2nd installment fee payment

Winfred

Nairobi, Kenya, Kenya

100% repaid

Entrepreneur

Name

Winfred

Member since

June 2016

On-time repayments

165 installments  •  72%

About Me

My name is winfred nyawira muthoni,I was born in kirinyaga county in central kenya. We have been raised by a single mother I and my brother who is a role model to us.Through struggles of life we still made it and got the best from our mum.I attended Gathuthiini primary school,the Kiaragana Girls high school for secondary education.
Currently am pursuing a Bachelor of Commerce(Insurance) since am a holder of Diploma in Insurance am experiencing some challenges in paying my school fees even though I try hard to raise money by doing insurance underwriting and selling rice.
When pursuing my diploma I still had the fees challenge,therefore I joined Gathuthiini Hope Foundation and volunteered to be doing guidance and counseling to primary school kids.The foundation paid my fees and am very greatful to them.
The job I do in underwriting is not a consistent one so I saved a little from it and also got some funding from my mum and my brother to start the rice business so atleast to make ends meet. Am an outgoing person and during my free time I like giving back to the community so I engage myself in activities like cleaning or even walks.

My Business

I sell pishori rice, this rice is in demand since its not like the local rice when cooked it has some fragance and doesn't become lumped(mushy). I chose this kind of business since I can assess the rice easily it is grown in my home area and also at a fair price.The profits I get I reinvest in growing this business and paying my fees.

Now i have ventured into agribusiness too, to boost my income.

Loan Proposal

I am borrowing to pay for my 2nd school fees installment. Zidisha has helped me so far to concentrate fully on my academics and has brought change and joy in my life.
Thank you in advance as you take your time to do this noble task again.

Feedback

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$145.00

Date disbursed

Dec 1, 2018

Repayment status

On Time

Projected term

7 weeks

Lenders

MarktheMormon

Sandy, Utah, United States

JimVandegriff

Trinidad, California, United States

Treesforpeople

Oxfordshire, United Kingdom

Seppo Ruohonen

Vantaa, Finland

NH

Nancy Hull

United States

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  • Winfred    Nov 27, 2022

    Its challenging financial wise. I am going through a hard time on my health and unable to work.

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  • Winfred    Nov 21, 2022

    I have been sick for a while and admitted in hospital thus has not been at work.

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  • Winfred    Sep 29, 2022

    I will buy a microwave with the funds. It will of much help to me.
    Thank you all who have funded me, God bless you all.

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  • Winfred    Sep 29, 2022

    My last project was a success. Thanks again I was able to get the cash from zidisha backers . This enabled me work on my project successfully. I was able to buy variety of rich that I so much needed. Many thanks zidisha is a life saver.

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  • Winfred    Aug 10, 2022

    With these funds I'll be able to buy other types of rice and grow my business.
    This will help me too increase my returns.
    Thank you always giving a helping hand.

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  • Winfred    Aug 10, 2022

    I really appreciate my backers for hearing my plea and came to my aid. Initially i was struggling while cooking with charcoal stove which was affecting my chest by congestion.
    With the funds received i was able to buy a two burner cooking stove which has made my cooking easy and efficient.
    May God bless you all.

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  • Winfred    Aug 2, 2022

    I have financial constraints, hence I request to adjust installments before I become stable

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  • Winfred    Jul 19, 2022

    Am sorry I got sick and had to seek medical attention first.
    I hope to settle soonest.

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  • Winfred    Jun 22, 2022

    Thank you so much dear ones for funds. I am happy that I will be able to buy a two burner gas stove. This will be of convince to me so can be able to cook faster and go to work on time without struggles.
    Good bless you.

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  • Winfred    Dec 16, 2021

    Thank you honorable members for funding my loan am so much humbled.
    With the funds I will be able to buy 50kgs pishori rice to add on my stock.
    This will help me to meet my customers demands.
    Thanks once again and God bless you.

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  • Winfred    Feb 3, 2020

    Dear lenders thank you for your support, it has helped me buy and take my medication without failure. Be blessed for always coming through.

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  • Winfred    Jan 19, 2020

    Dear lenders
    Thank you so much I appreciate your continued support which means a lot to me.
    With the funds I will buy my medication which will improve my health and be able to resume my normal duties.
    May our gracious lord bless you.

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  • Winfred    Dec 23, 2019

    I have gotten some dividends so am clearing.

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  • Winfred    Dec 2, 2019

    I still struggling in my financial status since have not been working for a long time. my health has been a challenge hence the reason for the change.

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  • Winfred    Oct 28, 2019

    i am drained financially, i have been in hospital for two months undergoing surgeries.

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  • Winfred    Sep 5, 2019

    i would like to reduce my installment since i have some financial challenges i have been ailing hence unable to work.
    apologies since i didn't also have a phone thats why the mishap.

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  • Winfred    Jun 28, 2019

    cash flow problems

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  • Winfred    Apr 29, 2019

    cashflow problems

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  • Winfred    Feb 26, 2019

    Dear Team
    i wish to reduce my installment due to the financial constraints am facing, i have been ill for a which and at the same time lost a loved one. These incidences have really affected my finances.
    i wish also to state that since i never asked for my credit risk refund before the policy was abolished, is it possible for that money to be used net off my loans because am in real crisis financially.
    your support is highly appreciated.

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  • Winfred    Jan 26, 2019

    Dear Lender
    Am writing this confirming receipt of the funds $196.57 after deductions. With these money i will pay two installments of my university fees. Thank you so much for always putting a smile on my face.

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