Add fast moving stock at my beauty shop

Noel

Bumala, Kenya

100% repaid

Entrepreneur

Name

Noel

Member since

January 2014

On-time repayments

209 installments  •  64%

About Me

My names are Noel Owour i am 23 years of age born in a family of four me being the second born in the family of David Owour.Currently i live and work in Bumala.

I run a small beauty shop in Bumala.I am o level graduate.I started this business after completing my high school so that i may raise fund for myself further studies in future.

From my business i have been able to cater for my own daily basic needs and am proud to say have bought all that required house holds.

For now i live in my own rented house.

My Business

As have said earlier i run a small business beauty shop which i run myself.

My business is purely sole proprietor which i started from my own savings and some soft loan from my mum.

My deals with weaves,abuja rastas,perfumes,cutex,nice and lovely,venus,high pencil,leap bums,nail cleaner...........I have many ladies friends and good customers.I am also surrounded by many solons who get products from my shop.

My business is profitable because i have so many customers so i sell more.I also have so many customers because my prices are fair.

The risk my business have been facing is lack of capital.My monthly cost is averagely KES 20000,sales KES 50000 and profit around KES 15000 all per month.The loan am going to get i will invest all in the business.

Loan Proposal

This my second chance coming back to you for a second loan.First i would like to thank those who have supported me in the past.Now this loan will be invested in my business as follows.$200 i will use to women beautification products at my shop for resale and another $200 i will use to buy cloth materials and vitenges from Uganda and sell them in Kenya Nairobi at a profitable price.

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$450.00

Date disbursed

Apr 30, 2014

Repayment status

On Time

Projected term

10 months

Lenders

johnnorris

Aberystwyth, United Kingdom

Pierfausto

Rome, Italy

Namaste250

Pittsford, United States

P

Prysdahl

Marshall, United States

R

ram1919

San Jose, United States

Sarasota

Sarasota, Fl, United States

Lambie

Perth, Australia

K

Kristell

Middelburg, Netherlands

S

sparty0410

Chicago, United States

A

adildzhalilov

United States

A

Anonymouse

Netherlands

Pankratio

EastVan, Canada

trincowski

Vilar, Vila do Conde, Portugal

L

leftyoctober

Minneapolis, United States

larry

Sweden

T

tatonetti1

United States

Ask Noel a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Noel    Jun 10, 2017

    500

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  • Benson    May 29, 2017

    I made a call and was made to understand that she had an ailing child but did agree to repay loan.when things get better.

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  • Benson    Apr 11, 2017

    Lenders Noel have a personal problem but will repay loan soon.

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  • Noel    May 23, 2016

    My child is sick so please allow me to pay ksh 300

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  • Noel    Feb 16, 2016

    Thank you very much for the support,kindly support me again

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  • Noel    Nov 8, 2015

    I be paying this amount

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  • Noel    Sep 4, 2015

    Am very very sick please kindly allow me to reschedule

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  • Noel    May 6, 2015

    Dear lenders i thank so much for your kind support,i was disbursed with ksh 38,000 and it really help improve my business and as i see my business is growing now.Thank you very much.

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  • Noel    Feb 4, 2015

    I thank all those lenders who supported me this far,you really help my business growGod bless

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  • Valentine    Dec 29, 2014

    Dear lenders,

    I have talked to noel and she told me that she has been having problems because she lost some of her business money through theft of which she is now recovering and will reschedule her loan tomorrow.

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  • Valentine    Sep 9, 2014

    I thank all Zidisha borrowers who are assigned to me,you responded positively on the phone and acted upon your repayments i hope you will continue with that spirit of moving foward.Success!

    Valmond,
    vm

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  • Noel    Sep 9, 2014

    My lenders i am rescheduling my loan because i am behind repayment by two weeks.I mised to make two instaments of which i cannot be able to cover at the moment.Please allow me to reschedule so that i may not be behind.Once i will be with schedule i will reschedule to increase my installment back to over ksh 1,000 again.I am only happy when am on time with repayment.

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  • Valentine    Sep 7, 2014

    Dear Noel,

    Kindly login your Zidisha account and respond to your lenders views.

    Thank you

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  • Namaste250    Sep 4, 2014

    Hi Noel,
    I am glad to hear your business is doing well. Women always want to be beautiful. I see you are making your payments regularly. Thank you.
    Best wishes for health and success

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  • Valentine    Sep 4, 2014

    Hi Noel,

    I love your repayment but try to post comment regularly for your lenders to see how you are progressing.

    Thank you

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  • trincowski    Jul 28, 2014

    Hello Noel!

    I see you have been making regular payments. Thanks a lot for your efforts!

    Can you please update us on the state of your business? Has the loan helped? How are things going for you?

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    • Noel    Sep 4, 2014

      Dear trincowski,

      Thank you so much,actually my business is doing well and the loan really improved my life.I am very greatfull.

      Thank you,
      Noel

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