Charity
Sunyani, Ghana
100% repaid
Name
Charity
Member since
January 2015
On-time repayments
359 installments • 59%
About Me
I am Charity Asoelaa,26 years old, am married with a child and I live in Sunyani I finished high School With good grades but cold not go to the University because of finance. So I have started a clothing and bags business.
My Passion is in entrepreneurship and because of that, I have started this clothing business , I love doing business and feel so fulfilled when I am in business.
I love soccer and an ardent lover of business documentaries. I equally love reading business Inspirational books and listening to business tapes.In fact, I have come very far from being the struggle in poverty as an orphan , therefore I am not relenting to achieve my desired dream by owning a group of companies.
I believe in the possibility theory. But however one must always uphold the virtues of honesty, sincerity, genuineness and trustworthiness .
l am into the sale of clothing and bags that is all categories of bags and clothing which are of higher demand.
The goods are useful and of hire demand because they are goods of necessity which human cannot do without. This is because after eating, one must also cloth him or herself without walking naked.
I chose this type of business because it is profitable and are not perishable .
The typical cost of the goods are the purchasing cost ,transportation cost and roaming cost to clients because i do not have a store therefore operates from the house by going to my clients .since that one involve boarding a taxi from area to another. With the current cost I incur for a consignment 400 US Dollars . 350 US Dollars is the cost of buying the goods from the distributors and then 50 US Dollars for transportation to my destination of business and delivery cost to client in their various areas .
The business is so lucrative with only 0.1% risk of some items not bought on time . Some of the goods are bought at a unit price of 10 US Dollars , 8 US Dollars, 7 US Dollars and others 5 US Dollars and 2 US Dollars.
Therefore the revenue stream is as follows; A profit of 4 and 3 US Dollars is added to each of the unit price of the good depending on the type . However The profit gain is reinvested in growing the business.
I will used the loan to purchase more stock to meet my clients demand .It will also help me complete the part of my contain build for the business.
This will in effect help me maintain my existing customers, get new clients and increase my profit level.
I shall pay this loan back as I always did
Thanks .
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,780.00
Date disbursed
Jun 12, 2017
Repayment status
On Time
Projected term
25 months
Other loans
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Amount repaid
$1,761.28
Amount remaining
$0.00
Date repaid
May 6, 2019
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jun 21, 2017 | $23.95 | Jun 21, 2017 | $23.95 |
Jun 28, 2017 | $23.95 | Jun 29, 2017 | $23.95 |
Jul 5, 2017 | $23.95 | Jul 5, 2017 | $23.95 |
Jul 12, 2017 | $23.95 | Jul 13, 2017 | $23.95 |
Jul 19, 2017 | $23.95 | Jul 19, 2017 | $23.95 |
Jul 26, 2017 | $23.95 | Jul 26, 2017 | $23.95 |
Aug 2, 2017 | $23.95 | Aug 2, 2017 | $23.95 |
Aug 9, 2017 | $23.95 | Aug 9, 2017 | $23.95 |
Aug 16, 2017 | $23.95 | Aug 17, 2017 | $23.95 |
Aug 23, 2017 | $23.95 | Aug 23, 2017 | $23.95 |
Aug 30, 2017 | $23.95 | Aug 30, 2017 | $23.95 |
Sep 6, 2017 | $23.95 | Sep 6, 2017 | $23.95 |
Sep 13, 2017 | $23.95 | Sep 13, 2017 | $23.95 |
Sep 20, 2017 | $23.95 | Sep 20, 2017 | $23.95 |
Sep 27, 2017 | $23.95 | Sep 27, 2017 | $23.95 |
Oct 4, 2017 | $23.95 | Oct 4, 2017 | $23.95 |
Oct 11, 2017 | $23.95 | Oct 11, 2017 | $23.95 |
Oct 18, 2017 | $23.95 | Oct 18, 2017 | $23.95 |
Oct 25, 2017 | $23.95 | Oct 25, 2017 | $23.95 |
Nov 1, 2017 | $23.95 | Nov 1, 2017 | $23.95 |
Nov 8, 2017 | $23.95 | Nov 9, 2017 | $23.95 |
Nov 15, 2017 | $23.95 | Nov 15, 2017 | $23.95 |
Nov 22, 2017 | $23.95 | Nov 22, 2017 | $23.95 |
Nov 29, 2017 | $23.95 | Nov 29, 2017 | $23.95 |
Dec 6, 2017 | $23.95 | Dec 7, 2017 | $23.95 |
Dec 13, 2017 | $23.95 | Dec 13, 2017 | $23.95 |
Dec 20, 2017 | $23.95 | Dec 20, 2017 | $23.95 |
Dec 27, 2017 | $23.95 | Dec 27, 2017 | $23.95 |
Jan 3, 2018 | $23.95 | Jan 3, 2018 | $23.95 |
Jan 10, 2018 | $23.95 | Jan 10, 2018 | $23.95 |
Jan 17, 2018 | $23.95 | Jan 17, 2018 | $23.95 |
Jan 24, 2018 | $23.95 | Jan 25, 2018 | $23.95 |
Jan 31, 2018 | $23.95 | Jan 31, 2018 | $23.95 |
Feb 7, 2018 | $23.95 | Jan 31, 2018 | $0.24 |
Feb 9, 2018 | $23.71 | ||
Feb 14, 2018 | $23.95 | Feb 9, 2018 | $0.24 |
Feb 15, 2018 | $23.71 | ||
Feb 21, 2018 | $23.95 | Feb 15, 2018 | $0.24 |
Feb 22, 2018 | $23.71 | ||
Feb 28, 2018 | $23.95 | Feb 22, 2018 | $0.24 |
Mar 1, 2018 | $23.71 | ||
Mar 7, 2018 | $23.95 | Mar 1, 2018 | $0.24 |
Mar 10, 2018 | $23.71 | ||
Mar 14, 2018 | $23.95 | Mar 10, 2018 | $0.24 |
Mar 16, 2018 | $23.71 | ||
Mar 21, 2018 | $23.95 | Mar 16, 2018 | $0.24 |
Mar 23, 2018 | $23.71 | ||
Mar 28, 2018 | $23.95 | Mar 23, 2018 | $0.24 |
Mar 30, 2018 | $23.71 | ||
Apr 4, 2018 | $23.95 | Mar 30, 2018 | $0.24 |
Apr 6, 2018 | $23.71 | ||
Apr 11, 2018 | $0.24 | Apr 6, 2018 | $0.24 |
Apr 18, 2018 | $11.98 | Apr 15, 2018 | $11.98 |
Apr 25, 2018 | $11.98 | Apr 20, 2018 | $11.98 |
May 2, 2018 | $11.98 | Apr 27, 2018 | $11.98 |
May 9, 2018 | $11.98 | May 4, 2018 | $11.98 |
May 16, 2018 | $11.98 | May 4, 2018 | $0.24 |
May 11, 2018 | $11.74 | ||
May 23, 2018 | $0.24 | May 11, 2018 | $0.24 |
May 30, 2018 | $14.37 | May 18, 2018 | $14.37 |
Jun 6, 2018 | $14.37 | May 25, 2018 | $14.13 |
Jun 1, 2018 | $0.24 | ||
Jun 13, 2018 | $14.37 | Jun 1, 2018 | $14.13 |
Jun 9, 2018 | $0.24 | ||
Jun 20, 2018 | $14.37 | Jun 9, 2018 | $14.13 |
Jun 15, 2018 | $0.24 | ||
Jun 27, 2018 | $14.37 | Jun 15, 2018 | $14.13 |
Jun 22, 2018 | $0.24 | ||
Jul 4, 2018 | $23.95 | Jun 22, 2018 | $14.13 |
Jun 29, 2018 | $9.82 | ||
Jul 11, 2018 | $23.95 | Jun 29, 2018 | $4.55 |
Jul 7, 2018 | $19.40 | ||
Jul 18, 2018 | $23.95 | Jul 7, 2018 | $4.55 |
Jul 14, 2018 | $19.40 | ||
Jul 25, 2018 | $23.95 | Jul 14, 2018 | $6.71 |
Jul 21, 2018 | $17.25 | ||
Aug 1, 2018 | $5.27 | Jul 21, 2018 | $5.27 |
Aug 8, 2018 | $11.98 | Jul 28, 2018 | $11.98 |
Aug 15, 2018 | $11.98 | Aug 12, 2018 | $11.98 |
Aug 22, 2018 | $11.98 | Aug 19, 2018 | $11.98 |
Aug 29, 2018 | $11.98 | Aug 27, 2018 | $11.98 |
Sep 5, 2018 | $11.98 | Sep 1, 2018 | $11.98 |
Sep 12, 2018 | $23.95 | Sep 9, 2018 | $11.98 |
Sep 17, 2018 | $11.98 | ||
Sep 19, 2018 | $0.00 | ||
Sep 26, 2018 | $11.98 | Sep 23, 2018 | $11.98 |
Oct 3, 2018 | $11.98 | Oct 5, 2018 | $11.98 |
Oct 10, 2018 | $11.98 | Oct 12, 2018 | $11.98 |
Oct 17, 2018 | $11.98 | Oct 20, 2018 | $11.98 |
Oct 24, 2018 | $11.98 | Oct 26, 2018 | $11.98 |
Oct 31, 2018 | $1.20 | Oct 26, 2018 | $1.20 |
Nov 7, 2018 | $0.24 | Nov 20, 2018 | $0.24 |
Nov 14, 2018 | $0.00 | ||
Nov 21, 2018 | $0.00 | ||
Nov 28, 2018 | $0.00 | ||
Dec 5, 2018 | $0.00 | ||
Dec 12, 2018 | $0.00 | ||
Dec 19, 2018 | $0.00 | ||
Dec 26, 2018 | $0.00 | ||
Jan 2, 2019 | $0.00 | ||
Jan 9, 2019 | $0.00 | ||
Jan 16, 2019 | $0.00 | ||
Jan 23, 2019 | $0.00 | ||
Jan 30, 2019 | $0.00 | ||
Feb 6, 2019 | $0.00 | ||
Feb 13, 2019 | $11.98 | Apr 19, 2019 | $11.98 |
Feb 20, 2019 | $0.00 | ||
Feb 27, 2019 | $0.00 | ||
Mar 6, 2019 | $0.00 | ||
Mar 13, 2019 | $0.00 | ||
Mar 20, 2019 | $0.00 | ||
Mar 27, 2019 | $0.00 | ||
Apr 3, 2019 | $0.00 | ||
Apr 10, 2019 | $0.00 | ||
Apr 17, 2019 | $0.00 | ||
Apr 24, 2019 | $28.74 | Apr 19, 2019 | $4.07 |
Apr 21, 2019 | $5.03 | ||
Apr 24, 2019 | $19.64 | ||
May 1, 2019 | $28.74 | Apr 24, 2019 | $1.92 |
Apr 30, 2019 | $10.78 | ||
May 1, 2019 | $16.05 | ||
May 8, 2019 | $28.74 | May 1, 2019 | $4.31 |
May 6, 2019 | $24.43 | ||
May 15, 2019 | $28.74 | May 6, 2019 | $28.74 |
May 22, 2019 | $28.74 | May 6, 2019 | $28.74 |
May 29, 2019 | $28.74 | May 6, 2019 | $28.74 |
Jun 5, 2019 | $28.74 | May 6, 2019 | $28.74 |
Jun 12, 2019 | $28.74 | May 6, 2019 | $28.74 |
Jun 19, 2019 | $28.74 | May 6, 2019 | $28.74 |
Jun 26, 2019 | $28.74 | May 6, 2019 | $28.74 |
Jul 3, 2019 | $28.74 | May 6, 2019 | $28.74 |
Jul 10, 2019 | $28.74 | May 6, 2019 | $28.74 |
Jul 17, 2019 | $19.88 | May 6, 2019 | $19.88 |
Margaret May 29, 2017
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