Add more stock to my business

Lydiah Katenya

Chesikaki, Kenya

100% repaid

Entrepreneur

Name

Lydiah Katenya

Member since

April 2014

On-time repayments

79 installments  •  66%

About Me

my name is lydia katenya. i was born and raised at chesikaki village, bungoma county. i went through primary school education , and later joined namwela secondary school where i completed and managed to score a mean grade of c plain. due to lack of school fees id id not go to college but later accompanied a friend to nairobi. there, she was able to introduce me to a beauty college tht was sponsoring students taking this course. i went through the course and completed it beginning of last year with a pass. i was later employed at a spa and worked for 6 months. mid last year, i decided to quit and start my own business. it has always been my dream, to manage my own place, look for my own clients and learn to be self dependent and grow as well. i started with only two services(manicure/pedicure), then beginning of this year, i have introduced body scrub and body massage which are all doing well as i get client refferals and also repeat clients. i use the money i earn to buy better products but most of it on advertising. during my free time, i like going to the cyber to google the latest products and new techniques being introduced in the market so as to improve on my services and give my clients the best service.

My Business

since things keep changing in this industry, i try to keep up with the change and in this case, i have to stock the latest and quality products, have better equipment and improve on advertising, which is greatest set back. with the money i get, i have been able to do very little but with some funding, i can go steps ahead. this is a good business, since all that clients look for is my service. i am very good at customer care, and this has made my clients always come back and even reffer their friends and colleagues to me hence, making my business grow. also, everyone likes to look good and take good care of their skin and health as a whole so they do weekly visits for these services which when i am funded, will able to repay in time and grow to requet for a bigger loan. i will be very glad if you consider me and will not disappoint you. thank you.

Loan Proposal

I would like to borrow a loan of 26,742 KES to add more stock to my business. Since the year 2016 has just started, business is a bit low and I was not able to add stock. With enough stock for beauty products and oils for beauty and body massage, I will be able to run my business smoothly and therefore repay my loan comfortably in the required time. I will really appreciate if granted this loan. Thank you in Advance!

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$267.68

Date disbursed

Feb 12, 2016

Repayment status

On Time

Projected term

3 months

Cost to entrepreneur

Service fee: $11.11

Lydiah opted to pay $107.96 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

Lenders

Craig Newmark

United States

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  • Daniel Malului    Apr 21, 2017

    dear lenders
    i have spoke to lydia and she had some tough moment but i have advice her to adjust the installment and once she has stabilize she can increase .she has promised to do that this weekend.

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  • Daniel Malului    Nov 6, 2016

    Dear Lender
    lydiah had some challenges but she has made payment of kes 5000 today which should reflect by tommorow

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  • Daniel Malului    Sep 29, 2016

    dear lenders
    i have spoken to lydia once again and she has assured me she will be making the payment by next week

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  • Daniel Malului    Aug 31, 2016

    Dear Lenders,
    I have spoke with Lydiah and she has been experiencing some challenges but she has promised to start paying this week

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  • Lydiah Katenya    Jul 6, 2016

    Iam glad to have received my loan. I bought the products and am glad that my clients are loving them and giving me good business. Will make sure I repay on time to be able to request for my next loan. Thanks you Zidisha!

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  • Lydiah Katenya    Jun 16, 2016

    I have received my loan today. Thanks to my lenders for quick response. Will ensure i repay on time so as to access the next loan. Thank you zidisha!

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  • Lydiah Katenya    Jun 14, 2016

    I would like to thank my lenders for fully funding the loan I requested. I will use it to buy the latest products for my spa and I will be able to maintain my clients and compete effectively in this beauty business. Thanks again!

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  • Lydiah Katenya    May 31, 2016

    I would like to thank my zidisha lenders for the loan I just completed. I used the loan to upgrade to new products so us to be up to date with the always changing beauty industry. I have been able to attend to my clients well because I was able to put up with the competition from other beauty spas. thank you.

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  • Daniel Malului    May 31, 2016

    Congratulation Lydia for fully paying your loan.God bless you

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  • Daniel Malului    May 29, 2016

    Dear Lenders
    Lilian just spoke to us through my Mentee whatsapp group that she has just repaid her finally installments which should be credited to her account by tommorow

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  • Daniel Malului    Apr 22, 2016

    Dear Lender
    Lydia paid the loan of 10th but up to date it has not been updated .am following it up to ensure the same has been updated

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  • Lydiah Katenya    Feb 8, 2016

    I would like to thank my lenders for the loan I completed to pay that enabled me to buy a laptop for easy communication with my clients. I have been able to network and advertise my business even more and have been able to meet more new clients. I am also able to know the latest products and services being introduced every now and then, and so I am up to date with technology. Thanks Zidisha!

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  • Grace Dawo    Aug 26, 2015

    Dear lenders,
    I talked to Lydia to she told me that she paid the money on Sunday and that it is only that it had not been updated.

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  • Grace Dawo    Jul 13, 2015

    Hallo lenders,
    Lets wait for the payment updated because Lydia promised to pay by yesterday.

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  • Grace Dawo    Jun 25, 2015

    Hallo lenders,
    I would like to inform you that i talked to Lydia and she told me that she just had some problems but now she is okay and will try and make her today. I hope she will honor her promise.
    Thank you once again for your assistance.

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  • Lydiah Katenya    Jun 13, 2015

    I wish give thanks to zidisha for the loan amounting to 40,591 ksh I received. I was able to buy a new laptop, and am glad I can now network easily and faster with my clients. Thank you once again!

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  • Lydiah Katenya    Apr 1, 2015

    once again, I would love to thank the zidisha team and my volunteers for the loan of 25000ksh that they were able to lend me. it has helped me buy the facial machine for my beauty parlour and in this case my business has grown tremendously.i am getting many clients coming for facials and this has enabled me to pay back the loan in-time. thanks again and I look forward to my next loan!

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  • SeeMeeFi    Jul 17, 2014

    Congratulations on your increased sales! I'm glad that your business is doing so well. All the best in the future! God Bless!

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  • Lydiah Katenya    Jun 3, 2014

    once again i would love to thank my lenders through zidisha .org for giving me my first loan which after buying afew of the latest products like gel polishes and quality body scrubs, i was able to make my clients happy and now they dont have to go to other places to get this quality service. thanks again!

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  • Lydiah Katenya    May 14, 2014

    i would like to thank zidisha for my first loan they granted me. I was able to buy gel polishes, essential oil for massage and variety of body scrubs. I hope to finish repaying my loan in time and go to the next loan level to upgrade my facility. thanks again!

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