A loan to buy glass for my kiosk

Spuwaiba

Tamale, Ghana

0% repaid

Entrepreneur

Name

Spuwaiba

Member since

June 2017

On-time repayments

38 installments  •  53%

About Me

I am a young person working in a refreshment bar. When I went to school, I graduated from the Bachelor of General Education. After this experience in school, the problem of employment arose. My parents are farmers in village not far from the city. I often went to help my parents in the fields during the holidays. I also made small daily labor contracts with other peasants. These activities allowed me to save money to support my parents to pay for my schooling. Now, I personally decided to come here in town to look for a job. In town I did several types of work. But the work that I liked very much was working in a refreshment bar where people came to drink drinks. I have been doing this job for three years and have decided to open my own refreshment bar with the savings of all this time. I am very happy in my work.

My Business

As I have already worked in a refreshment bar, this has allowed me to be professional in this field. I sell the drink to the customers but also food with various dishes. Since I opened my own refreshment bar, the number of customers continues to grow. This is due to the quality of my meals and the way I welcome customers. As it is the beginning, I have not yet an employee but I will hire someone to help me because I have many customers. I pay the rent 400GHS per month. After all expenses, I can make a profit of more than 300GHS per month. This gives me the opportunity to support my financially challenged parents.

Loan Proposal

Dear lenders, you have always supported me every time I submit a loan application. For that, allow me to express my gratitude to you. I am still applying for a loan to buy glass to serve my customers in good conditions in my kiosk. There are customers who by their impressions have broken a few glass of my stocks. that's why I'm asking for the loan to buy more glass. This initiative will allow me to make a profit of about $ 5 extra per week. Thank you for your understanding and good luck to everyone in the activity he leads.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$190.00

Date disbursed

Mar 9, 2018

Repayment status

Late

Projected term

4 months

Lenders

TG

The Gwarden

Göteborg, Sweden

BrassHat

Boston, United States

johnandmoliehi

Canton, New York, United States

S

SvenWaage

Stavanger, Norway

R

Rking

Eugene, United States

M

Moonknight

Østre Gausdal, Norway

xtrahardware

Cazenovia, United States

cc5alive

Los Angeles, United States

NathanMoore

United States

S

Stephan

Netherlands

W

Wade

United States

Paul Smithson

Leeds, United Kingdom

A

Andrei

United States

Christopher Hey

Sudbury, Canada

Thomas

Sweden, Sweden

LD

Luã de Souza

Sydney, Brazil

Y

YTSJ

London, United Kingdom

S

stevensau

United States

K

Katka

St Albans, United Kingdom

V

Vidar

Oslo, Norway

P

Phips

Switzerland

I

isaac

United Kingdom

Paul Buchheit

Mountain View, United States

Ask Spuwaiba a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Spuwaiba    Mar 22, 2018

    Hello, I am happy to inform you that the market is good and I expect to repay the loan as soon.

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  • Spuwaiba    Mar 13, 2018

    Dear lenders, thank you for your trust. I just want to inform you that I received my loan. This money will allow me to pay glass for my kiosk. Thank you very much for the support.

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  • Spuwaiba    Mar 6, 2018

    I am very happy because my loan is fully funded. Dear lenders thank you very much.

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  • Spuwaiba    Dec 8, 2017

    Thank you to all lenders who support me until today. I am still asking for a new loan to increase the number of bottles of beverages I sell. thank you for everything.

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  • Spuwaiba    Dec 5, 2017

    Dear lenders, I am very happy to announce that today I have repaid the rest of my loan. If I could do it, it's because the work is going well. Thank you very much for your support. I am waiting for this refund to be registered to post a new loan application. I hope you will help me again.

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  • Spuwaiba    Dec 1, 2017

    Hello to all lenders and thank you for everything you do for me. I want to inform you that this week I sold many bottles of drinks. I realized exactly $ 77 in profits.My uncle was struggling to pay for his child's remaining tuition fees and I used $ 30 of this profit to help him.. I am very happy for that. Let me to express my gratitude also to the zidisha staff who are working very well so that we have the loans.

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  • Spuwaiba    Nov 19, 2017

    Hello to all lenders, it is to inform you that I started the diversification of the types of beverages. It helps me a lot because my income has increased since I received the loan. I say thank you and have a nice day.

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  • Spuwaiba    Oct 17, 2017

    Dear lenders,
    this is message to inform you that I received my loan today. This will allow me to diversify the types of drinks I sell. I say thank you for trust.

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  • Spuwaiba    Oct 13, 2017

    Dear lenders, thank you again for the confidence you have renewed for me. This loan will allow me to increase my income.

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  • Spuwaiba    Oct 6, 2017

    Dear lenders, the loan you gave me helped me overcome several difficulties. I was able to repay the loan in time because of the new freezer which helped me to increase my income. Thank you.

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  • Spuwaiba    Oct 5, 2017

    Hello
    I am still happy to give you the news of my work. I must confess that your help has helped me a lot. I'm really happy with you. Soon I will repay the rest of my loan without problem.
    Thanks again

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  • Spuwaiba    Sep 26, 2017

    Dear lender,
    I would like to thank you again for your support. The new freezer allowed me to increase my profits. I'm happy. That's why I want you to be aware of this progress.

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  • Spuwaiba    Sep 16, 2017

    Dear lenders
    Yesterday I was able to buy the freezer I wanted. This freezer will help me a lot. I say thank you again for the trust.

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  • Spuwaiba    Sep 1, 2017

    This is a message to let you know that I received the loan money this morning. I recall that this money will allow me to buy a new freezer. I thank you again for your support.

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  • Richard Paulin    Aug 31, 2017

    Good luck Spuwaiba. I hope all goes well and the new freezer helps your business grow.

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  • Spuwaiba    Aug 29, 2017

    The loan I had with zidisha helped me a lot in my business. I was able to buy the glass cups I wanted to serve my customers in the best conditions. During this period, other clients trusted me. Besides, I bought a lot of things I needed. Honestly the previous loan helped me a lot. Thus, I renew my thanks to the lenders and all those who work for zidsha.

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  • Spuwaiba    Aug 23, 2017

    Hello dear lenders
    It is with pleasure that I inform you that everything is going well in my work. Until now, I make my repayments without problem. I will soon finish the refund. All this is made possible because of your support. I say infinitely thank you.

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  • Spuwaiba    Aug 15, 2017

    It is always with pleasure that I write zidhsa to inform the lenders of the evolution of my activities. This week was very good for me. I sold a lot of drinks to customers. A young person came to organize the celebration of his thirtieth birthday in my place of work. This allowed me to realize a 300GHS profit in one day. I am very happy. That is why I am writing this morning to inform you of the good news. I think with that, I'll pay my loan with zidisha without problem. Thank you for your attention.

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  • Spuwaiba    Aug 8, 2017

    It is a pleasure to meet you with the progress of my work. Currently I sell all my products without problem and all my clients are very happy. Last month I had a profit of $ 150. All this is made possible because of your support.

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  • Spuwaiba    Jul 18, 2017

    I received the exact amount I requested with zidisha. This money will allow me to buy glass cups to better serve my customers. I say thank you very sincerely and I hope that this relationship of trust goes on forever.

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