Accommodation for the caretakers of my poultry farm

Patricia    Sep 24, 2018

Kwaku please you are my mentor am awaiting your call.

Kwaku    Aug 24, 2018

The reduction in my installment amount will give me some respite in the loan repayment. Again, businesses have been as good as were expected. I hope to finish paying the loan by the end of time given, 14th October, 2018.
Thank you.;

Kwaku    Aug 15, 2018

Good morning my Cherished Lenders,
I sincerely thank for the loan. I received an amount of Eight Hundred and Fourteen Ghana Cedis ( GHC814). I will buy two packets of roofing sheets with this amount on Friday, 17th August, 2018, Once again I thank all the lenders for not only supporting me but also all the borrowers.
Thank you.

Kwaku    Aug 13, 2018

Good morning Dear Lenders,
I am very much grateful to my cherished lenders for extending a helping hand of this loan support to me. I am also happy this morning that my loan has been fully funded. I have planned to use this loan facility to support the purchase of roofing sheets. I need about five packets of roofing sheets and at least the loan will be able to buy two packets of them. This loan facility will assist me to be able to roof my building which will house the caretakers of my poultry farm.
I would like to thank the Zidisha Organisation for the role of linking me to these dear lenders. Without the Zidisha, I would not have had the chance of meeting these lenders. Finally and more importantly, my dear lenders, I say a big thank you to you for your kind gesture and selfless assistance shown to me. May the Almighty God richly bless you. Thank you.

Kwaku    Aug 2, 2018

Dear Joost, thank you for educating me on the risk fund concept. I would like to plead with you again that continue to share your understanding and ideas with us always. Never mind about your position or the roles that you play in Zidisha because many applicants wish to understand more about Zidisha and their activities.
Once again, I say thank you and may God richly bless you.

Kwaku    Aug 1, 2018

Thank you Joost for the feedback. Please, this was what I read at the site, "Based on feedback from lenders and borrowers, we have opted to make the required credit risk payments refundable to borrowers, in the same way that..."
Please when will the Zidisha refund the risk fund, will it be after loan repayment or upon request? Please more explanation will be needed. Many applicants wish to understand it. Thank you.

• J    Aug 1, 2018

  Dear Kwaku,
  
  Borrowers first have to fully pay their loan. All info about the refund is in the FAQ (frequently asked questions). The link is in my previous message.
  
  You have to send a support ticket to get it refunded. Please note that your credit limit is then also lowered (just like the old MLF).
  My advice is to keep the money were it is so your next loans credit limit is high) and only use it when you really need it (like in an emergency).
  
  Kind regards,
  Joost
  Team Zidisha
  Ps I am a lender volunteer and not a staff member. If you need help from a staff member then please always create a support ticket using the help menu (www.zidisha.org/borrower/help).

  Log in to reply • Share

J    Jul 31, 2018

Dear Kwaku,

You can find all the information about the credit risk payment in the announcement section of our forum www.zidisha.org/forums/4 and on our FAQ www.zidisha.org/faq#faq-68

Kind regards,
Joost
Team Zidisha

Kwaku    Jul 31, 2018

I thank Zidisha and our cherished lenders for their unlimited kindness. I wish to say that Zidisha has done and is still doing very well.
However, my little Challenge recently is the risk fund. I am to post a new loan and I will be charged thirty percent (30%) risk fund which will be deducted at source. I have already contributed Membership Loan Fund (MLF). This is discouraging not only for me from contracting a loan from Zidisha but many other people.
Please, I would like to suggest that if this risk fund policy can be applied to the first applicants for loans because the trust has not established.
Moreover, I am a volunteer mentor and I intend to assist other people to benefit from and understand the activities of Zidisha.
Thank you.

Kwaku    Jul 16, 2018

I thank Zidisha so much for granting the loan of one thousand Ghana cedis to support my farm. I am also grateful to the cherished lenders who are never tied of supporting the individuals especially me. I have been able to finish paying my second loan. Once again I am grateful to my lenders.

Kwaku    Jun 12, 2018

I have been able to sell my farm produce and I deem it wise to pay the loan faster than the schedule. I have enough money to pay off the loan so that the prospective loan applicants can also have access to the money.
Moreover, I would like to thank my cherished lenders for the support so far. It is their assistance that has brought me to this level. Once again, I thank them very much.

Kwaku    Dec 29, 2017

I would like to express my profound gratitude to my lenders for providing funding for me. Secondly, I thank Zidisha Organisation for providing this platform to assist the people in need. The money, one thousand Ghana cedis has actually helped to buy feed for my chickens. The chickens grew well because I was able to buy right and timely feed for them. All this was made possible because of the assistance I had from my cherish lenders. I have been able to make good sale of the hens and hoping to pay back the loan. I still have some hens to sell. May God bless you All and I wish you happy New Year.

Kwaku    Oct 30, 2017

I sincerely thank you for this amount, GHC1000. I will use this money to buy feed for my chickens. I will pay back as scheduled. Once again, I am very very grateful to Zidisha Organisation and all the lenders.

Kwaku    Oct 20, 2017

I sincerely thank you for your generosity and kind gesture. This amount will be used to support my poultry farm. Thank you once again for your continuous support for me and similar people who are in need.

Kwaku    Oct 6, 2017

I would like to sincerely thank my lenders for giving me such an amount to boost my farming activity. I also thank the Zidisha Organisation for their intervention. I hope the continuous assistance of our lenders is and will help many people in their quest to develop. Once again thank you.

Kwaku    Jun 6, 2017

Please, I want to know how you are protecting your credibility because of the rampant cyber crime these days.