Entrepreneur
Name
Charles
Member since
March 2014
On-time repayments
146 installments • 25%
About Me
My name is charles Gitonga. Am a Kenyan from Nyeri county. I currently reside in Nairobi's Umoja estate. I hold a diploma in mass communication and journalism from Nairobi Institute Of Business Studies. I am currently specializing in freelance online journalism.
I am currently working with one of the online writing platforms where I sell feature articles of different categories.Writing has always been in me and that is the reason why I chose this divide of journalism. I Also do research writing and blogging.
The earning I get from my writing has been of utmost help since I have managed to pay the part of my college fees. I am also able to fairly sustain my family and my parents as well.
My Business
I am a freelance online writer currently working with iwriter.com. I have been in this job for the past one and a half years now and it has been my source of income all along.
I specialize in writing feature articles meant for different websites.
I also specialize in blogging and affiliate marketing which is also one of the my major sources of income.
In addition, I do academic research. However, I get work from my friend since is do not own an account.
Bearing in mind that websites call for constant updates,feature articles never run out of demand. I actually get special requests from individual website owners who pay me quite well.
I receive my payment on weekly basis. My approximate weekly earning ranges between $120 to $150. This amounts to about $400 monthly. I also get side earnings from my personal blog and academic research as well.
I however wish to diversify my online work by buying my own academic research account. I have actually received several offers from people selling their accounts.
The account I intend to buy is going for $600. It is properly marketed and with constant supply of work. With the account, I will be in a position to hire my own writers for more gains.
Loan Proposal
Upon getting this loan, I will be in a position to improve my freelance jobs and make more earnings. I intend to buy an academic research account which has been offered to me at $600. It is properly marketed and receives constant supply of projects. It has the capacity to yield more than $1500 in a month.
I have managed to save some amount hence I will add it up with the loan to procure the account right away. The loan will have actually payed the larger part of the amount required for the account. The other part of my savings will help me employ a number of writers to ensure that the account brings in returns as soon as possible.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$467.00
Date disbursed
Jul 22, 2014
Repayment status
Late
Projected term
31 months
Other loans
Lenders
Austin, United States
Osnabrück, Germany
Republic of Korea
Netherlands
Summary
Amount repaid
$254.63
Amount remaining
$382.33
Expected completion
Feb 10, 2017
Status
Repaying late
Installment amount
$5.81
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 1, 2014 | $12.38 | Jul 31, 2014 | $12.38 |
| Aug 8, 2014 | $12.38 | Aug 7, 2014 | $12.38 |
| Aug 15, 2014 | $12.38 | Aug 13, 2014 | $12.38 |
| Aug 22, 2014 | $12.38 | Aug 28, 2014 | $12.38 |
| Aug 29, 2014 | $12.38 | Sep 5, 2014 | $12.38 |
| Sep 5, 2014 | $12.38 | Sep 11, 2014 | $12.38 |
| Sep 12, 2014 | $12.38 | Sep 17, 2014 | $12.21 |
| Oct 2, 2014 | $0.17 | ||
| Sep 19, 2014 | $12.38 | Oct 2, 2014 | $12.21 |
| Oct 7, 2014 | $0.17 | ||
| Sep 26, 2014 | $12.38 | Oct 7, 2014 | $12.21 |
| Oct 21, 2014 | $0.17 | ||
| Oct 3, 2014 | $12.38 | Oct 21, 2014 | $9.13 |
| Oct 31, 2014 | $3.26 | ||
| Oct 10, 2014 | $12.38 | Oct 31, 2014 | $6.05 |
| Nov 7, 2014 | $6.34 | ||
| Oct 17, 2014 | $12.38 | Nov 7, 2014 | $5.29 |
| Nov 14, 2014 | $7.09 | ||
| Oct 24, 2014 | $12.38 | Nov 14, 2014 | $4.53 |
| Nov 20, 2014 | $7.85 | ||
| Oct 31, 2014 | $4.10 | Nov 20, 2014 | $4.10 |
| Nov 7, 2014 | $0.00 | ||
| Nov 14, 2014 | $0.00 | ||
| Nov 21, 2014 | $0.00 | ||
| Nov 28, 2014 | $0.00 | ||
| Dec 5, 2014 | $5.81 | Nov 20, 2014 | $0.02 |
| Dec 2, 2014 | $5.79 | ||
| Dec 12, 2014 | $5.81 | Dec 2, 2014 | $0.02 |
| Dec 11, 2014 | $5.79 | ||
| Dec 19, 2014 | $5.81 | Dec 11, 2014 | $0.02 |
| Dec 18, 2014 | $5.79 | ||
| Dec 26, 2014 | $5.81 | Dec 18, 2014 | $0.02 |
| Dec 25, 2014 | $5.79 | ||
| Jan 2, 2015 | $5.81 | Dec 25, 2014 | $0.02 |
| Jan 3, 2015 | $5.79 | ||
| Jan 9, 2015 | $5.81 | Jan 3, 2015 | $0.02 |
| Jan 8, 2015 | $5.79 | ||
| Jan 16, 2015 | $5.81 | Jan 8, 2015 | $0.02 |
| Jan 16, 2015 | $5.79 | ||
| Jan 23, 2015 | $5.81 | Jan 16, 2015 | $0.02 |
| Jan 22, 2015 | $5.79 | ||
| Jan 30, 2015 | $5.81 | Jan 22, 2015 | $0.02 |
| Jan 30, 2015 | $5.79 | ||
| Feb 6, 2015 | $5.81 | Jan 30, 2015 | $0.02 |
| Feb 6, 2015 | $5.79 | ||
| Feb 13, 2015 | $5.81 | Feb 6, 2015 | $0.02 |
| Feb 13, 2015 | $5.79 | ||
| Feb 20, 2015 | $5.81 | Feb 13, 2015 | $0.02 |
| Feb 21, 2015 | $5.79 | ||
| Feb 27, 2015 | $5.81 | Feb 21, 2015 | $0.02 |
| Mar 6, 2015 | $5.79 | ||
| Mar 6, 2015 | $0.00 | ||
| Mar 13, 2015 | $0.00 | ||
| Mar 20, 2015 | $0.00 | ||
| Mar 27, 2015 | $0.00 | ||
| Apr 3, 2015 | $0.00 | ||
| Apr 10, 2015 | $2.33 | Mar 6, 2015 | $0.02 |
| May 24, 2015 | $2.30 | ||
| Apr 17, 2015 | $0.00 | ||
| Apr 24, 2015 | $0.00 | ||
| May 1, 2015 | $0.00 | ||
| May 8, 2015 | $0.00 | ||
| May 15, 2015 | $0.00 | ||
| May 22, 2015 | $0.00 | ||
| May 29, 2015 | $0.00 | ||
| Jun 5, 2015 | $0.00 | ||
| Jun 12, 2015 | $0.00 | ||
| Jun 19, 2015 | $5.81 | May 24, 2015 | $0.02 |
| Oct 12, 2015 | $5.79 | ||
| Jun 26, 2015 | $0.00 | ||
| Jul 3, 2015 | $0.00 | ||
| Jul 10, 2015 | $0.00 | ||
| Jul 17, 2015 | $0.00 | ||
| Jul 24, 2015 | $0.00 | ||
| Jul 31, 2015 | $0.00 | ||
| Aug 7, 2015 | $0.00 | ||
| Aug 14, 2015 | $0.00 | ||
| Aug 21, 2015 | $0.00 | ||
| Aug 28, 2015 | $0.00 | ||
| Sep 4, 2015 | $0.00 | ||
| Sep 11, 2015 | $0.00 | ||
| Sep 18, 2015 | $0.00 | ||
| Sep 25, 2015 | $0.00 | ||
| Oct 2, 2015 | $0.00 | ||
| Oct 9, 2015 | $0.00 | ||
| Oct 16, 2015 | $0.00 | ||
| Oct 23, 2015 | $0.00 | ||
| Oct 30, 2015 | $0.00 | ||
| Nov 6, 2015 | $0.00 | ||
| Nov 13, 2015 | $5.81 | Oct 12, 2015 | $0.02 |
| Nov 28, 2015 | $5.79 | ||
| Nov 20, 2015 | $5.81 | Nov 28, 2015 | $0.02 |
| Nov 27, 2015 | $5.81 | ||
| Dec 4, 2015 | $5.81 | ||
| Dec 11, 2015 | $5.81 | ||
| Dec 18, 2015 | $5.81 | ||
| Dec 25, 2015 | $5.81 | ||
| Jan 1, 2016 | $5.81 | ||
| Jan 8, 2016 | $5.81 | ||
| Jan 15, 2016 | $5.81 | ||
| Jan 22, 2016 | $5.81 | ||
| Jan 29, 2016 | $5.81 | ||
| Feb 5, 2016 | $5.81 | ||
| Feb 12, 2016 | $5.81 | ||
| Feb 19, 2016 | $5.81 | ||
| Feb 26, 2016 | $5.81 | ||
| Mar 4, 2016 | $5.81 | ||
| Mar 11, 2016 | $5.81 | ||
| Mar 18, 2016 | $5.81 | ||
| Mar 25, 2016 | $5.81 | ||
| Apr 1, 2016 | $5.81 | ||
| Apr 8, 2016 | $5.81 | ||
| Apr 15, 2016 | $5.81 | ||
| Apr 22, 2016 | $5.81 | ||
| Apr 29, 2016 | $5.81 | ||
| May 6, 2016 | $5.81 | ||
| May 13, 2016 | $5.81 | ||
| May 20, 2016 | $5.81 | ||
| May 27, 2016 | $5.81 | ||
| Jun 3, 2016 | $5.81 | ||
| Jun 10, 2016 | $5.81 | ||
| Jun 17, 2016 | $5.81 | ||
| Jun 24, 2016 | $5.81 | ||
| Jul 1, 2016 | $5.81 | ||
| Jul 8, 2016 | $5.81 | ||
| Jul 15, 2016 | $5.81 | ||
| Jul 22, 2016 | $5.81 | ||
| Jul 29, 2016 | $5.81 | ||
| Aug 5, 2016 | $5.81 | ||
| Aug 12, 2016 | $5.81 | ||
| Aug 19, 2016 | $5.81 | ||
| Aug 26, 2016 | $5.81 | ||
| Sep 2, 2016 | $5.81 | ||
| Sep 9, 2016 | $5.81 | ||
| Sep 16, 2016 | $5.81 | ||
| Sep 23, 2016 | $5.81 | ||
| Sep 30, 2016 | $5.81 | ||
| Oct 7, 2016 | $5.81 | ||
| Oct 14, 2016 | $5.81 | ||
| Oct 21, 2016 | $5.81 | ||
| Oct 28, 2016 | $5.81 | ||
| Nov 4, 2016 | $5.81 | ||
| Nov 11, 2016 | $5.81 | ||
| Nov 18, 2016 | $5.81 | ||
| Nov 25, 2016 | $5.81 | ||
| Dec 2, 2016 | $5.81 | ||
| Dec 9, 2016 | $5.81 | ||
| Dec 16, 2016 | $5.81 | ||
| Dec 23, 2016 | $5.81 | ||
| Dec 30, 2016 | $5.81 | ||
| Jan 6, 2017 | $5.81 | ||
| Jan 13, 2017 | $5.81 | ||
| Jan 20, 2017 | $5.81 | ||
| Jan 27, 2017 | $5.81 | ||
| Feb 3, 2017 | $5.81 | ||
| Feb 10, 2017 | $10.23 | ||
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