A helping hand for my brother

Paul

Kiptangwanyi, Kenya

1% repaid

Entrepreneur

Name

Paul

Member since

February 2012

On-time repayments

307 installments  •  7%

About Me

I am married with 7 children. Six of them are schooling. I live in Kiptangwanyi in my own piece of land. plot number 52. I started the business of repairing radios and televisions back in the year 2000. This is where I have been earning my daily needs and that of the family. I rely 100% on this business in order to feed my family and also to meet their basic needs.

My Business

my business entails the services of repairing radios, televisions and mobile phones. My business took another turn in the year 2008 where I started repairing mobile phones. All throughout I have only been repairing radios and television. This introduction of mobile phone repair increased the value of my business and also the number of customers that I previously served increased. There is very highdemand for my services in this area as I had already established a good relationship with most of my customers. the main challenges that my business encounter are high cost of electricity and increased prices of spare parts.

Loan Proposal

dear lenders,thank you for this opportunity to have another loan.in this loan i want to open another spare shop which will be managed by my younger brother who was left a lone by my parent after thy pass away,he completed secondary education last year 2013 and pass well but without money he will not be able to join university,but i plan ,the payment from the spare shop, i will keep it until enough for him to go to university,and because i am the one who will be collecting the money so that i can be able to pay the loan in time and also save for her education as he don't have any body to look to. as our parent no more, only you lenders and GOD.I AM PLEADING TO YOU TO FUND ME SO THAT I CAN STOCK THAT SPARE SHOP for my brother to have something to do at this time.thank you all

Feedback

6

2

7



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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,200.00

Date disbursed

Feb 25, 2014

Repayment status

Late

Projected term

66 months

Lenders

E

Errol

Bradenton, FL, United States

fiego

Mannheim, Germany

investor

Candiac, Canada

davelowe100

Perryville, United States

tycho

Madison, WI, United States

eagle3

Grand Ledge, United States

D

dallin1776

Blackfoot, United States

artnking

College Place, United States

K

k9rich

Bay Shore, United States

L

ldron7

Utah, United States

W

Walekkelson

Brisbane, Australia

A

anonymus

Moon, United States

dsmart978

Bondurant, United States

T

ToddK

Indianapolis, IN, USA, United States

MakeSense

-, St. Kitts and Nevis

BrianHibbs

South Bend, United States

CharlieBfl

Vaduz, Liechtenstein

B

Bavarian

Bavaria, Germany

F

florian

Mettmenstetten, Switzerland

Sundstroms

Falun, Sweden

B

bentrust

bordeaux, France

H

HildeK

Rogaland, Norway

D

Dadiolafs

Vestmannaeyjar, Iceland

mossuto

Milano, Italy

L

leniwiec

Poznan, Poland

I

ivanill

Lansing, United States

R

Rking

Eugene, United States

Shakid

Jingan, China

C

cngilkd

gaithersburg, United States

Ric

Iloilo, Philippines

J

Jopar

Corroios, Portugal

A

Andy

Berlin, United States

joaoferraz

RINCHOA, Portugal

S

Serene

Philadelphia, United States

jan73

Eugene, United States

C

CTAustralia

Caboolture South, Australia

Sarasota

Sarasota, Fl, United States

V

Volpone

Geneva, Switzerland

C

cranejoad

cazenovia, United States

D

DanRussell

Brighton, United Kingdom

markpearson

Portsmouth, United Kingdom

M

mzhope

Harrisburg, United States

Freewolf

Salt Lake City, United States

Shemuel

New Jersey, United States

D

dcravenus

United States

Ask Paul a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Bavarian    Nov 11, 2014

    Dear Paul, please keep us informed if there has been some progress in your case. Have you been able to get your money back? Please tell us, thanks!

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  • florian    Oct 2, 2014

    Paul,

    September has come and gone. How was your harvest?

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  • Paul    Sep 4, 2014

    dear lenders,i didn't quit intentionally,i keep quit because of many problem that occurs in my life in a short time,first i got a case in the court because of the person who corn me the money by pretending to sell a property,also my brother after starting the business he misbehave and start to use the money wrongly so the business go down,i became ill because of stress and get blood pressure[hb] which is to date i fill ill,also i lost the case after that person who con me died in police cell,so no body to pay me.i don't know what to say because i regret taking this loan,but all and all i will do my best to try to pay what i get till i complete even if it is all my life time.thanks

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  • artnking    Jul 20, 2014

    Hi Paul;
    It has now been over 4 months since you made the one single payment on this loan, and nearly 4 months since you posted any status at all. Has anyone from Zidisha contacted you or visited you? Do you have any plan for getting this loan back on track? Regards, Art King

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    • Paul    Jul 23, 2014

      hi artnking,i am sorry for not responding in time,i am preparing to start getting my loan on track on September after harvesting my cereal because at this time there is no way i can,the only i get is only to feed my family day to day,so please because of the situation i am on let me and give me time please.thanks

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      • jan73    Jul 26, 2014

        Hi Paul, have you contacted Zidisha to reschedule because of your difficulties? Best wishes!

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  • jan73    Jun 1, 2014

    So sorry to hear of your difficulties! Since there are others who have joined the claim, I would imagine there will be a good outcome and you will be able to resume your business and reschedule your repayments. Feeding your family is surely your first priority during this difficult time. Please be well. Regards, Jan73

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  • Paul    Apr 23, 2014

    dear zidisha, i send you a message about two weeks ago through sms concerning my situation which i am in,but your are sending me message now and then,please i am begging you to give me time to recover and i will repay all past due i know it is not put of loan contract but even if i was knowing this will happen, i couldn't borrow this money,i am ashamed because this delay,i am felling annoyed and because i am GOD fearing i feel very sorry.

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  • florian    Apr 15, 2014

    Your situation seems very difficult indeed. I for one can wait for you to recover from this situation.

    Thank you for keeping us updated.

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    • Paul    Apr 23, 2014

      thank florian[73] for your understanding , all will be well.thanks i appreciate

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  • Paul    Apr 15, 2014

    hi , all lenders,i apologize for not repaying in time,i am very sorry but i got problem,i lost all money when i purchase a property from a property broker who i came to know she is a con woman who you cant believe she can be that,that made my business to came to a standstill without any daily earning,the case is going on but i am not the only person claiming,there are other,but i hope this will end,either way,i will try to look where i can get another fund to upstart my business and able to pay this loan,so please give me some time to recover because i am not feeling well at this time i am diagnoses with HBP because of this,i don't want to die because of this stress,let me please plan how i will resolve this issue.the case was adjourn to august this year for hearing,please i apologize for the delay.thanks

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  • artnking    Apr 8, 2014

    Hi Paul; How are things going with your new loan?

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  • artnking    Feb 27, 2014

    Hi Paul; I'm happy to have a part in your most recent Zidisha loan. Good luck with your growing business! Art King

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  • Paul    Feb 21, 2014

    hi lenders?thank you all who participate in funding my loan,thank you for coming forward in mass to complete my loan,your good will never be forgotten in my life, from the bottom of my heart i thank you i will not let you down in repaying back.now i am waiting the money to be available in my phone for the project, i hope it will be quicker as the way you funded me.thanks and GOD bless you.

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  • Paul    Feb 17, 2014

    thanks Eric for the feedback,i appreciate .good night

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  • Paul    Feb 17, 2014

    i would like to get feedback from the organization to know if the money reach you which is,total amount{including interest and transaction fee] the remains from 67,000 and 46,993 which i send today Feb 17-02-2014 ,5:00pm Kenyan time.i will appreciate the feedback from you. thanks

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    • Eric    Feb 17, 2014

      Thank you so much for having building heart towards zidisha building.It will take three working days for your account to be credited and you will recieve a confirming message.So if you sent today your account will be credited latest on thursday.
      Thank you.

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  • Paul    Feb 17, 2014

    dear lenders,it my pressure to inform you that,because of my business being profitable at this time i have decided to pay all remaining amount which is ksh 46,193 , so that i can borrow another loan to make my business more profitable by adding more advanced item which is in a very high demand but the money is not enough to meet the required amount,so please i beg you to lend another as i will now be able to transport to Nairobi and get this good.i hope i didn't confuse you as i have paying in time without fail,and this loan that i will apply i will make sure to pay as quick as possible before this year end.thanks

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  • Paul    Feb 8, 2014

    hello all lenders and zidisha,sorry for being quit for so long, some problem of my family come but i was able to solve it in time, thanks to GOD because he is the owner of our life,i lost all my wife parent, her father and mother last year november,it was very difficult for me, but now i am okay.my family is doing well and also my business is starting to pick and i am preparing to complete my loan earlier if my business go the way is doing so that i can take another loan to support my family and my business.this year i was able to take my two daughter to secondary school thanks to your fund which supported me from the profit i get from my business.thanks you all and happy new year 2014 .thanks

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  • Paul    Oct 8, 2013

    dear lenders,i hope everything there is okay,paul here is okay and doing my business as well.i want to update you how my business is doing,my business is doing well and i was able to pay 9000,i am very happy for your support of my business, and now my business have started to pick and i hope before this year i will be able to complete my loan.thank you all and wish you all happy day

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  • Paul    Jul 16, 2013

    hello lenders and zidisha organization,first is to thank all who started this platform for people who is less opportunity to get fund for their business.last month the director come to kiptagwanyi and some people including me get advantage of sitting together and ask some question,we were in one person father athaniosios karanja house.she made us understand how zidisha work. i thank Julia the director for giving us that opportunity and we hope she will come again without hurry like that time so that she can visit some family to see how wonderful her help is.about my business i want to update you that i am doing well, today 16-07-2013 i was able to pay 6000 of three month so that i can repay as quick as i can , this is because at this time in kiptagwanyi, business is starting to do well,as the time goes i will repay in time.thank you all lenders and i will keep you in touch

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  • Paul    Jun 18, 2013

    thanks skwaw for your word of hope and encourages,that why i admire zidisha and you lenders.with people like you ,no stress in this life.thanks a lot

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  • Paul    Jun 18, 2013

    thanks skwaw for your word of hope and encourages,that why i admire zidisha and you lenders.with people like you ,no stress in this life.thanks a lot

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  • Paul    Jun 17, 2013

    dear lenders, this has not been easy decision to make as my business is not doing well at this time and i don't want to be a defaulter in this loan , so i decide to reschedule to give me more time to pay without straining much and also for my business to recover. as a businessman, i know any time my business can regain it profit and able also to return to normal repayment,so please i want to apologize as this is not good to the people who lend me but don't worry i will try my best.thanks

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    • SKWAW    Jun 17, 2013

      It will all work out. Do not stress about it. What you have done is most honourable. All the best, to you and your family.

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