Nakuru Town, Kenya
8 weekly installments • 25%
I am a Kenyan citizen, East Africa.I received my education, both primary and secondary education in my rural village.Life was a challenge growing up and things were not easy on us.The struggle for survival was all we focused on each and every day.School fees problems, as well as proper healthcare, was a big challenge while growing up.I worked extra hard in school in order to achieve the best that I could.I settled down on my farm after my university studies to start farming.I began my farming business from a bank loan.My land has good climatic conditions which are wet and thus suitable for farming.My children would like to have good jobs in their future.My unique pastime is reading novels, agricultural journals and advising my children.I also love cooking as my hobby and storytelling.
I am a coffee farmer and that is my main source of income.I grow coffee on large trucks of lands.I sell my coffee products to coffee manufacturing companies, local markets as well as in the neighboring countries.My coffee products or rather this business is on a very high demand because of the quality of coffee that I offer I produce.My coffee is of the top best quality and many factories and markets prefer my coffee, therefore, making it be a very great demand.I also produce coffee in bulk.I am a heavy grower and therefore the supply of my coffee is constant and on very large tonnes thus the companies trust me.I choose this business out of the love for farming, I grew up farming and therefore farming is all that I needed while growing up.I do not have any specific typical costs since the business is run on varying amounts depending on the seasons.I save my profits, invest some portion back to the business and educate my children.I also use the profits to reinvest in the business and thus expand it to become more profitable and thrive.
I will purchase brand new tires for my tractor.It is grounded now and i am not able to purchase new tires for it because i lack enough funds to get new once.This loan will therefore help me bring it back to its normal operations and it will be a great boost to my business because the new tires will enable the tractor operate smoothly and every farming activities such as tilling will be done timely.I will benefit from this loan and i expect my profits to improve greatly and my income to improve.
Nov 30, 2017
Cost to entrepreneur
Service fee: $6.88
Johana opted to pay $114.90 into the Zidisha Members Loan Fund in return for a higher starting credit limit.