A new computer for my mobile phone shop

Maurice

Embakasi, Nairobi, Kenya

100% repaid

Entrepreneur

Name

Maurice

Member since

February 2015

On-time repayments

149 installments  •  77%

About Me

Am 35 yrs kenyan born citizen from siaya county having taken my childhood primary from that locality from 1986 to 1993.Went for my secondary education from 1994 to 1997 in Nandi county.In 1999 i joined a college in Kisumu county for a diploma in electrical engineering power option.later went to look for a job that never came to be.i started a small scale business under the electronics repair in 2004,but due to global change in digital generation i had to change my carrier from radio/tv repairs to do studies on mobile telephony field of repair this led me to start a mobile phone accessories sale that led me to do hardware repairs.but because of high technology growth i intent to start doing software on same field.but financial constrains has led to decline or be slow change in this field of repairs.
In my land or rather culture i am in,that's in nairobi county bussiness is the order of the day.thus it has made more people to come from all corners of the world to venture.
My son would like to like father.A businessman in imports of electronics spares.still young but determined.
My hobby is watching football but playing candy crash my phone is my pastime activity.
If i get this loan it will help me boost my business in buying software machines.

My Business

My business is called moriphatech electronics which deals with both repairs and sales of mobile phone accessories.
Soon im intending to start a software inconjunction with the later to boost this field of communication.In this business(hardware)i deal with replacements of phone screens,touch,microphone ,earpiece,ringers,faces.sale of chargers,batteries,handfrees,memory cards,flipcovers,screen guards,usb cables among others.
These goods are in high demand because almost 60 % of the population own mobile phones thus need of repairs or replacements of faulty parts.
l chose this business because its fast moving and technology changes almost daily.
The typical cost of this business is very high but i started with as little as 50,000khs because to start this business alot of machinery,spares and suppliers is required.
Most of my profit i use facilitate the expansion of this business and saving for the future of their education

Loan Proposal

I have been doing more of hardware problems and would like to do software inconjunction.but need of computer and software boxes has been pulling me down in making both ends meet.
A computer will cost 100 dollars.This computer will make my work faster and efficient to both my clients and customers atlarge
With so much of viruses and technical hitches globally that happens to many smartphones ,this will increase my profit to a margine of 20%

Feedback

4

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Mar 4, 2015

Repayment status

On Time

Projected term

7 weeks

Lenders

F

Fleurnegra

United States

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  • Maurice    Oct 19, 2018

    Good morning lenders.it has been a while since we last had a chat. It's has not been well with me as I stated that I developed DIABETES a condition that had put me off my work due to complications. I started working again after selling all the products in one of my shops within cbd to clear a big outstanding bill I had.im now much better and my workshop within the estate has now started picking up.i will start repayments by end of the month to clear my balance of 75,600khs.please understand my situation. I depend on this business and zidisha. I know my score has detoriate but I promise to pick from where I left.sorry for inconveniences caused.

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  • Maurice    Mar 16, 2018

    Hi lenders.after a long battle with diabetes I'm now back to my normal state of life.i have reported to work place and things will start moving as it was before.im sorry I could not make payments as agreed.and sorry for inconveniences caused.

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  • Maurice    Feb 6, 2018

    Hi lenders.this is to let you know that I have been ailing of diabetes that made me not to attend to my normal schedule in doing repayments in time.but I'm now feeling much better and will try clear my due in the course of this month starting this week.sorry for inconveniences caused.thanks for your support.

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  • Maurice    Jan 25, 2018

    I love doing business with you lenders.thanks alot

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  • Maurice    Nov 20, 2017

    Hi lenders.just. despite the fact that we are experiencing difficult times in Kenya, I will still continue to repay my loans.the business is not steady but I can't complain much.

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  • Maryanne    Nov 19, 2017

    He agreed to pay the loan that despite challenges he is stable and will pay something

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  • Maurice    Oct 23, 2017

    Hi lenders.just to let you know that the business is still going on despite ups and down during this election mood.I'm happy for your support

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  • Maurice    Sep 27, 2017

    The business is doing fine despite election fever in the country Kenya. Business is down but I'm managing and can't complain because my field of business is a day to day affairs. Thanks for the support from zidisha

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  • Maurice    Aug 31, 2017

    New arrivals

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  • Maurice    Aug 13, 2017

    179, 550 KES has been received in full as per yesterday.thanks be to lenders who made sure that my loan application is funded in time.I will be buying the two machines for separating phone screens, laptop for the workshop and more accessories related to mobile phone as stated in my loan application. THANKS ONCE AGAIN

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  • Maurice    Aug 7, 2017

    Hi lenders.thanks for your support to see my business grow further. Otherwise I have a concern over the disbursement of the loan because I have not received some amounts two weeks down the line.please I can't understand why I'm being told that I have not done two weeks repayments yet the loan is not fully disbursed

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  • Maurice    Jul 17, 2017

    Just to send my sincere thanks to all my lenders who successfully funded my loan in time.This loan will help me sort out on my items I wanted to buy because the demand of my job is higher hence a my locality will also benefit on the projects I'm intending to continue on.
    I will buy laptop,screen separation machines and screens

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  • Ronald    Jul 15, 2017

    Hello Maurice, more than 1800 $ for your project is very risky for you, Zidisha and all lenders. Think about that and plan a new and smaller project. Best regards Ronald

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  • Maurice    Jul 11, 2017

    I'm really happy for all the lenders who have been by my side to reach this far.
    I'm looking forward to apply for another loan soonest.
    Thanks a lot for that support.

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  • Maurice    Jul 1, 2017

    Without you lenders I would not have gone this far.thanks all as I look forward to clear my loan

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  • Maurice    Jun 15, 2017

    Business is back as usual and my customers are back now.thanks lenders for being there for me especially when I needed you most.

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  • Maurice    May 18, 2017

    Dear lenders due to harsh economic times here in Kenya where even buying a packet of maize flour is hard to buy and so is the number of customers to my workshop.This has made my score or rather repayment be slow but im trying to make both ends meet.sorry for being slow.but now i have gsined my strength back

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  • Maurice    Mar 21, 2017

    The business is doing fine and I have just bought a hot plate for easy screen separation using the profit I have gained.
    Thanks be to lenders who made sure my loan went through.

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  • Maurice    Jan 14, 2017

    New batteries added to my workshop

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  • Maurice    Dec 18, 2016

    My motobike has started working in doing delivery.thanks to all who helped in raising my loan.Also the stock i ordered has arrived too.these will increase my sales alot.

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