Senegal



Entrepreneur
Diambogne Diafath
Dakar, Senegal
Followers: 12
Feedback Rating: 56 % Positive (9)
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On-Time Repayments: 15% (20)
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This Loan
100% Repaid


Disbursed Amount: $499.99
Date Disbursed: Nov 13, 2012
Repayment Status: Early
Repayment Frequency: Monthly Projected Term: 12 months
Cost of Loan: $38.91
Show Cost Details

Lender Interest: $499.99 at 2.24% annual rate over 12 months = $12.04

Service Fee: $499.99 at 5% annual rate over 12 months = $26.87

Total Loan Cost:
$12.04 + $26.87 = $38.91

Upon joining Zidisha, Diambogne paid a lifetime membership fee of $12.00. This covered:

  • Registration Fee: $12.00

Story
About Me

I was born in 1975 in Ngeniene in the department of MBOUR. I have been married for 15 years and I am a mother of 6 children, 3 boys and 3 girls. I have 5 brothers and 4 sisters. I run a business of fruits and vegetables processing (couscous, peanut butter, lemon, mango, etc....). I live in the parcelles assainie in DAKAR, unit 17 villa n°314.

My Business

I run a business of fruits and vegetables processing (couscous, peanut butter, lemon, mango, juices, etc....). Thanks to my business I am able to share in the cost of family expenses (education of the children, rent, healthcare, etc…). I spend 50 000 FCFA a day to buy goods that I am able to sell two days later for 60 000 FCFA. I make an average daily profit of 5 000 FCFA. With this Zidisha loan I would like to increase my purchases and make my business flourish.

Loan Proposal

The Zidisha loan will be used for my business. I sell palm oil, fruits (mango) and vegetables. With this loan I intend to use 100 000 FCFA to buy fruits and vegetables and 100 000 FCFA to buy oils that I will sell to consumers in my neighborhood. I know that by investing in this loan I can get monthly income that way I can repay the loan, increase the working capital of my business and meet my children’s basic needs.

About Me

Je suis né en 1975 à ngeniene dans le département de MBOUR.Je suis marié depuis 15ans et mère de 6 enfants dont 3 garçons et de 3 filles.J'ai 5 frères et 4 soeurs Je suis commerçante de produits de transformation de fruits et légumes (couscous,patte d'arachide,citron,mangue,etc....) J'habite les parcelles assainie DAKAR unité 17 villa n°314

My Business

de transformation de fruits et légumes( couscous,mangues ,orange,citron,patte d'arachide,jus etc......).C'est avec mon commerce que je participe aux charges familliales( éducation des enfants,loyer,santé etc...)
je dépense par jour 50000f pour acheter des marchandises que je vend deux jours après pour avoir 60000f et faire un benefice de 5000f en moyenne par jour. Avec le pret zidisha je compte augmenter mes achats et fructufier mon commerce.

Loan Proposal

Le prêt zidisha sera utilisé pour mon commerce. je vends des mangues, de huiles de palme et des fruits et légumes. Avec ce prêt je compte prendre 100000FCFA pour les fruits et légumes et 100000FCFA pour les huiles que je vais vendre pour la consommation courante des habitants de mon quartier. Je sais que en investissant ce prêt je pourrai avoir pour chaque mois des revenus qui pourront assurer le remboursement du prêt, augmenter le fonds de roulement de mon commerce et assurer les besoins élémentaires de mes enfants.


Feedback
Positive   5      Neutral   1      Negative   3     

  • duckdork     Oct 28, 2014

    Negative

    Another disappointment!


  • Serene     Aug 27, 2014

    Neutral

    Took the money and ran?


  • cranejoad     Aug 17, 2014

    Negative

    I am very disappointed that this loan has not been repaid!


  • Kjartan     Aug 17, 2014

    Negative

    Failed to repay, so far!


  • Krtecek     Feb 8, 2014

    Positive

    Good stuff, though more communication would be appreciated! :)


  • Oliver     Dec 11, 2013

    Positive

    Fully repaid the loan.


  • Hope2012     Dec 7, 2013

    Positive

    Repaid all fine thanks


  • eagle3     Nov 30, 2013

    Positive

    100% positive. I appreciate the prompt way in which this loan was repaid. The interest paid on the loan will help others help themselves.


  • JimVandegriff     Nov 30, 2013

    Positive

    Congratulations on your great repayment record on your loan.


Lenders
eagle3

Grand Ledge,  United States

teanuh

Littleton,  United States

Krtecek

Balzers,  Liechtenstein

Snake707

Somewhere,  Germany

Ishaque

New Jersey,  United States

MattLondon

London,  United Kingdom

Oliver

Geneva,  Switzerland

JimVandegriff

Trinidad, California,  United States

ProfStick

Grassy Head,  Australia

Susanne

Wolnzach,  Germany

Hope2012

Sussex,  United Kingdom

PascalC

Leuven,  Belgium

skoch

Oslo,  Norway

hickorynut

Hickory,  United States

faical

Cologne,  Germany

Discussion
Ask Diambogne a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • juliemartha     Sep 18, 2014

    Hi Diambogne, I hope you are well and that you are not overwhelmed with unexpected troubles. I know how discouraging it can be to fall behind your planned payment schedule. I hope that when you are able you can pick it back up, since this will allow for both your success and others to keep passing along a chance to succeed.
    Hoping to hear how you've been.
    God bless you!
    Julie


  • Kjartan     Aug 17, 2014

    Failed to repay, so far!


  • Amos Shutu     Jul 24, 2014

    Hi Diambogne Need to know how you are doing with your business.. Is anything the matter ?? Wish the very best


  • Volpone     Apr 28, 2014

    Bonjour Diambogne,
    En tant que preteur, nous savons être patient, mais il serait de bon ton de nous donner des nouvelles.
    D'avance merci


  • Kjartan     Mar 28, 2014

    Bonjour Diambogne,

    Comment vont vos affaires ? Pourriez-vous nous donner une mis à jour et/ou un remboursement ?

    Translated by barthez     Show original

    Hi Diambogne,

    How is your business doing? Would you please give us an update and/or a repayment?


  • eagle3     Nov 7, 2012

    Congratulations on finalizing your loan. I applaud your personel work and iniiative to better you and your family's situation. If you thnk you can -- You Can. Best wishes for success in the future.


  • admin     Oct 18, 2012

    Dear lenders,

    This applicant's loan application had originally been cancelled because we discovered that the microfinance institution which had provided a reference in support of the application was not reliable. The applicant has now reapplied using a different reference and credit history which we were able to confirm independently.

    Should you have any questions regarding this application, please do not hesitate to contact me at julia@zidisha.org.

    Regards,

    Julia Kurnia
    Director, Zidisha Inc.

    • khassi     Jun 24, 2014

      Hi Julia,

      well it seems there is still something wrong with this account, considering not a single repayment has been made and we did not hear any news from the applicant. Are there any news from your side if there is still question marks on the applicant?

      thanks a lot


  • Julia Kurnia     Aug 22, 2012

    Dear lenders,

    We have discovered that the lending institution official who had confirmed this applicant's reported credit history was complicit in an attempt to deceive Zidisha by allowing computer-literate individuals to impersonate two applicants who turned out not to have written their own loan applications. We are therefore closing the accounts of the other applicants whose applications had relied on credit histories confirmed by this official, and returning funds that had been bid to lenders.

    This applicant was not complicit in the fraud attempt, and may opt to apply again using credit history confirmed by a different official.

    Should you have any questions or comments, please do not hesitate to contact me directly.

    Regards,

    Julia Kurnia
    Director, Zidisha Inc.
    julia@zidisha.org


  • Diambogne Diafath     Jul 23, 2012

    I have received your funding and I thank you so much. I have the courage to work.

    Translated by     Show original

    j'ai reçu votre financement jevous er remercie beaucop jai le courage de travailler

    • skoch     Feb 10, 2013

      Thank you for the first part of the repayment. I hope this means that your business is successful. I also hope you and your family are healthy. Here in Norway it is Mother's Day today. I have no children myself, but I congratulate you on your large family and wish you all joy!

    • skoch     Feb 10, 2013

      Thank you for the first part of the repayment. I hope this means that your business is successful. I also hope you and your family are healthy. Here in Norway it is Mother's Day today. I have no children myself, but I congratulate you on your large family and wish you all joy!

Summary
Amount Repaid: $538.89
Amount Remaining: $0.00
Status: Fully Repaid
Date Repaid: Nov 26, 2013

Repayment History
Expected Payments Actual Payments
Feb 9, 2013 $48.99 Feb 5, 2013 $48.99
Mar 9, 2013 $48.99 Feb 5, 2013 $0.47
Apr 1, 2013 $48.51
Apr 9, 2013 $48.99 Apr 1, 2013 $30.63
May 12, 2013 $18.36
May 9, 2013 $48.99 May 12, 2013 $48.99
Jun 9, 2013 $48.99 May 12, 2013 $1.90
Jun 11, 2013 $47.09
Jul 9, 2013 $48.99 Jun 11, 2013 $2.37
Jul 22, 2013 $39.57
Sep 6, 2013 $7.04
Aug 9, 2013 $48.99 Sep 6, 2013 $32.53
Oct 4, 2013 $16.46
Sep 9, 2013 $48.99 Oct 4, 2013 $33.00
Nov 26, 2013 $15.99
Oct 9, 2013 $48.99 Nov 26, 2013 $48.99
Nov 9, 2013 $48.99 Nov 26, 2013 $48.99
Dec 9, 2013 $48.99 Nov 26, 2013 $48.99

Diambogne Diafath
Dakar, Senegal

100% Repaid