Livestock farming (cows and chickens) & growing vegetables

James Orina

Kereba Village, Kenya

100% repaid

Entrepreneur

Name

James Orina

Location

Kereba Village, Kenya

On-time repayments

169 weekly installments  •  11%

About Me

I was born in Kereba Village, Kisii county in 1988,went to Ekerubo CCF primary school for primary education and later Kanga High School for secondary education. Finally I went to college for business management but got it hard to secure a sustaining job in this developing country.
I am happily married with two kids Ryan and Dylan.
Due to hardship in getting basic needs, I had been introduced to agribusiness by my parents who always taught us to be self defendant through small projects and the only available resource was fertile soil.
Through seminars and workshops i have gained skills to boost my projects.

Where a live people are friendly and form 50% of my market. It has as well given me an opportunity to be their mentor making me more passionate and gaining more insight to agribusiness.
My projects supports my young family on basic needs and school fees. The community as well benefits on nutritional value as well as learning how to run their own through me.
I want my children to get good education that can transform the society and their individual lives. So part of my profits go for their education and insurance premiums for their education .
My Hobby is reading empowerment and motivational business journals.

My Business

My business is registered as ZEDOMAX ENTERPRISE. It primarily majors in agribusiness and my products are kales, cabbage, onions, spinach, local nutritional vegetables, poultry and one dairy cow.
On poultry my main products are eggs and indigenous broilers chicken.
My business has ready market that is 45% within the village and 55% in the surrounding small markets and institutions like schools and hospitals.

The typical costs are; cost for seeds, manure, farm chemicals, poultry feeds, periodic poultry medication and vaccination program.

My revenues are sale of farm produce and poultry products.

My profits are used as 35% family up keep and preschool fees for my sons, 15% plough back to expand the projects, 20% Zidisha loan repayment, 15% savings and 15% diversification.

As part of diversification I am improving my small dairy project as well as doing dairy fodder for sale due to the demand within.

Loan Proposal

I will spend $ 91 on buying pesticides for my vegetables.
I will spend the remaining $ 100 to purchase fertilizers.
After this investment i will realize increased production. From this my community will have plenty of food from my farm. I will also be able to employ a few youths and women.
I expect my profits to raise by 70%. I will use the raised income in reinvestment and expansion of my firm, meet my family needs, support women groups and youth groups.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$199.04

Date disbursed

Oct 20, 2015

Repayment status

On Time

Projected term

52 months

Cost to entrepreneur

Service fee: $9.95

Upon joining Zidisha, James paid a lifetime membership fee of $8.86.

James opted to pay $119.61 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

Other loans

Lenders

PG

Paul Graham

United States

Ask James a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$208.99

Amount remaining

$0.00

Date repaid

Oct 31, 2018

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Nov 1, 2015 $15.00 Dec 11, 2015 $15.00
Nov 8, 2015 $0.00
Nov 15, 2015 $0.00
Nov 22, 2015 $0.00
Nov 29, 2015 $0.00
Dec 6, 2015 $0.00
Dec 13, 2015 $0.00
Dec 20, 2015 $10.00 Dec 19, 2015 $10.00
Dec 27, 2015 $10.00 Dec 24, 2015 $10.00
Jan 3, 2016 $10.00 Dec 24, 2015 $10.00
Jan 10, 2016 $1.00 Mar 3, 2017 $1.00
Jan 17, 2016 $0.00
Jan 24, 2016 $0.00
Jan 31, 2016 $0.00
Feb 7, 2016 $0.00
Feb 14, 2016 $0.00
Feb 21, 2016 $0.00
Feb 28, 2016 $0.00
Mar 6, 2016 $0.00
Mar 13, 2016 $0.00
Mar 20, 2016 $0.00
Mar 27, 2016 $0.00
Apr 3, 2016 $0.00
Apr 10, 2016 $0.00
Apr 17, 2016 $0.00
Apr 24, 2016 $0.00
May 1, 2016 $0.00
May 8, 2016 $0.00
May 15, 2016 $0.00
May 22, 2016 $0.00
May 29, 2016 $0.00
Jun 5, 2016 $0.00
Jun 12, 2016 $0.00
Jun 19, 2016 $0.00
Jun 26, 2016 $0.00
Jul 3, 2016 $0.00
Jul 10, 2016 $0.00
Jul 17, 2016 $0.00
Jul 24, 2016 $0.00
Jul 31, 2016 $0.00
Aug 7, 2016 $0.00
Aug 14, 2016 $0.00
Aug 21, 2016 $0.00
Aug 28, 2016 $0.00
Sep 4, 2016 $0.00
Sep 11, 2016 $0.00
Sep 18, 2016 $0.00
Sep 25, 2016 $0.00
Oct 2, 2016 $0.00
Oct 9, 2016 $0.00
Oct 16, 2016 $0.00
Oct 23, 2016 $0.00
Oct 30, 2016 $0.00
Nov 6, 2016 $0.00
Nov 13, 2016 $0.00
Nov 20, 2016 $0.00
Nov 27, 2016 $0.00
Dec 4, 2016 $0.00
Dec 11, 2016 $0.00
Dec 18, 2016 $0.00
Dec 25, 2016 $0.00
Jan 1, 2017 $0.00
Jan 8, 2017 $0.00
Jan 15, 2017 $0.00
Jan 22, 2017 $0.00
Jan 29, 2017 $0.00
Feb 5, 2017 $0.00
Feb 12, 2017 $0.00
Feb 19, 2017 $0.00
Feb 26, 2017 $0.00
Mar 5, 2017 $0.00
Mar 12, 2017 $2.00 Mar 14, 2017 $2.00
Mar 19, 2017 $2.00 Mar 14, 2017 $2.00
Mar 26, 2017 $2.00 Mar 14, 2017 $2.00
Apr 2, 2017 $2.00 Apr 1, 2017 $2.00
Apr 9, 2017 $2.00 Apr 1, 2017 $2.00
Apr 16, 2017 $2.00 Apr 12, 2017 $2.00
Apr 23, 2017 $2.00 Apr 12, 2017 $2.00
Apr 30, 2017 $2.00 Apr 28, 2017 $2.00
May 7, 2017 $2.00 May 9, 2017 $2.00
May 14, 2017 $2.00 May 9, 2017 $2.00
May 21, 2017 $2.00 Oct 19, 2018 $2.00
May 28, 2017 $2.00 Oct 19, 2018 $2.00
Jun 4, 2017 $2.00 Oct 19, 2018 $2.00
Jun 11, 2017 $2.00 Oct 19, 2018 $2.00
Jun 18, 2017 $2.00 Oct 19, 2018 $2.00
Jun 25, 2017 $0.00
Jul 2, 2017 $0.00
Jul 9, 2017 $0.00
Jul 16, 2017 $0.00
Jul 23, 2017 $0.00
Jul 30, 2017 $0.00
Aug 6, 2017 $0.00
Aug 13, 2017 $0.00
Aug 20, 2017 $0.00
Aug 27, 2017 $0.00
Sep 3, 2017 $0.00
Sep 10, 2017 $0.00
Sep 17, 2017 $0.00
Sep 24, 2017 $0.00
Oct 1, 2017 $0.00
Oct 8, 2017 $0.00
Oct 15, 2017 $0.00
Oct 22, 2017 $0.00
Oct 29, 2017 $0.00
Nov 5, 2017 $0.00
Nov 12, 2017 $0.00
Nov 19, 2017 $0.00
Nov 26, 2017 $0.00
Dec 3, 2017 $0.00
Dec 10, 2017 $0.00
Dec 17, 2017 $0.00
Dec 24, 2017 $0.00
Dec 31, 2017 $0.00
Jan 7, 2018 $0.00
Jan 14, 2018 $0.00
Jan 21, 2018 $0.00
Jan 28, 2018 $0.00
Feb 4, 2018 $0.00
Feb 11, 2018 $0.00
Feb 18, 2018 $0.00
Feb 25, 2018 $0.00
Mar 4, 2018 $0.00
Mar 11, 2018 $0.00
Mar 18, 2018 $0.00
Mar 25, 2018 $0.00
Apr 1, 2018 $0.00
Apr 8, 2018 $0.00
Apr 15, 2018 $0.00
Apr 22, 2018 $0.00
Apr 29, 2018 $0.00
May 6, 2018 $0.00
May 13, 2018 $0.00
May 20, 2018 $0.00
May 27, 2018 $0.00
Jun 3, 2018 $0.00
Jun 10, 2018 $0.00
Jun 17, 2018 $0.00
Jun 24, 2018 $0.00
Jul 1, 2018 $0.00
Jul 8, 2018 $0.00
Jul 15, 2018 $0.00
Jul 22, 2018 $0.00
Jul 29, 2018 $0.00
Aug 5, 2018 $0.00
Aug 12, 2018 $0.00
Aug 19, 2018 $0.00
Aug 26, 2018 $0.00
Sep 2, 2018 $0.00
Sep 9, 2018 $0.00
Sep 16, 2018 $0.00
Sep 23, 2018 $0.00
Sep 30, 2018 $0.00
Oct 7, 2018 $0.00
Oct 14, 2018 $0.00
Oct 21, 2018 $0.00
Oct 28, 2018 $0.00
Nov 4, 2018 $0.00
Nov 11, 2018 $0.00
Nov 18, 2018 $0.00
Nov 25, 2018 $0.00
Dec 2, 2018 $0.00
Dec 9, 2018 $0.00
Dec 16, 2018 $0.00
Dec 23, 2018 $0.00
Dec 30, 2018 $0.00
Jan 6, 2019 $0.00
Jan 13, 2019 $0.00
Jan 20, 2019 $0.00
Jan 27, 2019 $0.00
Feb 3, 2019 $0.00
Feb 10, 2019 $0.00
Feb 17, 2019 $0.00
Feb 24, 2019 $0.00
Mar 3, 2019 $0.00
Mar 10, 2019 $0.00
Mar 17, 2019 $0.00
Mar 24, 2019 $0.00
Mar 31, 2019 $0.00
Apr 7, 2019 $0.00
Apr 14, 2019 $0.00
Apr 21, 2019 $0.00
Apr 28, 2019 $0.00
May 5, 2019 $0.00
May 12, 2019 $0.00
May 19, 2019 $0.00
May 26, 2019 $0.00
Jun 2, 2019 $0.00
Jun 9, 2019 $0.00
Jun 16, 2019 $0.00
Jun 23, 2019 $0.00
Jun 30, 2019 $0.00
Jul 7, 2019 $0.00
Jul 14, 2019 $0.00
Jul 21, 2019 $0.00
Jul 28, 2019 $0.00
Aug 4, 2019 $0.00
Aug 11, 2019 $0.00
Aug 18, 2019 $0.00
Aug 25, 2019 $0.00
Sep 1, 2019 $0.00
Sep 8, 2019 $0.00
Sep 15, 2019 $0.00
Sep 22, 2019 $0.00
Sep 29, 2019 $0.00
Oct 6, 2019 $0.00
Oct 13, 2019 $0.00
Oct 20, 2019 $0.00
Oct 27, 2019 $0.00
Nov 3, 2019 $0.00
Nov 10, 2019 $0.00
Nov 17, 2019 $0.00
Nov 24, 2019 $0.00
Dec 1, 2019 $0.00
Dec 8, 2019 $0.00
Dec 15, 2019 $0.00
Dec 22, 2019 $0.00
Dec 29, 2019 $0.00
Jan 5, 2020 $0.00
Jan 12, 2020 $0.00
Jan 19, 2020 $0.00
Jan 26, 2020 $0.00
Feb 2, 2020 $0.00
Feb 9, 2020 $0.00
Feb 16, 2020 $132.99 Oct 19, 2018 $10.00
Oct 25, 2018 $8.40
Oct 26, 2018 $40.00
Oct 29, 2018 $10.70
Oct 30, 2018 $40.00
Oct 30, 2018 $6.50
Oct 31, 2018 $17.39

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