Name
Joshua
Member since
September 2015
On-time repayments
135 installments • 56%
I am a Ghanaian by birth. I had my elementary education at a village called Asuokor where i attended Primary and Middle School. I lost my father when i was in Middle school. I was not discouraged .In form three, i sat for common entrance examination and became first in my school that year in English. I was able to gain admission to secondary in 1990 school through my elder brother who paid for for my admission fee. In school i was able to learn had and became first in my class. That offered me an opportunity to get a merit scholarship which i held unto until i completed school in 1994. After school i was not ale to pass mathematics so i stayed at home for two years and worked for money to be able to register math. By the grace of God, i passed at the second attempt and went to Teacher Training College and came out as a professional teacher. After confirmation as a teacher in 2000 i was posted to a village. My country Ghana is a peaceful one. The challenge the youth have is unemployment. The country has a full potential for agriculture.
Apart from being a teacher, i have learned to become a taxi driver. I do this business after school every afternoon to supplement my income. n a day i could earn about $ 10 for five days all things being equal. So in all i earn about $200 in a month. My net monthly salary is $200. I chose taxi business because it offers ready cash. As soon as passengers alight they pay their fare. Many people in Ghana do not own their own private cars so a great number of the patrol taxis.I use the profit to cater for my little daughter's education. I do some money for future to be able to purchase a ford transit bus in the near future. I intern to use this loan am applying for to repair another taxi and give to a driver to use.In terest rate in Ghana is very high ranging from 27 % to 35%. That is why i am happy to benefit from Zidisha loans.
This loan is to buy a new opel engine, and a cabulator to be able to do taxi business and earn daily income to meet all my responsibilities and make a happy home.My daily income will increase because i do not have to spend my business time always in a mechanic shop for repairs.At least i can make about$15 profit daily.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$389.00
Date disbursed
Jun 28, 2016
Repayment status
On Time
Projected term
9 months
Other loans
Amount repaid
$408.42
Amount remaining
$0.00
Date repaid
Apr 15, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 10, 2016 | $12.92 | Jul 10, 2016 | $12.92 |
Jul 17, 2016 | $12.92 | Jul 17, 2016 | $12.92 |
Jul 24, 2016 | $12.92 | Jul 24, 2016 | $12.92 |
Jul 31, 2016 | $12.92 | Jul 31, 2016 | $12.92 |
Aug 7, 2016 | $12.92 | Aug 14, 2016 | $12.92 |
Aug 14, 2016 | $12.92 | Aug 21, 2016 | $12.92 |
Aug 21, 2016 | $12.92 | Aug 31, 2016 | $12.92 |
Aug 28, 2016 | $12.92 | Sep 4, 2016 | $12.92 |
Sep 4, 2016 | $12.92 | Sep 11, 2016 | $12.92 |
Sep 11, 2016 | $12.92 | Sep 18, 2016 | $12.92 |
Sep 18, 2016 | $12.92 | Sep 25, 2016 | $12.92 |
Sep 25, 2016 | $12.92 | Oct 2, 2016 | $12.92 |
Oct 2, 2016 | $0.00 | ||
Oct 9, 2016 | $5.17 | Oct 9, 2016 | $5.17 |
Oct 16, 2016 | $5.17 | Oct 16, 2016 | $5.17 |
Oct 23, 2016 | $5.17 | Oct 23, 2016 | $5.17 |
Oct 30, 2016 | $5.17 | Nov 3, 2016 | $5.17 |
Nov 6, 2016 | $5.17 | Nov 12, 2016 | $5.17 |
Nov 13, 2016 | $5.17 | Nov 13, 2016 | $5.17 |
Nov 20, 2016 | $5.17 | Nov 21, 2016 | $5.17 |
Nov 27, 2016 | $5.17 | Nov 27, 2016 | $5.17 |
Dec 4, 2016 | $5.17 | Dec 4, 2016 | $5.17 |
Dec 11, 2016 | $5.17 | Dec 11, 2016 | $5.17 |
Dec 18, 2016 | $5.17 | Dec 18, 2016 | $5.17 |
Dec 25, 2016 | $5.17 | Dec 28, 2016 | $5.17 |
Jan 1, 2017 | $5.17 | Jan 2, 2017 | $5.17 |
Jan 8, 2017 | $5.17 | Jan 8, 2017 | $0.26 |
Jan 8, 2017 | $4.91 | ||
Jan 15, 2017 | $5.17 | Jan 8, 2017 | $0.26 |
Jan 22, 2017 | $4.91 | ||
Jan 22, 2017 | $5.17 | Jan 22, 2017 | $0.26 |
Jan 31, 2017 | $4.91 | ||
Jan 29, 2017 | $5.17 | Jan 31, 2017 | $0.26 |
Feb 1, 2017 | $4.91 | ||
Feb 5, 2017 | $5.17 | Feb 1, 2017 | $0.26 |
Feb 9, 2017 | $4.91 | ||
Feb 12, 2017 | $5.17 | Feb 9, 2017 | $0.26 |
Feb 12, 2017 | $4.91 | ||
Feb 19, 2017 | $5.17 | Feb 12, 2017 | $0.26 |
Mar 4, 2017 | $4.91 | ||
Feb 26, 2017 | $5.17 | Mar 4, 2017 | $0.26 |
Mar 9, 2017 | $4.91 | ||
Mar 5, 2017 | $5.17 | Mar 9, 2017 | $0.26 |
Mar 12, 2017 | $4.91 | ||
Mar 12, 2017 | $5.17 | Mar 12, 2017 | $0.26 |
Mar 12, 2017 | $4.91 | ||
Mar 19, 2017 | $0.26 | Mar 12, 2017 | $0.26 |
Mar 26, 2017 | $38.75 | Mar 19, 2017 | $38.75 |
Apr 2, 2017 | $38.75 | Mar 31, 2017 | $38.75 |
Apr 9, 2017 | $56.83 | Apr 2, 2017 | $25.83 |
Apr 12, 2017 | $25.83 | ||
Apr 15, 2017 | $5.17 |
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