Loan to buy Opel engine for my taxi

Joshua

Sunyani, Ghana

100% repaid

Entrepreneur

Name

Joshua

Member since

September 2015

On-time repayments

135 installments  •  56%

About Me

I am a Ghanaian by birth. I had my elementary education at a village called Asuokor where i attended Primary and Middle School. I lost my father when i was in Middle school. I was not discouraged .In form three, i sat for common entrance examination and became first in my school that year in English. I was able to gain admission to secondary in 1990 school through my elder brother who paid for for my admission fee. In school i was able to learn had and became first in my class. That offered me an opportunity to get a merit scholarship which i held unto until i completed school in 1994. After school i was not ale to pass mathematics so i stayed at home for two years and worked for money to be able to register math. By the grace of God, i passed at the second attempt and went to Teacher Training College and came out as a professional teacher. After confirmation as a teacher in 2000 i was posted to a village. My country Ghana is a peaceful one. The challenge the youth have is unemployment. The country has a full potential for agriculture.

My Business

Apart from being a teacher, i have learned to become a taxi driver. I do this business after school every afternoon to supplement my income. n a day i could earn about $ 10 for five days all things being equal. So in all i earn about $200 in a month. My net monthly salary is $200. I chose taxi business because it offers ready cash. As soon as passengers alight they pay their fare. Many people in Ghana do not own their own private cars so a great number of the patrol taxis.I use the profit to cater for my little daughter's education. I do some money for future to be able to purchase a ford transit bus in the near future. I intern to use this loan am applying for to repair another taxi and give to a driver to use.In terest rate in Ghana is very high ranging from 27 % to 35%. That is why i am happy to benefit from Zidisha loans.

Loan Proposal

This loan is to buy a new opel engine, and a cabulator to be able to do taxi business and earn daily income to meet all my responsibilities and make a happy home.My daily income will increase because i do not have to spend my business time always in a mechanic shop for repairs.At least i can make about$15 profit daily.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$389.00

Date disbursed

Jun 28, 2016

Repayment status

On Time

Projected term

9 months

Lenders

H

Heja

Hamburg, Germany

C

Christian

Saarbruecken, Germany

mbunifu

San Jose, United States

AdamP

Sunnyvale, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

D

drjofleming

UK, United Kingdom

DeanDropshot

Oslo, Norway

A

anonymus

Moon, United States

J

JakeA

Wellington, New Zealand

C

cjmenchaca

Austin, United States

tmisch

San Jose, California, United States

J

Jessica

Patagonia, Argentina

B

blahblah

Nuernberg, Germany

B

briansedz

Canton, Ohio, United States

A

anonymous123

United States

S

SeanWolfPack

Raleigh, United States

indeh

London, United Kingdom

Cloudways

Malta, Malta

R

rholden

glen iris, Australia

RobinW

Bonn, Germany

X

xaphoon

angouleme, France

R

randy98109

Seattle, United States

ads68

Melbourne, Australia

P

Prysdahl

Marshall, United States

Ellie

Urbana, United States

I

ijerkov

Zagreb, Croatia

E

erogers

Vancouver, Canada

M

mkellerman

Shanghai, China

JC

Jordi Cohen

New York, NY, United States

fairspirit

Utrecht, Netherlands

K

KnutG

Bergen, Norway

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Zal0m0n

Atlantis!!!! x), Mauritania

B

Bokolo

Leeds, United Kingdom

gseletko

South Perth, Australia

H

Habroukema

Austin, United States

Matthieu

Switzerland, France

H

harrymore

Townsville, Australia

xtrahardware

Cazenovia, United States

L

Lennert

Alphen aan den Rijn, Netherlands

Jamesaubrey

Norman, United States

C

Clben7

Cincinnati, United States

dlpringle

Denver, United States

Y

Yasmine

Edinburgh, United Kingdom

G

GanSatya

United States

sderickson

Berkeley, CA, United States

T

thebonseung

Republic of Korea

E

elhh82

Petaling Jaya, Malaysia

pvilliger

Zurich, Switzerland

D

Donh419

United States

M

meric

Australia

A

ajayhk

San Jose, United States

K

kalei

Germany

J

jbhernan

United States

mepster

San Francisco, Ca, United States

B

bscent

Hong Kong

A

AlphaAres

Azerbaijan

AndrewNeu

Ho Chi Minh, Vietnam

G

Gavin

New Zealand

Lisbeth

Perth, Australia

M

Mkaput926

United States

J

JonAlec

United States

D

Desteli

United States

H

HLCharityFund

United Kingdom

P

pfeng

United States

Grant Xavier Storer

Seattle, Wa, United States

Loungin

United States

K

Keith

Luxembourg

Hoops

United States

N

Nicole

Pittsburgh, United States

A

aajmp

United States

R

Rajendra

Jamkhed 413201 Maharashtr, India

A

amarzaidi1995

United Kingdom

B

beegkitty

United States

EightRiversCapital

Stamford, Ct, United States

reluck

Marseille, France, France

LB

Luke Brown

United States

KM

KHS Microfinance

Tampa, United States

ZH

zoe henley

United Kingdom

Gab

Singapore

Amina Ebrahim

South Africa

MW

Matt Willis

United States

W

Wade

United States

Elly

Woudrichem, United Kingdom

JS

Johan Steen

Malmö, Sweden

Kevin

San Francisco, United States

Oliver Hasenberg

Iserlohn, Germany

Marcus M

San Antonio, Texas, United States

KA

Kripa Aryal

United States

CNV

United States

RM

Robert Mulley

United States

BB

Ben Bellows

United States

P

patricio

Yorba Linda, Ca, United States

Aran Dunlop

United States

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

Diego

Monza, Italy

Eugen Stamm

Zurich, Switzerland

LF

Lee Fisher

United States

WS

william smith

United States

Dan Michael

Oslo, Norway

MG

Michael Guthrie

United Kingdom

SB

Sue Bucholz

Sacramento, United States

I

ixeldog

atlanta, United States

Sinan Taifour

Munich, Germany, Germany

DF

D F

United States

E

El

United States

G

Gary

United States

J

Jon

United States

Andreas

Black Forest, Germany

WS

Warren Shen

United States

Marius Lohri

Switzerland

R

Robert

Chicago, United States

Megan Strickland

Los Angeles, United States

KS

Kapil Sawlani

United States

RG

Ryan Gough

United States

AD

Amy Dinh

United States

A

Anonymous

United States

SM

Sanjana M

United States

A

Anonymous

United States

R

Raffins

United States

Ask Joshua a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$408.42

Amount remaining

$0.00

Date repaid

Apr 15, 2017

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Jul 10, 2016 $12.92 Jul 10, 2016 $12.92
Jul 17, 2016 $12.92 Jul 17, 2016 $12.92
Jul 24, 2016 $12.92 Jul 24, 2016 $12.92
Jul 31, 2016 $12.92 Jul 31, 2016 $12.92
Aug 7, 2016 $12.92 Aug 14, 2016 $12.92
Aug 14, 2016 $12.92 Aug 21, 2016 $12.92
Aug 21, 2016 $12.92 Aug 31, 2016 $12.92
Aug 28, 2016 $12.92 Sep 4, 2016 $12.92
Sep 4, 2016 $12.92 Sep 11, 2016 $12.92
Sep 11, 2016 $12.92 Sep 18, 2016 $12.92
Sep 18, 2016 $12.92 Sep 25, 2016 $12.92
Sep 25, 2016 $12.92 Oct 2, 2016 $12.92
Oct 2, 2016 $0.00
Oct 9, 2016 $5.17 Oct 9, 2016 $5.17
Oct 16, 2016 $5.17 Oct 16, 2016 $5.17
Oct 23, 2016 $5.17 Oct 23, 2016 $5.17
Oct 30, 2016 $5.17 Nov 3, 2016 $5.17
Nov 6, 2016 $5.17 Nov 12, 2016 $5.17
Nov 13, 2016 $5.17 Nov 13, 2016 $5.17
Nov 20, 2016 $5.17 Nov 21, 2016 $5.17
Nov 27, 2016 $5.17 Nov 27, 2016 $5.17
Dec 4, 2016 $5.17 Dec 4, 2016 $5.17
Dec 11, 2016 $5.17 Dec 11, 2016 $5.17
Dec 18, 2016 $5.17 Dec 18, 2016 $5.17
Dec 25, 2016 $5.17 Dec 28, 2016 $5.17
Jan 1, 2017 $5.17 Jan 2, 2017 $5.17
Jan 8, 2017 $5.17 Jan 8, 2017 $0.26
Jan 8, 2017 $4.91
Jan 15, 2017 $5.17 Jan 8, 2017 $0.26
Jan 22, 2017 $4.91
Jan 22, 2017 $5.17 Jan 22, 2017 $0.26
Jan 31, 2017 $4.91
Jan 29, 2017 $5.17 Jan 31, 2017 $0.26
Feb 1, 2017 $4.91
Feb 5, 2017 $5.17 Feb 1, 2017 $0.26
Feb 9, 2017 $4.91
Feb 12, 2017 $5.17 Feb 9, 2017 $0.26
Feb 12, 2017 $4.91
Feb 19, 2017 $5.17 Feb 12, 2017 $0.26
Mar 4, 2017 $4.91
Feb 26, 2017 $5.17 Mar 4, 2017 $0.26
Mar 9, 2017 $4.91
Mar 5, 2017 $5.17 Mar 9, 2017 $0.26
Mar 12, 2017 $4.91
Mar 12, 2017 $5.17 Mar 12, 2017 $0.26
Mar 12, 2017 $4.91
Mar 19, 2017 $0.26 Mar 12, 2017 $0.26
Mar 26, 2017 $38.75 Mar 19, 2017 $38.75
Apr 2, 2017 $38.75 Mar 31, 2017 $38.75
Apr 9, 2017 $56.83 Apr 2, 2017 $25.83
Apr 12, 2017 $25.83
Apr 15, 2017 $5.17

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