Zidisha. It was so nice speaking with him and to pay him a visit! He introduced me to some more Zidisha borrowers and showed me their business. Great man!


  • Kilmeny     May 29, 2014

    Thank-you for your continued steady repayments, and for your work as VM. If you have the time, it would be great to read more news from you about your business. Thanks.


  • granite     May 18, 2014

    Hello Sammy,

    You appear a very busy man checking on all these loans. I congratulate you for your hard work and diligence. It is people like you that make zidisha good.

    Have you heard from Mr. Nderitu? Is there anything we can do to help him. Does he need another loan? Is he still working as his own manager or is he working for someone else now? Can his new manager pay the loan for Mr Nderitu?

    I was impressed that Mr. Nderitu works as a block mason. This is very difficult work and requires skill. So, I know he can pay eventually and only needs help to get his feet under himself.

    Best regards,

    Forest


  • mkrsko     May 12, 2014

    Dear Mr. Kanja,

    could you contact Naomi Mungai? As of now we have not received any payment from her.

    Thanks a lot
    Miro


  • Crissr     Mar 27, 2014

    Mr. Kanja,

    Could you please check up on Ms. Grace Ndungu? She has you listed as her VM.

    I have tried contacting her, but she did not respond. I am concerned because we have no news and she is now over 2 months past due ($83).

    Thanks,
    Cris

    • Sammy Kanja     Apr 2, 2014

      Dear Crissr,
      Sorry for not responding your request on time,due to i have been trying to contact her without vail.I will not stop to do so till i meet her.Hope you will agree with the information for now.


  • qt9998     Mar 21, 2014

    Hello Mr. Kanja,

    How is your good friend Mr.Njuguna doing?
    He has not made any payment since
    October.

    • Sammy Kanja     Mar 24, 2014

      Hi Crissr,i hope you are okay with your family.Mr Njuguna is undergoing to clinic till November this year.He is not working any more at the moment,but hopping to resume to his job at the time he feels better.Thank for that .


  • Crissr     Mar 19, 2014

    Mr. Kanja,

    How are you doing? I see you are Lilian Maina's VM. She had a medical problem at the end of last year and has not been in contact for a while now. Would you be able to contact her and find out if everything is OK?

    Thanks,
    Cris


  • granite     Mar 15, 2014

    Hello Sammy,

    Have you heard from CHRISTOPHER NDERITU KARANJA? He has not written an update for a very long time.

    • Sammy Kanja     Mar 17, 2014

      Hallow granite,
      Nice to here from you,i have been trying to communicate without vail This week,i will manage to visit him,and let youknow.


  • Sammy Kanja     Feb 8, 2014

    Dear Lenders.
    Sorry for not responding the update since Dec.I was out of my native land,where i was taken by our Local church to attend 40days seminar, and there were no net work responding at the place i was in.First is to thank you all for supportive you game it to me.My business is doing very well to this time,i have manage to have been with at list amount in my pocket at the end of the month compared the month of Nov and Dec.This referred me in the scripture where son demanded his wage from his Father and spend while enjoying with his friend.Later he came back to his father while empty hand,when his father so him,he forget whatever he did and well come him ones again.Likewise our forefather who is at heaven do to use when we did wrong.After we notice what we have done,he always forget and well come us in.

    • mewesten     Feb 9, 2014

      Hi Mr Kanja,
      I am happy to hear from you again, and also that your business is doing well and generating income. It is a good feeling to have something in your pocket, yes?
      I do not understand the connection to the scripture parable.Is that where the son demanded an inheritance to which he was not entitled?
      Somehow I doubt that you are wasting money on high living!

      My best to you. marvin

    • Sunnyside     Feb 11, 2014

      Hi, I am delighted to hear that your business is doing well. My very best wishes to you and your family, Gill


  • Sreval     Jan 24, 2014

    Hi Sammy
    Great to hear about the success of your new cow. Keep up your tremendous efforts.

    Keen to hear how Zacharia Rukwaro is progressing with his loan and his planned purchase and sale of animal vaccinations?

    Best regards
    Chris


  • mewesten     Jan 23, 2014

    Hi Mr Kanja,
    Thank you for first payment of your new loan.
    Many of your Zidisha lenders hope that you and your family are well.
    If you have a little time we would love to hear from you again.
    Good luck. marvin


  • jkurnia     Dec 22, 2013

    Dear lenders,

    We received some inquiries about how Mr. Kanja is faring since his new loan was disbursed, and thought we'd share an update here.

    Our staff member Gayatri Mehta spoke with Mr. Kanja on the phone the other day, and let me know that he is doing well. The loan was sufficient to cover all the costs of purchasing a new high-yield milk cow. The cow is producing about 20 liters of milk per day, and we understand that Mr. Kanja sells about 18 liters daily, keeping the rest for his family.

    Thanks so much to all of you for your generosity and support.

    Best regards,

    Julia Kurnia
    Director, Zidisha


  • Sammy Kanja     Dec 13, 2013

    Dear Lenders,
    This is God to have been now going to re-buy one cow in the next three days.Let me take this opportunity to thank every one whom spend his or her time to fund this loan,this is done not only by individual but by the grace of God.
    I was asked by my family whom i will upload there photo in the next 7 day to express there greetings.God bless you together with your family.


  • Sverre     Dec 8, 2013

    For people who may have missed his story about helping others who were victims of the Westgate Mall terrorist attack see the blog post:

    http://p2p-microlending-blog.zidisha.org/2013/10/11/the-stuff-heroes-are-made-of/

    He is certainly a man of good character, who I believe is raising his fourth loan, and I would highly recommend. I hope his loan is funded quickly.

    • mewesten     Dec 8, 2013

      Thanks Sverre,
      Those of us who know of Mr Kanja's selfless generosity will support his funding request. I urge other Zidisha lenders to do the same. There is no one more deserving of our support. marvin


  • hugh1     Dec 6, 2013

    Good luck with this 4th loan, Mr Kanja. And thank you for all the great work that you do as one of Zidisha's Volunteer Mentors.


  • Sammy Kanja     Dec 6, 2013

    Hi Lenders,
    Today is a sad day for not only Nelson Mandela’s family, but his beloved country South Africa, and the rest of the world. Today we lost an icon who has inspired so many to reach their full potential.
    Having spent some time in Soweto where Mandela spent many years struggling against apartheid,

    • mewesten     Dec 8, 2013

      Hello Sammy,
      I share your sentiments regarding Mr Mandela. He was a true revolutionary symbol who changed the course of his nation and influenced the thinking of people the world over. A remarkable man, indeed.
      His work must continue.
      Marvin


  • Sammy Kanja     Dec 5, 2013

    Dear Lenders,I find it very interesting to see the current funding is been participated by many people who are ready to take my life back to normal.Actually i am trying my best not to let this panel of Zidisha been down by some members who borrow the money and being late in there repayment.Today, i will have to meet two of our borrower who has fallen on there repayment to know there situation.


  • Sammy Kanja     Dec 4, 2013

    Dear Sverre,thanks for request.I'm currently transporting passenger with my old motor-bike.


  • Sverre     Dec 3, 2013

    Dear Sammy, its great to have you back !!. Please keep us updated on Your progress!


  • Sammy Kanja     Dec 3, 2013

    Thank very much my Lenders for the grate example after three hour since i post loan for funding.


  • Sammy Kanja     Oct 25, 2013

    Dear lenders,
    I may not have much to say,the only is may God bless you all.


  • Sverre     Oct 24, 2013

    Good luck.Many will want to support your next loan. How about buying a cow or donkey and name it after woman .... ... -)


  • evinpa     Oct 20, 2013

    Hello Sammy Kanja,

    Since I read Julia’s post about the actions of you and your wife in response to the Westgate Mall terrorist attacks, I’ve been trying to think of what I could possibly write to convey my feelings of how impressed I am.

    There is a saying that during a crisis in your life you find out who your real friends are. Maybe they say it in Kenya too. I used to think it meant that your best friends will help you. However I believe the saying means you will find out the character of your friends, that I is, who they are as people. Will they rise to the occasion and help or will they turn away?

    What you and your wife did to assume the medical bills of others is a tremendous act, which speaks to your character as human beings.

    I hope that you will be able to rebuild your business soon and your family will have much happiness and success in the future.

    Evinpa


  • PaulE     Oct 15, 2013

    To the Zidisha community, I find it very interesting to see how the current world is interconnected in ways we could never have imagined. When the Westgate attack occurred I was horrified but didn't think it would directly affect me or that I would be connected personally with anyone involved. How wrong I was! We truly live in the Global Village. I applaud Mr. Kanja's support of his friend in need in such a selfless manner.


  • Sammy Kanja     Oct 13, 2013

    My heart is full of joy as i see what ever you are doing.You are my hero .

    • Sverre     Oct 15, 2013

      Many lenders are aware of your situation. I feel confident that many will want to help you with a new loan with low interest to rebuy 2 donkey carts and cow.
      We are also grateful for your help with following up borrowers.


  • helogr53     Oct 12, 2013

    Hi Sammy
    I admire you and your wife for supporting your friend in such a time of need. I hope you will be able to have a new start on building your business. Good luck!


  • lujabe     Oct 12, 2013

    Sammy,

    You and your wife are truly honorable people, and set and example for us all. I wish you and your family the best for the future.


  • PaulE     Oct 12, 2013

    To the Zidisha community, I find it very interesting to see how the current world is interconnected in ways we could never have imagined. When the Westgate attack occurred I was horrified but didn't think it would directly affect me or that I would be connected personally with anyone involved. How wrong I was! We truly live in the Global Village. I applaud Mr. Kanja's support of his friend in need and have forgiven the remainder of his loan. I look forward to supporting him in the future as well


  • jkurnia     Oct 11, 2013

    Here is a story that deserves to be shared.

    Sammy Kanja is a founding member of Zidisha’s community in Kenya. He used his earliest loans to purchase a donkey cart and donkeys for his goods transport business. The proceeds from this business enabled Mr. Kanja to return to secondary school, something that had not been possible in his youth due to financial constraints. Mr. Kanja has maintained a 94% repayment rate over the course of three years of participation in Zidisha’s online microlending community, using the profits from the loans to grow his donkey transport business and diversify into dairy farming. Last year Mr. Kanja’s wife gave birth to twins. Mr. Kanja redoubled his efforts to grow his business assets, looking forward to acquiring high-quality educations for his children with the increased income.

    Mr. Kanja also serves as a Volunteer Mentor, assisting other Zidisha members in Kenya to interact with our online community. This month we lost contact with one of the members he had helped, Mr. Fracis Kiiru. After several unsuccessful attempts to call, Mr. Kanja went to visit Mr. Kiiru’s home and discovered that Mr. Kiiru had been injured during the Westgate Mall shootings in Nairobi and had been hospitalized.

    Mr. Kanja went to the hospital to visit Mr. Kiiru, and discovered the latter in serious condition with no means to pay the hospital bill. ”I told him i was given only twenty minute to because it was not time to visit them,” Mr. Kanja wrote to us in an email. “He shouted with the lound and started crying saing do not let me sleep here ones again because i have no money to pay for the hospital bill,my wife went away when i reached to the hospital on sunday.My heart beat like a disco becouse i was not expecting to here that.”

    Mr. Kanja and his wife decided to sell the two donkey carts and the dairy cow that had been the source of their family’s financial well-being, in order to pay for medical treatment of Mr. Kiiru and of a relative whom they also discovered among the injured.

    “I used the money to tranfer hime to the private hospital for farther treatment,as i am writing to you,he is in good condition and i am expecting to take him to his sister on wenesday as per the doctor,” wrote Mr. Kanja.

    Mr. Kanja could have gone home quietly, telling himself that there was nothing he could do to help. Instead, he traded his business assets, the source of his family’s livelihood and hope for a better financial future, to procure life-saving medical care for others.

    Mr. Kanja may not look extraordinary and he will probably never be on the cover of a newspaper. For me, though, he is a hero.

    You may read Mr. Kanja’s account of his visit to the hospital in Mr. Kiiru’s Zidisha profile page: https://www.zidisha.org/microfinance/loan/francisnjuguna/839.html#comment-section

    • dball     Oct 12, 2013

      Thanks for the information, and get better soon!

      I got an email about forgiving my share of Sammy Kanja's loan (see below). I would like to do that, but do not know how (the email did not provide a link, neither do I see one on this page). Please tell me how to do it.


      Best
      David

      ---------------------------
      Text from the email:
      In exceptional cases, Zidisha offers lenders the option to forgive loans to borrowers who have experienced an unexpected misfortune which affects their ability to repay the loan. In these cases, each lender has the option to forgive his or her share of the loan. Such decisions will remain anonymous and are completely at each lender's discretion.

      Should you decide to forgive this loan, you will be declining to receive further repayments from Sammy Kanja, and the loan's outstanding balance of USD 740.17 will be reduced by the amount that had been remaining due to you under the original loan agreement.

      Would you like to forgive your share of this loan?

      • valentin     Oct 12, 2013

        Under "Repayment schedule", if you hit "View more", you get the link "I would like to forgive my share of this loan."

        (The email should have a link, but in mine too it doesn't seem to work...)

      • evinpa     Oct 12, 2013

        Hello David,

        Please disregard my last post to you. I now see that you had posted your message on Sammy Kanja's pages, as well as the other borrower's page, so I see you really did intend the "get well soon" greeting to be to the other borrower and not to Sammy Kanja.

        Greetings anyway for a good day,
        Evinpa

    • PaulE     Oct 12, 2013

      To the Zidisha community, I find it very interesting to see how the current world is interconnected in ways we could never have imagined. When the Westgate attack occurred I was horrified but didn't think it would directly affect me or that I would be connected personally with anyone involved. How wrong I was! We truly live in the Global Village. I applaud Mr. Kanja's support of his friend in need and have forgiven the remainder of his loan. I look forward to supporting him in the future as well.


  • TedEBear     Aug 8, 2013

    Hello Sammy Kanja
    it is a pleasure to see somebody who is helping others planning with the repayment of their loans. Planning for the repayment of loans is an important part of being a successful borrower and making a business more profitable.
    The description of your business with a projection of sales revenue, costs and profit is a good example of a basic business plan for other borrowers to follow.
    May your business thrive
    Ted


  • Sammy Kanja     Aug 6, 2013

    I want to take this opportunity to thanks all Zidisha team,For know i can see a lot of improvement to the web.In respond regarding to Mr.Kiiru,I manage to spoke to his through phone for a bout twenty minute.I notice that there is still a problem facing him at the moment,He promise to start his repayment on Sep .but i will be contacting him a t least twist per week till then.I will updating to you ones i call him.
    Thanks ones again MR. qt9989 for letting as to know how he is performing at the other side of Lenders.


  • qt9998     Aug 5, 2013

    Hello Sammy,

    I am writing you because you are the mentor for Francis Kiiru. I see you are
    also mentor to 98 other borrowers so you must be very busy!!
    Do you know how Francis is doing? The reason I ask is he has not yet
    made any payments on his loan. I know his brother died in March and
    that has delayed everything, but maybe you can help him reschedule
    the loan.

    Best regards and glad to see your dairy business is doing well.


  • artnking     Apr 25, 2013

    Hi Sammy;
    I hope your business is getting back to normal and growing. Good luck!


  • Sammy Kanja     Apr 18, 2013

    Dear Lenders,it my pressure to say to you that every thing is on it way back,since we completed our General election on March.Everyone is busy to his /her daily basis work.I hope by 15/may things back to normal.


  • Sammy Kanja     Feb 20, 2013

    Hi everyone,it is the mid of dry season.i hope to continue repaying my loan with very high rate so as to make before end of Sep.I have staid for a while without your views LENDERS.


  • Sammy Kanja     Dec 1, 2012

    Thanks evinpa for your encouraging word,may almighty Father be with you forever.


  • Sammy Kanja     Nov 29, 2012

    Hi Lenders i have been quit for a while due to am very busy with my business of donkey cart,in fact i have been going to Rongai twice per week.Actually i buy a nice cow from neighboring Farm which is well doing very well.I want to thanks you for your generous support,God bless you.

    • evinpa     Nov 29, 2012

      You're welcome Sammy. Thanks for the update. It is nice to hear from you. Good health to you, your family and your animals.

      Evinpa

    • JayJay     Dec 1, 2012

      You are very welcome Sammy!! Glad to hear all is going well. I wish you and your family all the best.

      JJ


  • Sammy Kanja     Oct 2, 2012

    Dear Lenders.After crying for a month now it has end with joy.Let me start with thanks through my family any one who was with me during my prayer.I will not forget Evinpa for her effort to make sure every thing is okay at the end.To my plan i will go straight to the Gorga Farm to buy a she cow according to my choice to start a new business.I will updating you on the goes.Let God be with you Amen

    • evinpa     Nov 29, 2012

      Thank you Sammy. I'm happy you got your loan.


  • Sammy Kanja     Oct 1, 2012

    Hi lenders today is my last day to be funded,I have remain with only 19% my loan to be fully funded.I want to thanks every body who participated in time of need.Let our almighty father be with you, if you asked anything let him answer you.Let me not forget Zidisha organization for allow me to be in there website.God bless them. .

    • evinpa     Oct 1, 2012

      Congratulations Sammy! I see that you've reached 100 percent on your last day. I look forward to hearing about your new cow. Also I was happy to hear news of the birth of a donkey recently. Good health to you, your family and your animals.

      Evinpa


  • Sammy Kanja     Sep 30, 2012

    Hi lenders i have seen you have done some thing to me,i do hope at the end every thing will be okay.I promise to inform you how it goes.


  • Sammy Kanja     Sep 29, 2012

    Hallo lenders, thanks for the participation to my loan.I have remain with only US.745.99 to buy anew Frisian cow,my worry is the bids will end on October01,2012.Please i am praying for your kind.

    • evinpa     Sep 29, 2012

      Hi Sammy,

      Thanks for your post alerting us that your loan is about to end. I added some more to my bid and I hope others will do the same. I know you've been doing well in the past with your donkeys and I would like to see you be able to get the cow you want.

      Evinpa


  • Sammy Kanja     Sep 27, 2012

    Hallo lenders.I am very great with our government progress in prosecuting our ministers.Today one one our ass minister is under high pressure of answering questions concerning hate speech on public rally.He has been in excel for a while but yesterday our forces tried there best to find him,and charged by court of law.



Repayment Schedule Changes

  • Sammy Kanja     Aug 9, 2013

    Dear Lenders,
    I decided to take this oppotunity request for two month grace period.My dairy cattle are affected by foot and mouth deseases.I am do every thing posible to overcome the situation.It might take a month as the vet doctor said.For now no any income that take place in my side because of heavy rain which is expiriencing in our area.The donkey cannot work during the situation,it may propel upto next month according the wearther focas.I do begg your pardon for not submitting my repayement on time.

    • evinpa     Sep 14, 2013

      Hello Sammy Kanja,

      I hope that the health of your animals is beginning to improve. I wish you luck for the continued success of your business.

      Good health to you and your family as well,
      Evinpa


  • Sammy Kanja     Mar 11, 2013

    Dear Lenders ,due to the to the hardship which was to our country during Election, i do hereby suspend my repaying to the month of may.This is because i have been learning without business and tension,when i remember the year 2007 general election,it was full of chaos and most of the people in our area act as wild animals by killing others.I thank God for even if it was general election there were no any incident reported,the only thing was no money circulating .God bless you.

    • evinpa     Mar 13, 2013

      Hello Sammy,

      I hope you continue to experience peace after the March 4 election which had everyone nervous about possible violence. Also, congratulations on being designated a volunteer mentor for Zidisha.

      Evinpa

Summary
Amount Repaid: $1,057.05
Amount Remaining: $0.00
Status: Fully Repaid
Installment Amount: $62.18
Next Installment: May 24, 2013
Date Repaid: Aug 26, 2012

Repayment History
Expected Payments Actual Payments
Jan 24, 2012 $62.18 Jan 23, 2012 $52.43
Feb 23, 2012 $9.75
Feb 24, 2012 $62.18 Feb 23, 2012 $62.18
Mar 24, 2012 $62.18 Feb 23, 2012 $0.46
Mar 23, 2012 $61.72
Apr 24, 2012 $62.18 Mar 23, 2012 $19.73
Apr 23, 2012 $42.45
May 24, 2012 $62.18 Apr 23, 2012 $49.18
May 23, 2012 $13.00
Jun 24, 2012 $62.18 May 23, 2012 $62.18
Jul 24, 2012 $62.18 May 23, 2012 $62.18
Aug 24, 2012 $62.18 May 23, 2012 $35.72
Jun 23, 2012 $26.46
Sep 24, 2012 $62.18 Jun 23, 2012 $62.18
Oct 24, 2012 $62.18 Jun 23, 2012 $33.53
Jul 23, 2012 $28.65
Nov 24, 2012 $62.18 Jul 23, 2012 $62.18
Dec 24, 2012 $62.18 Jul 23, 2012 $62.18
Jan 24, 2013 $62.18 Jul 23, 2012 $29.03
Aug 23, 2012 $33.15
Feb 24, 2013 $62.18 Aug 23, 2012 $45.10
Aug 26, 2012 $17.08
Mar 24, 2013 $62.18 Aug 26, 2012 $62.18
Apr 24, 2013 $62.18 Aug 26, 2012 $62.18
May 24, 2013 $62.18 Aug 26, 2012 $62.18

Sammy Kanja
Romgai, Nakuru, Kenya

100% Repaid