A loan to pay laborers engaged and the transporter as well

Ruth Komlah

Buipe, Ghana

100% repaid

Entrepreneur

Name

Ruth Komlah

Member since

October 2016

On-time repayments

156 installments  •  41%

About Me

I am in the person of Ruth Komlah from Buipe in the Northern region of Ghana. I am a mother of 5 Children and a husband. I work and live in Buipe with all my family. My parents are Mr and Mrs Komlah of Kamira Brracks, Tamale . I am a business woman and a farmer as well and has been in business most especially buying and selling of red tomatoes. I started as a farmer in the early days , Even though I had my education well but I always and will still prefer doing business than being a government worker. This is all due to the fact that the work and gains from businesses is quite good and comfortable than the government worker because you may not be tied to one corner job at all.
But here with business, one is able to get some gains from the fruits of her labor.
I have been a devoted business woman and a farmer farming and selling of these tomatoes for both local and for industrial consumption.

My Business

The tomatoes business is good and they really make a good yield more often . More a times my harvest goes into the feeding of some infants industries here in Ghana. I make considerably good profit ranging from 2300.00 GHS to 4800.00 GHS per week. This idea indeed came as a dream when i actively took into buying some of the tomatoes for sale by my self and until I gradually started sowing and selling it out myself to large number of buyers. The tomato production has help serve as a source of income for most of us. Despite all the numerous benefits from the crop, We are face with so many challenges, some of the challenges faced are the, post-harvest, and marketing cost that we usually encounter.So due to this it has indeed affected my small holdings and that is serving as a pull factor. I wish to post a loan application here for some funds to help address the challenge in which I am currently facing . Cost of transporting the fresh tomatoes to the market is a budget on my head for my next harvest and I will be hiring a truck to carry all my harvest to the market centers and base on this I will need some funds to pay for this transport cost.

Loan Proposal

I will need this loan again to help me harvest about a 4 acre land of cultivated tomatoes farm. In the first instance my lenders help made it simple for me in the pre and post harvest.

Apparently i raise some beds and they are now due to be harvested. I wish if my lenders will help me organize another laborers and also help me pay the transporter who will be conveying all this farm produce to the market centers. It is Christmas festive and the market is really catching up very fast. Kindly help crowned me with this support to achieve the ultimate.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$158.36

Date disbursed

Jan 17, 2017

Repayment status

On Time

Projected term

61 months

Cost to entrepreneur

Service fee: $4.18

Lenders

Emma

Australia

John Minges

United States

MS

Mike Sutherland

United Kingdom

AS

Aida Smith

United States

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

Katja

Switzerland

KN

Kevin N

Cleveland, Ohio, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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  • Ruth Komlah    Dec 20, 2017

    I will readjust my repayment.

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  • Ruth Komlah    Dec 2, 2017

    thank you so much my lenders for the funds , in these instance i have now been able to fully pay all the laborers and the transport cost as well. God bless you all.

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  • Ruth Komlah    Nov 11, 2017

    I am very happy that after this long stressful moments of funding my loan had finally been approved and fully funded.
    Funding had been slow but my lenders had made me proud.
    God bless you all. This will support my business.

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  • Ruth Komlah    Nov 2, 2017

    Zidisha makes it possible and simple for us to borrow loans that had significant impact and improvement in our business and i must say i am happy to be a beneficiary of such wonderful experience. I harvested my crop and was able to make a sale of 3500 GHs which translates to 820 USD profit. Thanks to zidisha.

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  • Ruth Komlah    Feb 28, 2017

    I will reduce my repayment

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  • Ruth Komlah    Jan 30, 2017

    I will like to reduce my payment in order to make room for growth.

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  • Ruth Komlah    Jan 20, 2017

    tnx to all my lenders for the great support you've given me. I wish to say that i have finally receive the funds and am i saying thanks so much and AYEEKO !

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  • Ruth Komlah    Jan 14, 2017

    It has been 2 weeks since my loan was confirmed and i still do not hear anything. My good lenders kindly help me out.

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  • Ruth Komlah    Jan 2, 2017

    It is with great pleasure and a good new year to see my lenders pulled up this support for me i am very grateful for all that they have done for me in this loan.

    God bless them.

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  • Ruth Komlah    Dec 29, 2016

    tnx so much my lenders for your gradual support.

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  • Ruth Komlah    Dec 20, 2016

    Many problems did occur during and after the harvest. But had it not been the merciful efforts and support by my lenders i think i would have been down by now in business.

    My first loan really help me paid off all my laborers and including the transporter too. They really did their best in bringing this goods to the market centers with ease and i therefore thank all my lenders for the support done me.
    God bless you all.

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  • Ruth Komlah    Dec 14, 2016

    i wish to adjust my payment.

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  • Ruth Komlah    Oct 6, 2016

    I wish to use this funds to organize two trucks to help in conveying my fresh vegetable crop from the farm gate to the marketable centers. I however wish also to thank all the lenders here for funding me this project.
    I however remain grateful to this .

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