6 kg cooking gas cylinder

Joseph

Kiambu, Kenya

100% repaid

Entrepreneur

Name

Joseph

Member since

April 2015

On-time repayments

316 installments  •  87%

About Me

I was born in a family of ten in Mau Ranges which is Kenya's main water tower. My father was working in the Forest Department and was best known for drinking local brews. Being the second born in my family going to school was a miracle and I totally thank God for the far I have gone in life. After school I had to take up the challenge of taking my sisters and brothers to school and am happy to see them in their families.
In 1994 I received Jesus Christ as Lord and Saviour of my life and since then He has continued to direct my life. In 1997 He blessed me with a spouse by the name Alice and since then He has blessed us with three kids; a boy and two girls. The first born, Willy Mwangi, is in his second year of university education while the second born, Priscillah Wanjiru, is in her third year of secondary education. Our last born Naomi Wahu, has joined class three . We thank God for the far He has taken us. Glory be to His Holy Name.

My Business

Due to the heaviness of my family on my shoulders, I did not manage to attend any college. I used to work as a casual laborer in local hotels and restaurants where I gained experience in snack preparations.
In my current profile photo, I hold the new item am selling to my clients, modernized charcoal burn. My main target is women groups. One piece goes for about 40 dollars. This being an American technology, majority of Kenyans has much trust on the products. In a span of two months I have managed to sell well over 250 pieces and with good working capital I can manage to go far. I used to buy one piece at 32 dollars but due to the high demand, the manufacturer has raised the buying price to around 40 dollars. I will also raise the selling price to 46 dollars thus making a profit of 6 dollars. I also do cooking and am feeling this is the way go this new year. Am close to a public university and customer base is not a big problem. Am enjoying it most.
Looking forward to your continued support in the future to come. Thank you and stay blessed.

Loan Proposal

Charcoal has a lot of waste and is expensive in the long run. Due to its waste makes the products look untidy thus limitation of clients. When I get the gas cylinder my work will be easier and my products will good thus appealing to my clients. I also intend to expand my services to local shops and I know this will give me more profits.

Feedback

4

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

May 6, 2015

Repayment status

On Time

Projected term

6 weeks

Lenders

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

mibrahim51

Mountain View, United States

A

adelias

plymouth, United States

A

andykhl

Jersey City, United States

K

ksiebrandt

Omaha, United States

J

JudoGlenn

North Olmsted, United States

Namulanda

nairobi, Kenya

M

mueba

Frankfurt, Germany

A

Armeij

Veendam, Netherlands

dlpringle

Denver, United States

D

dmartink

Maryland, United States

G

GreenMoney

Lahr, Germany

A

anson

Alexandria, United States

F

frazier

rock springs, United States

A

Alizar

Toms River, United States

S

SanderBeckers

Brussel, Belgium

JinxGirl

Winnipeg, Canada

A

akshu71

Ottawa, Canada

Grant Xavier Storer

Seattle, Wa, United States

A

André

Basel, Switzerland

Y

YP

Malaysia, Germany

Ask Joseph a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Joseph    Jul 27, 2021

    Good afternoon Lenders and Zidisha Team
    Am trusting God that I will be back in business come August.

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  • Joseph    Jul 7, 2021

    Good afternoon Lenders and Zidisha Team.
    Am promising to start my repayment next month. Trusting God it shall be well.
    Joseph Mwangi.

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  • Joseph    May 9, 2021

    Good morning Lenders and Zidisha Team.
    It has been extremely difficult for me to honor my repayment. I have not been working for a while and my business came to a dead end. Am kindly requesting you to allow me pay at least two dollars upto end of June.
    Happy Mother's Day to all moms in this great organization. Blessings.
    Joseph Mwangi, Kiambu, Kenya.

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  • Elisha    Apr 5, 2021

    he promised to repay loan soon business has been low to him.

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  • Joseph    Mar 7, 2021

    Hello Lenders and Zidisha Team.
    Things has not been easy for me. I really regret me not able to repay my loan but I believe soon I will repay the whole amount.

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  • Elisha    Feb 1, 2021

    he is late to repay due to low yields in business but he promised to come to track soon and pay all overdue.

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  • Joseph    Jan 24, 2021

    Hello lenders and Zidisha team.
    I know I have been late repaying my loan. I promise to repay the amount as soon as possible. Kindly bare with me. Thanks in advance.
    Joseph Mwangi

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  • Joseph    Nov 13, 2020

    Hello Lenders and Zidisha Team,
    I believe that you are all doing well. Am yet to stabilize but am praying that soon it shall be well.
    Joseph Mwangi, Kiambu, Kenya

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  • Joseph    Oct 7, 2020

    Hello Lenders and Zidisha Team,
    Hope this finds you well. Not yet stable financially. Will adjust upwards once the situation am stable. Thank you so much for your patience. Blessings.

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  • Joseph    Sep 29, 2020

    Good morning Lenders and Zidisha. Am yet to recover but soon I will be on my feet. Thank you so much for your patience.
    Joseph Mwangi

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  • Joseph    Aug 18, 2020

    Hello Zidisha Team
    I intend to reduce my repayment schedule. Thanks for your continued support.
    Joseph Mwangi, Kiambu.

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  • Joseph    Jul 8, 2020

    I have been unwell for the last three weeks. Am recovering and I thank God for His faithfulness. Am very positive that soon I will be back on my feet. Thank you for your continued support.

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  • Joseph    Jun 2, 2020

    Hello Lenders and Zidisha Team.
    Am yet to recover this reducing my instalments once again.
    Thank you so much.
    Joseph Mwangi

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  • Joseph    Apr 28, 2020

    Hello Lenders and Zidisha Team,
    I have been forced by circumstances to reduce my repayment plan downward due to hardships am going through currently. Thank you very much for your continued support.
    Kind regards,
    Joseph Mwangi

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  • Joseph    Mar 24, 2020

    Hello Lenders and Zidisha Team,
    I am adjusting my repayment schedule downward due to unavoidable circumstances. Thanks for your continued support. May the Good Lord continually preserve you and your families.
    Regards
    Joseph Mwangi

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  • Joseph    Feb 19, 2020

    Hello Lenders and Zidisha Team,
    Am reviewing my repayment downward due to unavoidable circumstances. Kindly bare with me.
    Joseph Mwangi

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  • Joseph    Jan 16, 2020

    Good morning Lenders and Zidisha Team,
    I have been forced by circumstances to adjust my repayment downward.
    Thanks for your continued support.
    Joseph Mwangi.

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  • Joseph    Dec 7, 2019

    Hello Lenders and hope this finds you well and that you are doing great. Sometimes last month I helped my friend who has been going through dialysis for the last three years undergo a kidney transplant and am yet to go back to my normal life. My doctor has advised I be on light duty until next year. Kindly bear with me.
    Joseph Mwangi

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  • Joseph    Oct 24, 2019

    Hello Lenders and hope this finds you well.
    Am adjusting my repayment plan one more time due to circumstances I cannot avoid. Bare with me. Thanks
    Joseph Mwangi

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  • Joseph    Sep 13, 2019

    Good morning Lenders
    Am not yet recovered hopefully doing so soonest. Thanks for your patience.
    Joseph Mwangi

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